Amelia By The Sea in Fernandina Beach
Free · No obligation
Talk to a Amelia By The Sea Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of FLATFLEE.COM INC · via realMLS

Built fromLive realMLS data11 years of closingsUpdated twice daily

As of October 2026, Amelia By The Sea in Fernandina Beach, FL has 1 home for sale. Homes listed or recently sold were built 1973–1973; 3 of 3 report an HOA (median $891/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft).

Live · Amelia By The Sea Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Nassau: 26% (186 of 718)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Amelia By The Sea sits on Amelia Island in Fernandina Beach, and location does most of the pricing work here. Proximity to the beach, the barrier-island setting, and the specific building within the community drive value more than any single headline number.

With only a short closings window to read from, treat recent sales as directional rather than definitive. Buyers should underwrite each unit on its own condition and exposure; sellers should price against the honest comparables inside the community, not against island-wide averages that can run in either direction.

Amelia By The Sea Housing Pulse · Momentum Research · as of October 1, 2026

Amelia By The Sea right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Amelia By The Sea is a coastal community in Fernandina Beach on Amelia Island, in Nassau County — the kind of place where the individual unit's condition and position within the property matter as much as the address itself.

realMLS (Northeast Florida) sales records identify 10 homes in Amelia By The Sea that have changed hands since 2020, built between 1973 and 1973 (median 1973), with a median living area of about 1,170 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a coastal Amelia Island base and willing to pay for condition and position
  • Second-home or seasonal buyers who value beach proximity over acreage
  • Buyers comfortable evaluating each unit on its own merits rather than a fixed price range

Probably not for

  • Buyers who need deep comparable data and a tight, predictable price band before offering
  • Buyers wanting a large lot or single-family land away from the barrier island
  • Buyers unwilling to budget for updates on an older or unrenovated unit

The market around Amelia By The Sea

Amelia By The Sea is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Amelia By The Sea specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Amelia By The Sea, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Amelia By The Sea

Live MLS inventory for Amelia By The Sea. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Amelia By The Sea listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Amelia By The Sea today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia By The Sea.

Best Buy
Buyers who want an Amelia Island coastal address and will underwrite each unit individually.
Biggest Risk
A thin recent-sales sample makes any single comparable easy to over-read.
Sweet Spot
A well-maintained unit with strong exposure priced against honest in-community peers.
Avoid If
You need a predictable price band and lots of comparable data before committing.

What actually moves value here

This is a barrier-island market, so the variables that matter are condition, floor plan, and how close a given unit sits to the water and the amenities. Two homes in the same community can trade well apart based on updates and exposure alone, which makes a single average price a poor stand-in for what you'll actually pay.

Because the recent sales sample is thin, don't over-index on any one closing. Look at how a unit shows in person, what has and hasn't been renovated, and how it compares to the closest true peers inside Amelia By The Sea rather than to the broader Fernandina Beach or Nassau County numbers.

“

The location and the amenities are priced into every listing in Amelia By The Sea. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Northeast Florida coastal inventory closely, and in a small community like this one, the difference between a good buy and an overpay usually comes down to reading condition and comparables correctly. We'll walk the unit with you, tell you where a price is defensible, and tell you plainly when it isn't.

Amelia By The Sea in 15 seconds.

Best forBuyers who want an Amelia Island coastal address and will underwrite each unit individually.
Biggest advantageA true barrier-island location in Fernandina Beach with beach proximity built in.
Biggest riskA thin recent-sales sample makes any single comparable easy to over-read.
Sweet spotA well-maintained unit with strong exposure priced against honest in-community peers.
Avoid ifYou need a predictable price band and lots of comparable data before committing.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Amelia By The Sea homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Amelia By The Sea.
In short
  • HOA dues reported around $850/month (about $10,200/yr) · median of 38 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $850 per month ($10,200 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia By The Sea sales matched to your home.

What is your Amelia By The Sea home worth?

Get a no-obligation home value based on real comparable sales in Amelia By The Sea, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

Recently off market in Amelia By The Sea

Homes in Amelia By The Sea that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Amelia By The Sea a buyer's or seller's market right now?
As of October 1, 2026, Amelia By The Sea is roughly balanced: 6.0 months of supply at the current sales pace (realMLS live counts).
Who is the best real estate agent for Amelia By The Sea?
The best agent for Amelia By The Sea is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Amelia By The Sea.
How do I find a top Fernandina Beach real estate agent who knows Amelia By The Sea?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Amelia By The Sea and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Amelia By The Sea?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Amelia By The Sea purchase or sale - no call center and no pressure.
Where is Amelia By The Sea, and what county is it in?
Amelia By The Sea is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 5 miles east of the center of Fernandina Beach (straight-line).
How far is Amelia By The Sea from downtown Jacksonville and the beach?
About 24 miles from downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more). The community sits on the Atlantic coast, at Fernandina Beach.
Buyers targeting a coastal Amelia Island base and willing to pay for condition and positionExcellent fit
Second-home or seasonal buyers who value beach proximity over acreageExcellent fit
Buyers comfortable evaluating each unit on its own merits rather than a fixed price rangeExcellent fit
Buyers who need deep comparable data and a tight, predictable price band before offeringProbably not
Buyers wanting a large lot or single-family land away from the barrier islandProbably not
Buyers unwilling to budget for updates on an older or unrenovated unitProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2015 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Amelia By The Sea? 2 recorded closings (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Amelia By The Sea with Momentum Realty’s local guides.

ASAmelia South Condo0.1 mi away · median $700K, 3 sales/12 moSCSea Castles0.1 mi away · 1 for saleOcean Ridge0.1 mi away · 50 homes, built 1986–91Atlantis On Amelia0.2 mi awaySand Dollar Villas0.2 mi awayThe Pelicans0.2 mi awaySouth Beach0.2 mi away · 1 for salePort Comfort0.3 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Amelia By The Sea. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Talk to a Local Amelia By The Sea Expert
Call Get Listings