Townhome Communities in St. Augustine, FL

Looking for townhome communities in St. Augustine, FL? Momentum tracks 10 St. Augustine communities with evidence of townhome and villa living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

St. Augustine townhome communities at a glance

Communities tracked

$280,500

Median sale price

78 days

Median days on market

313

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Stokes Landing · agent	St. Augustine	$271,000	–	68 d
Cordera Townhomes · agent	St. Augustine	$254,000	–	46 d
Cherry Elm at SilverLeaf · agent	St. Augustine	$349,000	-8.0%	73 d
Shearwater Townhomes by Ryan Homes · agent	St. Augustine	$362,000	-8.0%	100 d
Orchard Park · agent	St. Augustine	$253,000	-6.0%	52 d
Segovia · agent	St. Augustine	$290,000	-4.0%	87 d
Brandon Lakes at Silver Landing · agent	St. Augustine	$314,000	-3.0%	58 d
Beacon Lake Townhomes · agent	St. Augustine	$360,000	-29.0%	66 d
Paloma · agent	St. Augustine	$190,000	-2.0%	79 d
Waterford Lakes at SilverLeaf · agent	St. Augustine	$265,000	+1.0%	152 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

What a townhome actually buys you in Florida

Townhomes and villas sit between condos and single-family homes: you typically own the structure and the lot beneath it, with the HOA maintaining exteriors, roofs, or grounds depending on the documents. That split is the whole game — read the declaration to learn exactly which parts of the building are yours to insure and repair. Ask specifically about roof responsibility and age: in Florida, who replaces the roof (you, the HOA, or shared) changes both your insurance quote and your reserves risk.

Fees and insurance are the comparison that matters

Compare townhome communities on the fee-to-coverage ratio: what the monthly fee actually maintains, the association’s master insurance versus what your HO-6 or HO-3 policy must cover, and the reserve balance behind shared roofs and exteriors. Our buyer closing costs calculator turns price plus dues into the real monthly number.

What it costs to own here

At St. Johns County’s typical combined millage of 13.47 mills, a purchase at $280,500 (the median across these St. Augustine townhome communities) generates roughly $3,778 a year in property tax before exemptions — about $315 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in St. Johns County average about $1,378 a year ($115 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in St. Johns County near $2,908 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses St. Johns County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in St. Johns County right now

In the most recent IRS migration data (2022-2023), St. Johns County gained a net 10,642 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $130,600 versus $97,713 for those leaving — the income mix of demand, straight from tax filings. Population is up about 24.1% over the recent multi-year window. On the supply side, builders pulled 4,735 residential permits in St. Johns County in 2025 (3,554 single-family), down 15.1% year over year — against 8,390 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 5.7% versus its income-and-rent fundamentals.

Explore more of St. Augustine

Run the numbers in St. Johns County

Common questions

How many townhome communities does St. Augustine, FL have?

Momentum currently tracks 10 communities in St. Augustine with evidence of townhome and villa living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in St. Augustine townhome communities cost?

The median sale price across tracked townhome communities in St. Augustine is about $280,500, varying widely by community - see the table for community-level medians.

How does Momentum classify a community as one of the townhome communities?

A community appears here when we find a majority of the community’s MLS-recorded listings carrying a townhouse or villa property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

How much is home insurance in St. Johns County?

Citizens Property Insurance policies in St. Johns County average about $1,378 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in St. Johns County?

Typical combined millage in St. Johns County is about 13.47 mills - roughly 1.35% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.