Fleming Island in Fleming Island

Fleming Island
Homes for Sale in Fleming Island, FL

All 134 homes for sale in Fleming Island, FL · median $499,950 · 114 homes for sale in 32003 · Clay County homes for sale

Community in Fleming Island · Clay County · ZIP 32003
1,621 homesBuilt 1954–2024Median sale $385K
Free · No obligation
Talk to a Fleming Island Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
15/100
Market Heat
Cooler than normal
2013 → 2026 · 79 at the 2021 peak
0 is Fleming Island's coldest market since 2013, 100 its hottest. Today: 15. How it's scored

Photo courtesy of PONTE VEDRA CLUB REALTY, INC. · via realMLS

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Fleming Island in Fleming Island, FL has 120 homes for sale and 40 pending, asking from $514,990 to $2,200,000 (median $599,000). Over the 12 months ending 2026-08-23, 5 recorded sales closed at a median of $385,000, $238 per square foot, a median 133 days on market, sellers accepting 88% of original asking (-20% versus the prior year). Homes listed or recently sold were built 1950–2026 with 57 new construction; 12 of the 220 geocoded homes sit in a FEMA special flood hazard zone (median elevation 31 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,800 ($5,200 with the full homestead exemption).

Live · Fleming Island Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$385K ▼
Median sold · 12 mo
down 19.8% vs the prior 12 months
-19.8% ▼
1-yr price change
n = 5 and 8 sales in the two windows
$238/sf
Sold $/sqft · 12 mo
peak $238 in 2026
88.0%
Sale vs ask
+87%
T12M median vs 2012
from a $206K median in 2012
Tempo
9.1mo
Supply
3 to 6 months is the balanced band
133days
Median DOM · closed
23 days at the 2024 low
28%
Under contract
Clay: 29% (480 of 1,652)
745 · 283
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
50%
Owner-occupied · Fleming Island
1200 of 2425 parcels homesteaded (FL DOR 2025)
50%
Non-owner-occupied · Fleming Island
incl. 27% trust or LLC-held · 12% out-of-state
1,621
Homes in the community
plus 804 vacant residential lots · 2425 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1954
Community established
homes built 1954-2024, median 2011 (FL DOR 2025)
1,659sqft
Median sold home size
12-mo windows, closed sales
0.3%/yr
Turnover rate
about 5 of 1621 homes trade a year

Homes For Sale Right Now in Fleming Island

Live MLS inventory for Fleming Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Fleming Island listings as of 2026-07-04, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Fleming Island Housing Pulse · Momentum Research · as of August 23, 2026

Fleming Island right now

🟢 Buyer-leaning market. 9.1 months of supply and 28% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Very High (1028 active and pending listings, 5 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($385K) is down 19.8% from the prior 12 months ($480K) and up 87% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (5 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Fleming Island market snapshot (as of August 23, 2026): the median sale price is about $385K ($238 per sq ft over the trailing 12 months of closed sales), a median 133 days on market for closed sales, and 9.1 months of supply, a buyer-leaning market. The trailing-12-month median is down 20% from the prior 12 months and up 87% since 2012, computed from record-level realMLS closed sales (5 closings in the current window).

In ZIP 32003 (Fleming Island), 459 homes closed in the last 12 months at a median of $455K ($214/sq ft), down 1.2% year over year, with a median 33 days on market. Right now 83 active and 34 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.

Flood zones in Fleming Island: of 211 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.

Fleming Island is a community of 1,621 homes in Fleming Island, Clay County, built between 1954 and 2024 (median 2011.0), with a median living area of about 2,519 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 5 to 16 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 19.8% year over year; up 87% since 2012.
Every sale since 2002 · price vs size
$0$500K$1M2k4k
248 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $92 in 2012 to a $238 peak in 2026; $238 now.
Median days on market · closed sales
5010020122014201620182020202220242026
23 days at the 2024 low; 133 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
88.0% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
5 to 16 a year; 5 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
79 at the 2021 peak, 15 in the troughs, 15 now. Same score as the hero card, full history.
How much local inventory is already under contract

25% of homes for sale in Fleming Island are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Clay County Market Scorecard

Balanced

Clay County is currently a balanced market. About 4.0 months of supply, a median asking price of $359,000, and homes go under contract in about 67 days.

4.0
Months supply
$359,000
Median list
$374,000
Median sold
$185
Per sqft
67
Days on mkt
1188/419/3600
Active/Pend/Sold

Typical home value in the 32043 ZIP is $344,671, about 13.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Thunderbolt · Elementary
  • Green Cove Springs · Middle
  • Fleming Island · High

Zoned schools reflect the assignments reported on recent Fleming Island listings and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Fleming Island address.

If we were buying in Fleming Island today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fleming Island.

A closer look at the Fleming Island market

At a median of $238 per square foot, Fleming Island prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 9.1 months of supply, a buyer-leaning market and the trailing-12-month median down 20% year over year. Homes that do trade take a median 133 days on market, useful leverage on any listing that has lingered.

The housing stock is 1,621 homes built between 1954 and 2024, and 50% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Fleming Island. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
3.1D · Buy Score
Long-Term Appreciation6.5/10
Recent Direction1.0/10
Liquidity & Demand0.9/10
Owner Commitment5.0/10
Pricing Power2.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (3.1). Basis: Long-Term Appreciation +87% since 2012; Recent Direction -19.8% year-over-year; Liquidity & Demand 9.1 months of supply; Owner Commitment 50% owner-occupied; Pricing Power 88.0% sale-to-list. Refreshed with each data update.

What it really costs to own in Fleming IslandHomes for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,246/yr across 25 listings here (MLS tax records, 2026-10-20). Buy at today's median asking price of $599,000 and the first-year bill resets to about $8,400 with homestead (Clay County total millage 15.053 mills, FY2025-26, Clay County Property Appraiser, FY2025-26 adopted budget); municipal and district millage vary within the county.
HOA duesMedian $654/year (about $54/month) across 37 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 211 listing addresses checked against the FEMA flood map, 94% sit outside the high-risk zone and 6% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2007 across 39 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $853/month (tax $700, HOA $54, insurance $99). An estimate from the sources above, not a quote.

Email me new listings in Fleming IslandHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Fleming IslandHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fleming IslandHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Fleming Island homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Fleming Island.
In short
  • HOA dues reported around $654/year (about $54/month) · median of 37 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $654 a year ($54 a month) — the median AssociationFee across 37 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fleming Island sales matched to your home.

What is your Fleming Island home worth?

Get a no-obligation home value based on real comparable sales in Fleming Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Fleming Island on the map →

Real comps, not an automated estimate.

Recently off market in Fleming Island

Homes in Fleming Island that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 54 on record.

Last 30 days in Fleming Island: 39 new listings (median asking $600,000), 40 under contract right now, 60 closed sales (median $374,000). As of July 4, 2026, realMLS.

Fleming Island key facts
LocationFleming Island, Clay County, FL · ZIP 32003, 32043, 32065, 32068 and more
Homes in the community1,621 (FL DOR 2025 assessment roll)
Years built1954–2024 (median 2011.0)
Typical living area2,519 sq ft (median)
Home types (current listings and sales)single-family 95%
Sale prices, last 12 months$385,000 median across 5 closed sales · $238 per sq ft · -19.8% vs the prior 12 months
Days on market (closed sales)133 median
For sale right now745 active, 283 pending · median asking $599,000 · 9.1 months of supply
Owner-occupied (homestead) share50%

Data as of August 23, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fleming Island key facts,” movewithmomentum.com/neighborhoods/clay-county, data as of August 23, 2026.

Just listed in Fleming Island Homes for Sale: 745 Homes

The newest homes for sale in Fleming Island Homes for Sale: 745 Homes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 13, 2026. All new listings in this market.

Every Home for Sale in Clay County Right Now (157)

All 157 active and pending Clay County listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 157; the carousel above and the map carry the rest.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Fleming Island?
The median sale price in Fleming Island was $385K over the 12 months ending August 23, 2026 (5 closed sales, realMLS).
How long do homes in Fleming Island take to sell?
Homes that closed in the 12 months ending August 23, 2026 took a median 133 days on market (5 sales, realMLS).
Is Fleming Island a buyer's or seller's market right now?
As of August 23, 2026, Fleming Island leans toward buyers: 9.1 months of supply at the current sales pace (realMLS live counts).
How many homes are in Fleming Island?
The Florida DOR 2025 assessment roll shows 1,621 homes plus 804 vacant residential lots in Fleming Island (public records).
What share of Fleming Island is owner-occupied?
50% of Fleming Island parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Fleming Island built?
Homes in Fleming Island were built between 1954 and 2024, with a median year built of 2011.0 (FL DOR 2025 roll).
Have Fleming Island home prices gone up?
The trailing-12-month median is up 87% since 2012, from $206K to $385K (realMLS closed records).
Who is the best real estate agent for Fleming Island?
The best agent for Fleming Island is one who actively works Fleming Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Fleming Island.
How do I find a top Fleming Island real estate agent who knows Fleming Island?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Fleming Island and the wider Fleming Island area.
Can Momentum Realty connect me with an agent for Fleming Island?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Fleming Island purchase or sale - no call center and no pressure.
Where is Fleming Island, and what county is it in?
Fleming Island is in Fleming Island, Clay County, FL, ZIP codes 32003, 32043, 32065, 32068.
Is Fleming Island in a flood zone?
Partly. Of 211 homes we sampled in Fleming Island, 94% sit outside a FEMA Special Flood Hazard Area (Zone X) and 6% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Fleming Island a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Fleming Island: the median sale price over the last 12 months was $385K (5 sales), 16% below the Fleming Island median of $460K; homes took a median 133 days to go under contract; the assessment roll counts 1,621 homes, 50% of them homesteaded (owner-occupied); supply is 9.1 months at the current sales pace, which favors buyers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 4, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 23, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (33 streets, ZIP 32003/32043/32065/32068/32073/32092))
Under-contract sharesrealMLS records, as of 2026-08-18
Historical depthClosed-sale records back to 2002 (248 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Fleming Island? 5 recorded closings; median 133 days on market (window ending 2026-08-23). See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Fleming Island

Nearby Communities

Explore more neighborhoods near Fleming Island with Momentum Realty’s local guides.

Old Ferry Land Green Cove Springs0.1 mi awayOld Ferry Middleburg0.1 mi awayHWHidden Waters Green Cove Springs0.3 mi away · median $225K, 3 sales/12 moHighland Oaks Middleburg0.6 mi away · 34 homes, built 1987–95Bradley Creek Green Cove Springs0.8 mi away · median $350K, 7 sales/12 moVillages Of Fireside Middleburg0.8 mi away · median $419K, 12 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Fleming Island Expert
Call Get Listings