Owner-Occupied vs Investor Neighborhoods in Hernando County
Who owns a neighborhood tells you how it will behave: homesteaded blocks turn over slowly and vote for the HOA budget; investor-heavy ones rent, flip and swing with the market. Florida publishes the answer parcel by parcel on the county property appraiser’s roll, and this page rolls it up for every Hernando County community we track — the homestead share (owner-occupancy), the estimated non-owner-occupied share, out-of-state owners and LLC/trust ownership.
Across 300 Hernando County communities and 51,516 residential parcels on the 2025 Florida DOR roll, 61% of homes are homesteaded — the owner-occupancy proxy — and 39% are not; 100% are owned from out of state and 8% are held by an LLC, corporation or trust. Country Oaks Estates is the most owner-occupied community in the county at 95%; Benton Hills the most investor-held at 0% homesteaded.
Most owner-occupied communities in Hernando County
| Community | City | Homesteaded | Non-owner-occupied | Parcels | Built (median) |
|---|---|---|---|---|---|
| Country Oaks Estates | Brooksville | 95% | 5% | 37 | 1996 |
| Dry Creek Estates | Brooksville | 94% | 6% | 34 | 1998 |
| Leo S Estates W1/ | Brooksville | 94% | 6% | 33 | 2004 |
| Hidden Oaks - Class | Brooksville | 93% | 7% | 41 | 2004 |
| Preston Hollow | Spring Hill | 92% | 8% | 64 | 1995 |
| The Oaks | Spring Hill | 91% | 9% | 89 | 1994 |
| Ac Wth Forest/Ridge Manor Area | Brooksville | 88% | 12% | 33 | 1997 |
| Dogwood Heights | Brooksville | 87% | 13% | 54 | 1990 |
| Ac Wth Forest/Ridge Manor Area(Ac05) | Brooksville | 87% | 13% | 30 | 1997 |
| wellington at seven hills | Spring Hill | 86% | 14% | 96 | 1998 |
| Mountain View | Brooksville | 85% | 15% | 41 | 2003 |
| Plateau, The - Class | Brooksville | 85% | 15% | 41 | 2002 |
| Dogwood Estate | Brooksville | 85% | 15% | 122 | 1986 |
| Hammock Acres | Brooksville | 85% | 15% | 47 | 1992 |
| Lindenwood | Spring Hill | 85% | 15% | 59 | 1995 |
| Westlake | Dade City | 84% | 16% | 38 | 2003 |
| quail meadows | Brooksville | 84% | 16% | 93 | 2003 |
| Hammock Heights | Brooksville | 84% | 16% | 43 | 1984 |
| Springwood Estate | Brooksville | 83% | 17% | 151 | 2000 |
| Linden Retreat | Spring Hill | 83% | 17% | 30 | 2000 |
| Padrons West Linden Estates | Spring Hill | 83% | 17% | 88 | 2001 |
| Whispering Oaks Estates | Dade City | 83% | 17% | 58 | 1986 |
| Ridge Manor Country Clb Estate | Ridge Manor | 82% | 18% | 175 | 1982 |
| W1/2 Of W1/2 Of Se1/4 Of Nw1/4 Of Sw1/4 Less S | Brooksville | 82% | 18% | 39 | 1998 |
| Wyndsor Place | Spring Hill | 82% | 18% | 44 | 2023 |
Most investor-held communities
Lowest homestead share — rentals, second homes and flips concentrate here.
| Community | City | Homesteaded | Non-owner-occupied | LLC / trust | Parcels |
|---|---|---|---|---|---|
| Benton Hills | Brooksville | 0% | 100% | 70% | 290 |
| Caldera | Spring Hill | 0% | 100% | 81% | 279 |
| Pine Bluff | Spring Hill | 0% | 100% | 100% | 34 |
| Caldera Phases | Spring Hill | 0% | 100% | 88% | 201 |
| Sandal Key | Weeki Wachee | 0% | 100% | 95% | 363 |
| Pine Bluff | Spring Hill | 0% | 100% | 100% | 34 |
| Pinecone Reserve | Brooksville | 0% | 100% | 82% | 114 |
| Leyland Preserve | Brooksville | 0% | 100% | 92% | 133 |
| Jsbhdjdj | Brooksville | 0% | 100% | 3% | 37 |
| Sherman Oaks | Brooksville | 7% | 93% | 7% | 83 |
| Anderson Snow Estates | Spring Hill | 8% | 92% | 49% | 173 |
| Avalon East | Spring Hill | 14% | 86% | 0% | 49 |
| Valleybrook | Spring Hill | 15% | 85% | 24% | 74 |
| Seasons At Glen Lakes | Weeki Wachee | 18% | 82% | 67% | 63 |
| Weeki Wachee Gardens | Weeki Wachee | 21% | 79% | 9% | 56 |
| avalon west | Spring Hill | 26% | 74% | 26% | 144 |
| Park Ridge Villas | Spring Hill | 26% | 74% | 12% | 126 |
| Pine Bluff | Spring Hill | 26% | 74% | 48% | 167 |
| pine bluff | Spring Hill | 26% | 74% | 48% | 167 |
| Ft Dade Mobile Home | Dade City | 26% | 74% | 3% | 34 |
| Waterford | Brooksville | 30% | 70% | 23% | 320 |
| Weeki Wachee River Retreats | Weeki Wachee | 30% | 70% | 14% | 180 |
| South Bay Port | Weeki Wachee | 30% | 70% | 11% | 46 |
| Weeki Wachee Shores | Weeki Wachee | 30% | 70% | 15% | 190 |
| Boulden | Weeki Wachee | 32% | 68% | 16% | 114 |
Most out-of-state owners
| Community | City | Out-of-state | Homesteaded | Parcels |
|---|---|---|---|---|
| Avalon East | Spring Hill | 100% | 14% | 49 |
| Silver Ridge | Brooksville | 100% | 72% | 162 |
| Dogwood Estate | Brooksville | 100% | 85% | 122 |
| Village Van Gogh | Spring Hill | 100% | 72% | 32 |
| Unrecorded | Brooksville | 100% | 74% | 126 |
| Town & Country | Brooksville | 100% | 74% | 35 |
| Brookridge Comm | Brooksville | 100% | 64% | 2,510 |
| Candlelight | Brooksville | 100% | 73% | 123 |
| Talisman | Dade City | 100% | 35% | 78 |
| Park Ridge Villas | Spring Hill | 100% | 26% | 126 |
| Ac Wth Forest/Ridge Manor Area | Brooksville | 100% | 88% | 33 |
| Sea Gate Village | Brooksville | 100% | 78% | 86 |
| Padrons West Linden Estates | Spring Hill | 100% | 83% | 88 |
| Southern Hills Plantation Club | Brooksville | 100% | 44% | 239 |
| Crowell Acres | Brooksville | 100% | 60% | 65 |
Highest LLC, corporate or trust ownership
| Community | City | LLC / trust | Homesteaded | Parcels |
|---|---|---|---|---|
| Pine Bluff | Spring Hill | 100% | 0% | 34 |
| Pine Bluff | Spring Hill | 100% | 0% | 34 |
| Sandal Key | Weeki Wachee | 95% | 0% | 363 |
| Leyland Preserve | Brooksville | 92% | 0% | 133 |
| Caldera Phases | Spring Hill | 88% | 0% | 201 |
| Pinecone Reserve | Brooksville | 82% | 0% | 114 |
| Caldera | Spring Hill | 81% | 0% | 279 |
| Benton Hills | Brooksville | 70% | 0% | 290 |
| Seasons At Glen Lakes | Weeki Wachee | 67% | 18% | 63 |
| Anderson Snow Estates | Spring Hill | 49% | 8% | 173 |
| Pine Bluff | Spring Hill | 48% | 26% | 167 |
| pine bluff | Spring Hill | 48% | 26% | 167 |
| Trilby Crossing | Brooksville | 35% | 35% | 419 |
| Southern Hills Plantation | Brooksville | 28% | 43% | 460 |
| Verano | Spring Hill | 26% | 53% | 216 |
How to read this
Homestead exemption is claimed by owners who live in the home as their primary residence, so the homestead share is a close proxy for owner-occupancy; the non-owner-occupied estimate is its complement adjusted for parcels that cannot claim it. Out-of-state and LLC/trust shares come from the owner mailing address and owner name on the roll. Communities are matched to parcels by subdivision and street; figures are for the parcels matched (n shown), not necessarily every home. Source: Florida Department of Revenue NAL assessment roll, 2025, compiled by Momentum Research, September 2026. Back to homes for sale in Hernando County.