Chelsea Oaks
Homes for Sale in Tavares, FL

All 272 homes for sale in Tavares, FL · median $329,950 · 263 homes for sale in 32778 · Lake County homes for sale

Community in Tavares · Lake County · ZIP 32778
250 homesBuilt 1948–2018
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Photo via Stellar MLS

Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 89 closed sales in Chelsea Oaks in Tavares, FL since 2006, the most recent in May 2026. Recorded prices since 2024 ran from $295,000 to $359,900 (median $315,000), on homes of 1,543 to 1,902 sq ft. Across Tavares as a whole, 435 homes closed in the last 12 months at a median of $329,990, 69 median days on market, with 132 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,240 ($4,570 with the full homestead exemption).

Chelsea Oaks key facts
LocationTavares, Lake County, FL · ZIP 32778
Homes in the community250 (FL DOR 2025 assessment roll)
Years built1948–2018 (median 2005.0)
Typical living area1,772 sq ft (median)
Amenities listed by sellersPlayground, Park
For sale right now0 active, 0 pending
Owner-occupied (homestead) share53%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chelsea Oaks key facts,” movewithmomentum.com/neighborhoods/chelsea-oaks, data as of September 20, 2026.

Live · Chelsea Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
53%
Owner-occupied · Chelsea Oaks
134 of 251 parcels homesteaded (FL DOR 2025)
47%
Non-owner-occupied · Chelsea Oaks
incl. 19% trust or LLC-held · 26% out-of-state
250
Homes in the community
plus 1 vacant residential lots · 251 residential parcels (FL DOR 2025)
Track record · 20 years of records
12
Recorded sales · 2024-2025
median $324K · qualified sales on the county roll (FL DOR 2025)
Est. 1948
Community established
homes built 1948-2018, median 2005 (FL DOR 2025)
0.8%/yr
Turnover rate
about 2 of 250 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chelsea Oaks is a small pocket of 149 homes in Tavares, and the story here is condition, not sticker shot. The build range runs from 1948 all the way to 2007, but the median year built is 2005 — so most of the inventory skews toward mid-2000s construction, with a handful of much older homes pulling the tail. That spread is what actually sets price: two homes of similar size can trade far apart depending on age and how they've been kept.

With only two closings in the recent window, this is a thin-data community — one sale moves the picture. For sellers, that means pricing off condition and comparable age rather than assuming a neighborhood-wide number. For buyers, it means each listing deserves to be underwritten on its own merits, not against a broad average. Homestead share sits just under half, so a meaningful slice of these homes are not owner-occupied — worth noting when you read the comps.

Nearby homes for sale

No active listings inside Chelsea OaksHomes for Sale in Tavares, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4043 WALTHAM FOREST DRIVE
$347K · 0.1 mi away
4 bd · 2.5 ba · 2,221 sqft
4043 WALTHAM FOREST DRIVE
Listed by KELLER WILLIAMS LEGACY REALTY
2318 BARONS COURT
$304K · 0.1 mi away
3 bd · 2 ba · 1,607 sqft
2318 BARONS COURT
Listed by DALTON WADE INC
2255 MERRY ROAD
$315K · 0.1 mi away
3 bd · 2 ba · 1,772 sqft
2255 MERRY ROAD
Listed by KELLER WILLIAMS ADVANTAGE REALTY
3997 HILLINGDON ROAD
$145K · 0.1 mi away
3 bd · 2 ba · 1,772 sqft
3997 HILLINGDON ROAD
Listed by FUTURE HOME REALTY INC
15346 CARROLLS COURT
$220K · 0.2 mi away
2 bd · 2 ba · 936 sqft
15346 CARROLLS COURT
Listed by PARRISH REALTY GROUP INC
1075 DAVID WALKER DRIVE #C-1
$198K · 0.2 mi away
2 bd · 2 ba · 1,057 sqft
1075 DAVID WALKER DRIVE #C-1
Listed by JASON MITCHELL REAL ESTATE FLO

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A compact Lake County community whose median home lands around 1,783 square feet of living space, built mostly in the mid-2000s but with older stock mixed in — meaning the range of ages, not size alone, drives what you'll pay.

Stellar MLS sales records identify 84 homes in Chelsea Oaks that have changed hands since 2005, built between 2005 and 2017 (median 2005), with a median living area of about 1,774 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 12 qualified sales in Chelsea Oaks across 2024–2025 (10 in 2024, 2 in 2025), median $324,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a modest single-family footprint in the mid-2000s vintage and comfortable evaluating a home on its individual merits
  • Value-minded buyers willing to weigh an older property against a newer one within the same community
  • Long-hold owners who don't need a high-turnover market to feel secure in their purchase

Probably not for

  • Buyers who need a large volume of recent comparable sales to price with confidence
  • Anyone wanting uniform, same-era construction with predictable resale values
  • Buyers set on new-construction finishes throughout without inspecting for age-related condition

The market around Chelsea Oaks

Chelsea Oaks is too small for its own price trend, so here is the market around it.

In ZIP 32778, 343 homes are on the market and 18% are under contract — a slower corner of Tavares.

Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).

In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Chelsea Oaks specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Chelsea Oaks, Tavares

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Chelsea Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea Oaks.

Best Buy
Buyers wanting a mid-2000s home in a small Tavares community who will judge each property on its own condition.
Biggest Risk
Thin sales data — two closings — means comps are scarce and pricing is condition-driven.
Sweet Spot
A well-kept mid-2000s home priced against its true age peers, not the neighborhood average.
Avoid If
You need deep comps and a predictable, active resale market to feel confident.

A mixed-vintage pocket in Tavares

The defining feature of Chelsea Oaks is its age spread. A median year built of 2005 tells you the bulk of the homes are relatively modern, but a floor of 1948 means there are older properties in the mix. When you tour here, expect to see meaningfully different eras of construction within the same community, and price accordingly — a mid-2000s home and a mid-century one are not the same product.

Size is consistent enough to anchor on: the median living area is roughly 1,783 square feet, which puts most homes in a manageable single-family footprint. With a homestead share under half, some of these homes have been held as rentals or second homes, so pay attention to how each individual property has been maintained rather than trusting a blanket assumption about the neighborhood.

“

The location and the amenities are priced into every listing in Chelsea Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 149-home community with only two recent closings, the average number tells you very little — the work is in reading each home against its true peers by age and condition. We underwrite listings individually, flag where an older or under-maintained property is being priced like new construction, and help sellers position on the strengths their specific home actually has.

Chelsea Oaks in 15 seconds.

Best forBuyers wanting a mid-2000s home in a small Tavares community who will judge each property on its own condition.
Biggest advantageA manageable footprint around 1,783 square feet in a compact Lake County pocket.
Biggest riskThin sales data — two closings — means comps are scarce and pricing is condition-driven.
Sweet spotA well-kept mid-2000s home priced against its true age peers, not the neighborhood average.
Avoid ifYou need deep comps and a predictable, active resale market to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chelsea Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chelsea Oaks.
In short
  • HOA dues reported around $40/month (about $480/yr) · median of 34 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $40 per month ($480 a year) — the median AssociationFee across 34 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea Oaks sales matched to your home.

What is your Chelsea Oaks home worth?

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Real comps, not an automated estimate.

Recently off market in Chelsea Oaks

Homes in Chelsea Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Chelsea Oaks?
The Florida DOR 2025 assessment roll shows 250 homes plus 1 vacant residential lots in Chelsea Oaks (public records).
What share of Chelsea Oaks is owner-occupied?
53% of Chelsea Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Chelsea Oaks built?
Homes in Chelsea Oaks were built between 1948 and 2018, with a median year built of 2005.0 (FL DOR 2025 roll).
Who is the best real estate agent for Chelsea Oaks?
The best agent for Chelsea Oaks is one who actively works Tavares and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chelsea Oaks.
How do I find a top Tavares real estate agent who knows Chelsea Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chelsea Oaks and the wider Tavares area.
Can Momentum Realty connect me with an agent for Chelsea Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chelsea Oaks purchase or sale - no call center and no pressure.
Where is Chelsea Oaks, and what county is it in?
Chelsea Oaks is in Tavares, Lake County, FL, ZIP 32778. The community's center is about 2 miles east of the center of Tavares (straight-line).
Buyers seeking a modest single-family footprint in the mid-2000s vintage and comfortable evaluating a home on its individual meritsExcellent fit
Value-minded buyers willing to weigh an older property against a newer one within the same communityExcellent fit
Long-hold owners who don't need a high-turnover market to feel secure in their purchaseExcellent fit
Buyers who need a large volume of recent comparable sales to price with confidenceProbably not
Anyone wanting uniform, same-era construction with predictable resale valuesProbably not
Buyers set on new-construction finishes throughout without inspecting for age-related conditionProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32778))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2006 (89 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Chelsea Oaks

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River Preserve Estates Parrish0.6 mi away · median $1.21M, 4 sales/12 moRWRiver Wilderness0.9 mi awayBroadleaf1.2 mi away · median $338K, 56 sales/12 moWindwater1.3 mi away · median $447K, 18 sales/12 moCreeks Edge At Twin Rivers Parrish1.5 mi awayRiver Woods1.6 mi away · 673 homes, built 1983–23Silverleaf2.0 mi away · median $458K, 6 sales/12 moWoodland Preserve Parrish2.1 mi away · median $625K, 8 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Chelsea Oaks? 2 recorded closings (window ending 2026-09-20). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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