Cobb Acres On Lake Tarpon
Homes for Sale in Palm Harbor, FL

A tight cluster of larger-format homes near Lake Tarpon in Palm Harbor, where most owners have stayed long enough to homestead the property rather than flip it.

Stellar MLS sales records identify 5 homes in Cobb Acres On Lake Tarpon that have changed hands since 2016, built between 1981 and 1994 (median 1985), with a median living area of about 4,455 sq ft and a typical 5-bedroom, 4.5-bath layout; 80% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Cobb Acres On Lake Tarpon is too small for its own price trend, so here is the market around it.

In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Cobb Acres On Lake Tarpon specifically. Momentum Research analysis of MLS records.

The defining fact about Cobb Acres is scale: a median living area near 4,777 square feet puts most homes here well above the footprint of a standard resale in the surrounding area. Construction spans from 1981 through 2009, with the median build year landing at 1986, so buyers should expect a mix of original systems and later updates depending on which decade a given home falls into — this is a community where condition and renovation history do more pricing work than the calendar year alone.

Current MLS listings show no identified community amenities, so this is not an HOA-driven or clubhouse-style neighborhood — the draw is the home itself and its Lake Tarpon-area location. With only 24 homes in the entire community, inventory is naturally thin, and each listing tends to stand on its own rather than fit a predictable pattern of finish or floor plan.

A 24-home community with no shared amenity package and a wide build-year spread requires comparable analysis at the individual-property level, not a template pulled from a larger subdivision. We look at square footage, age-driven system condition, and lot specifics side by side so pricing reflects the actual home, not a neighborhood average that does not really apply here.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.