Lake Tarpon Estates
Homes for Sale in Palm Harbor, FL
All 549 homes for sale in Palm Harbor, FL · median $375,000 · 213 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Lake Tarpon Estates in Palm Harbor, FL has 4 homes for sale, asking from $475,000 to $1,750,000 (median $640,000). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $300,000, $325 per square foot, a median 61 days on market, sellers accepting 79% of original asking (-39% versus the prior year). Homes listed or recently sold were built 1957 - 1988; 4 listings state no HOA; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,820 ($5,000 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Homes in the community | 183 (FL DOR 2025 assessment roll) |
| Years built | 1954–2022 (median 1977) |
| Typical living area | 2,048 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Sale prices, last 12 months | $300,000 median across 3 closed sales · $325 per sq ft · -38.8% vs the prior 12 months |
| Days on market (closed sales) | 61 median |
| For sale right now | 3 active, 0 pending · median asking $500,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 73% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Tarpon Estates key facts,” movewithmomentum.com/neighborhoods/lake-tarpon-estates, data as of September 20, 2026.
Last 30 days in Lake Tarpon Estates: 1 new listing (median asking $1,750,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lake Tarpon Estates
Live MLS inventory for Lake Tarpon Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Tarpon Estates listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake Tarpon Estates Right Now (3)
All 3 active and pending Lake Tarpon Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3131 N Canal Drive · $780,000 · 4 bd / 4 ba · listed Aug 17, 2026 · listed by Charles Rutenberg Realty Inc
- 3141 N Canal Drive · $475,000 · 3 bd / 3 ba · listed Aug 16, 2026 · listed by Lpt Realty Llc
- 3149 N Canal Drive · $500,000 · 4 bd / 2 ba · listed Jul 2, 2026 · listed by Avenue Homes Llc
Lake Tarpon Estates right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($300K) is down 38.8% from the prior 12 months ($490K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Tarpon Estates market snapshot (as of September 20, 2026): the median sale price is about $300K ($325 per sq ft over the trailing 12 months of closed sales), a median 61 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 39% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
County records show 14 qualified sales in Lake Tarpon Estates across 2024 - 2025 (10 in 2024, 4 in 2025), median $490,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Lake Tarpon Estates is a community of 183 homes in Palm Harbor, Pinellas County, built between 1954 and 2022 (median 1977), with a median living area of about 2,048 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Lake Tarpon Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Tarpon Estates; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($490K) IS the -38.8% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Lake Tarpon Estates Market Scorecard
Lake Tarpon Estates is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $500,000, and homes go under contract in about 52 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lake Tarpon Estates, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Lake Tarpon Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lake Tarpon Estates listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tarpon Estates address.
The Lake Tarpon Estates buying strategy.
If we were buying in Lake Tarpon Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Tarpon Estates.
A closer look at the Lake Tarpon Estates market
At a median of $325 per square foot, Lake Tarpon Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 12.0 months of supply, a buyer-leaning market and the trailing-12-month median down 39% year over year. Homes that do trade take a median 61 days on market, useful leverage on any listing that has lingered.
The housing stock is 183 homes built between 1954 and 2022, and 73% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Tarpon Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Tarpon Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (1.8). Basis: Recent Direction -38.8% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 73% owner-occupied; Pricing Power 78.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Tarpon Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Tarpon Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Tarpon Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Tarpon Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Tarpon Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Frequently Asked Questions
What is the median home price in Lake Tarpon Estates?
How long do homes in Lake Tarpon Estates take to sell?
Is Lake Tarpon Estates a buyer's or seller's market right now?
How many homes are in Lake Tarpon Estates?
What share of Lake Tarpon Estates is owner-occupied?
When were the homes in Lake Tarpon Estates built?
What schools serve Lake Tarpon Estates?
Who is the best real estate agent for Lake Tarpon Estates?
How do I find a top Palm Harbor real estate agent who knows Lake Tarpon Estates?
Can Momentum Realty connect me with an agent for Lake Tarpon Estates?
Where is Lake Tarpon Estates, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34684)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Tarpon Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lake Tarpon Estates
- Home values · What homes in Lake Tarpon Estates actually sell for
Nearby Communities
Explore more neighborhoods near Lake Tarpon Estates with Momentum Realty’s local guides.