Waterfront Homes for Sale in Inlet Beach, FL
This page tracks every Inlet Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
37 waterfront homes are for sale or pending in Inlet Beach, FL today across 23 communities. The median asking price is $4,690,000, from $749,900 to $23,990,000. Listings in Inlet Beach without that feature have a median of $1,800,000. Most listings right now: Watersound Origins (5), Watersound Camp Creek (3), Lupin Beach (2). Updated September 27, 2026 from the MLS.
Live waterfront homes in Inlet Beach: the listings
23 active listings carry the flag today (10% of Inlet Beach inventory), median asking $3,475,000, median 129 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Inlet Beach
The most expensive waterfront homes in Inlet Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 107 Elysee Court | $18,800,000 | — | ELYSEE now SANTIMO BEACH |
| 250 Winston Lane | $9,650,000 | — | THE Bluffs AT INLET BEACH |
| 112 E Lupin Beach Drive | $9,397,000 | — | Lupin Beach |
| 211 Pelican Circle | $7,900,000 | — | Camp Creek Lake |
| 63 S Camp Creek Road | $6,799,000 | — | Gulf Lake Beaches Estates |
| 32 W Lupin Beach Drive | $6,195,000 | — | Lupin Beach |
| 109 Norman Court | $6,095,000 | — | Watersound Camp Creek |
| 81 Morning Light Way | $5,750,000 | — | Watersound Camp Creek |
| 120 N Southern Cross Lane | $5,595,000 | — | Watersound Camp Creek |
| 300 Windsong Drive | $4,795,000 | — | Watersound Camp Creek |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| $500K–$750K | 1 | 4% |
| $750K–$1M | 2 | 9% |
| $1M+ | 20 | 87% |
Inlet Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Watersound Origins | 5 | 0 | $1,170,000 | $749,900 |
| Watersound Camp Creek | 3 | 0 | $4,999,000 | $4,795,000 |
| Lupin Beach | 2 | 0 | $7,796,000 | $6,195,000 |
| Watersound Camp Creek | 2 | 0 | $5,142,500 | $4,690,000 |
| Watersound Beach | 2 | 0 | $3,100,000 | $2,725,000 |
| Watersound Beach, The Crossings | 2 | 0 | $3,072,500 | $2,850,000 |
| Naturewalk at Watersound Origins | 2 | 0 | $1,309,487 | $1,268,975 |
| No Recorded Subdivision | 1 | 0 | $23,990,000 | $23,990,000 |
| ELYSEE now SANTIMO BEACH | 1 | 0 | $18,800,000 | $18,800,000 |
| The Bluffs At Inlet Beach | 1 | 0 | $9,650,000 | $9,650,000 |
| Alys Beach | 1 | 0 | $9,300,000 | $9,300,000 |
| Seacrest | 1 | 0 | $8,500,000 | $8,500,000 |
| Camp Creek Lake | 1 | 0 | $7,900,000 | $7,900,000 |
| Sand Cliffs | 1 | 0 | $6,950,000 | $6,950,000 |
| Gulf Lake Beaches Estates | 1 | 0 | $6,799,000 | $6,799,000 |
| WaterSound Camp Creek | 1 | 0 | $5,750,000 | $5,750,000 |
| Inlet Beach | 1 | 0 | $2,900,000 | $2,900,000 |
| Booth Bay T/H | 1 | 0 | $2,275,000 | $2,275,000 |
| Lake Shore Estates | 1 | 0 | $1,999,000 | $1,999,000 |
| Lake Shore Estates | 1 | 0 | $1,995,000 | $1,995,000 |
| Capistrano Condo | 1 | 0 | $1,495,000 | $1,495,000 |
| Camp Creek Village | 1 | 0 | $949,500 | $949,500 |
| Mistral Condo | 1 | 0 | $885,000 | $885,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Inlet Beach?
What do waterfront homes cost in Inlet Beach?
Which Inlet Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Inlet Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.