Bay Ridge Park
Homes for Sale in Gulf Breeze, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS
As of September 2026, Bay Ridge Park in Gulf Breeze, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 16 recorded sales closed at a median of $381,000, $231 per square foot, a median 28 days on market, sellers accepting 95% of original asking (-8% versus the prior year). Homes listed or recently sold were built 1975–2023; 3 of 15 report an HOA (median $3/mo); 3 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $4,880 ($4,370 with the full homestead exemption).
Bay Ridge Park right now
🟡 Balanced market. 0.8 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 12, 2026. Confidence: High (3 active and pending listings, 16 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($381K) is down 8.2% from the prior 12 months ($415K). With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 12. Confidence: High (16 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Ridge Park market snapshot (as of September 12, 2026): the median sale price is about $381K ($231 per sq ft over the trailing 12 months of closed sales), a median 29 days on market for closed sales, and 0.8 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Pensacola MLS closed sales (16 closings in the current window).
Bay Ridge Park is a community of 296 homes in Gulf Breeze, Santa Rosa County, built between 1961 and 2024 (median 1994.0), with a median living area of about 1,814 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Bay Ridge Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bay Ridge ParkPhotos from Pensacola MLS listings in Bay Ridge Park; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($381K) IS the median in the snapshot above, and the move from 2025 ($415K) IS the -8.2% one-year change.
Windows contain 2 to 29 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
40% of homes for sale in ZIP 32563 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Bay Ridge Park Market Scorecard
Bay Ridge Park is currently a balanced market (limited data). About 0.8 months of supply, a median asking price of $355,000, and homes go under contract in about 54 days.
Typical home value in the 32563 ZIP is $406,682, about 16.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Ridge Park, Gulf Breeze
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bay Ridge Park
Live MLS inventory for Bay Ridge Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Ridge Park listings as of 2026-09-12, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Bay Ridge Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Gulf Breeze · Elementary
- GULF BREEZE · Middle
- Gulf Breeze · High
Zoned schools reflect the assignments reported on recent Bay Ridge Park listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Ridge Park address.
The Bay Ridge Park buying strategy.
If we were buying in Bay Ridge Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Ridge Park.
A closer look at the Bay Ridge Park market
At a median of $231 per square foot, Bay Ridge Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 0.8 months of supply, a balanced market and the trailing-12-month median down 8% year over year. Homes that do trade take a median 29 days on market, useful leverage on any listing that has lingered.
The housing stock is 296 homes built between 1961 and 2024, and 62% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bay Ridge Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Ridge Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.6). Basis: Recent Direction -8.2% year-over-year; Liquidity & Demand 0.8 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 95.4% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Ridge Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Ridge Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Ridge Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Ridge Park home worth?
Get a no-obligation home value based on real comparable sales in Bay Ridge Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bay Ridge Park on the map →
Frequently Asked Questions
What is the median home price in Bay Ridge Park?
How long do homes in Bay Ridge Park take to sell?
Is Bay Ridge Park a buyer's or seller's market right now?
How many homes are in Bay Ridge Park?
What share of Bay Ridge Park is owner-occupied?
When were the homes in Bay Ridge Park built?
Who is the best real estate agent for Bay Ridge Park?
How do I find a top Gulf Breeze real estate agent who knows Bay Ridge Park?
Can Momentum Realty connect me with an agent for Bay Ridge Park?
Nearby Communities
Explore more neighborhoods near Bay Ridge Park with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32563/32566)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (279 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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