Pebble Creek At Oak Leaf
Homes for Sale in Orange Park, FL
All 355 homes for sale in Orange Park, FL · median $339,999 · 175 homes for sale in 32065 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via realMLS
Over the 12 months ending 2026-08-23, 7 recorded sales closed at a median of $299,000, $174 per square foot, a median 52 days on market, sellers accepting 97% of original asking (+3% versus the prior year). Homes listed or recently sold were built 2004–2005; 6 of 6 report an HOA (median $7/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,500 ($3,900 with the full homestead exemption).
Pebble Creek At Oak Leaf right now
🟡 Still climbing. The trailing-12-month median ($299K) is up 3.3% from the prior 12 months ($290K) and up 199% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (7 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pebble Creek At Oak Leaf right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pebble Creek At Oak Leaf market snapshot (as of August 23, 2026): the median sale price is about $299K ($174 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 199% since 2012, computed from record-level realMLS closed sales (7 closings in the current window).
In ZIP 32065 (Orange Park), 646 homes closed in the last 12 months at a median of $349K ($183/sq ft), down 2.0% year over year, with a median 44 days on market. Right now 160 active and 50 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 32065 housing market and the Clay County market.
Pebble Creek At Oak Leaf is a community of 178 homes in Orange Park, Clay County, built between 2004 and 2008 (median 2005.0), with a median living area of about 1,690 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Pebble Creek At Oak Leaf. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pebble Creek At Oak Leaf
Pebble Creek At Oak Leaf
Pebble Creek At Oak Leaf
Pebble Creek At Oak Leaf
Pebble Creek At Oak Leaf
Pebble Creek At Oak LeafPhotos from realMLS listings in Pebble Creek At Oak Leaf; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($299K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +3.3% one-year change.
Windows contain 4 to 11 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
Pebble Creek At Oak Leaf Market Scorecard
Pebble Creek At Oak Leaf is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Pebble Creek At Oak Leaf
Live MLS inventory for Pebble Creek At Oak Leaf. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pebble Creek At Oak Leaf listings as of 2026-10-19, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Pebble Creek At Oak Leaf on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Pebble Creek At Oak Leaf
- Clubhouse · reported on 4 of 4 listings
- Pool · reported on 4 of 4 listings
- Basketball Court · reported on 3 of 4 listings
- Fitness Center · reported on 3 of 4 listings
- Playground · reported on 3 of 4 listings
- Tennis Court(s) · reported on 3 of 4 listings
- Children's Pool · reported on 3 of 4 listings
- Jogging Path · reported on 2 of 4 listings
- Park · reported on 2 of 4 listings
- Pickleball · reported on 2 of 4 listings
- Dog Park · reported on 1 of 4 listings
- Maintenance Grounds · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Oakleaf High School (Clay County District Schools); verify by address · High
- Oakleaf Junior High (verify by address)FLDOE grade B · Middle
- Oakleaf Village Elementary School or your address-zoned elementary (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pebble Creek At Oak Leaf address.
Shop the zone: Homes zoned for Oakleaf Jr High Middle School · Homes zoned for Oakleaf High School
The Pebble Creek At Oak Leaf buying strategy.
If we were buying in Pebble Creek At Oak Leaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek At Oak Leaf.
A closer look at the Pebble Creek At Oak Leaf market
At a median of $174 per square foot, Pebble Creek At Oak Leaf prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 3% year over year. Homes that do trade take a median 52 days on market, useful leverage on any listing that has lingered.
The housing stock is 178 homes built between 2004 and 2008, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pebble Creek At Oak Leaf. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pebble Creek At Oak Leaf buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +199% since 2012; Recent Direction +3.3% year-over-year; Owner Commitment 38% owner-occupied; Pricing Power 97.5% sale-to-list. Refreshed with each data update.
What it really costs to own in Pebble Creek At Oak LeafHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,634/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $85/year across 5 listings (2026-10-20), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2005 across 5 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Pebble Creek At Oak LeafHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Pebble Creek At Oak LeafHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pebble Creek At Oak LeafHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $85/year across 5 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $85 a year across 5 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pebble Creek At Oak Leaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek At Oak Leaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pebble Creek At Oak Leaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pebble Creek At Oak Leaf home worth?
Get a no-obligation home value based on real comparable sales in Pebble Creek At Oak Leaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Recently off market in Pebble Creek At Oak Leaf
Homes in Pebble Creek At Oak Leaf that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 3630 Silver Bluff Boulevard · off market
- 3650 Silver Bluff Boulevard · off market
- 3846 Pebble Brooke Circle · off market
- 3862 Pebble Brooke Circle · off market
- 3886 Pebble Brooke Circle · off market
- 4070 Pebble Brooke Circle · off market
| Location | Orange Park, Clay County, FL · ZIP 32065 |
|---|---|
| Homes in the community | 178 (FL DOR 2025 assessment roll) |
| Years built | 2004–2008 (median 2005.0) |
| Typical living area | 1,690 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Basketball Court, Clubhouse, Children's Pool, Fitness Center, Park, Pickleball |
| Sale prices, last 12 months | $299,000 median across 7 closed sales · $174 per sq ft · +3.3% vs the prior 12 months |
| Days on market (closed sales) | 52 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 38% |
| Zoned public schools | Oakleaf High School (Clay County District Schools); verify by address; Oakleaf Junior High (verify by address) (B, FLDOE 2025-26); Oakleaf Village Elementary School or your address-zoned elementary (verify by address) |
Data as of August 23, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pebble Creek At Oak Leaf key facts,” movewithmomentum.com/neighborhoods/pebble-creek-at-oak-leaf-orange-park, data as of August 23, 2026.
Housing distress & ownership in Pebble Creek At Oak Leaf, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Pebble Creek At Oak Leaf Orange Park Right Now (1)
All 1 active and pending Pebble Creek At Oak Leaf Orange Park listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3809 Pebble Brooke Circle · $273,000 · 3 bd / 2 ba · pending · listed Aug 29, 2026 · listed by United Real Estate Gallery
Recently sold in Pebble Creek At Oak Leaf Orange Park
- 3630 Silver Bluff Boulevard · sold $310,000
- 3650 Silver Bluff Boulevard · sold $307,000
- 3846 Pebble Brooke Circle · sold $299,000
- 3886 Pebble Brooke Circle · sold $236,250
- 3862 Pebble Brooke Circle · sold $255,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Orange Park guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Pebble Brooke Circle S (28 homes on record)
- Silver Bluff Boulevard (10 homes on record)
Frequently Asked Questions
What is the median home price in Pebble Creek At Oak Leaf?
How long do homes in Pebble Creek At Oak Leaf take to sell?
How many homes are in Pebble Creek At Oak Leaf?
What share of Pebble Creek At Oak Leaf is owner-occupied?
When were the homes in Pebble Creek At Oak Leaf built?
Have Pebble Creek At Oak Leaf home prices gone up?
What schools serve Pebble Creek At Oak Leaf?
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How do I find a top Orange Park real estate agent who knows Pebble Creek At Oak Leaf?
Can Momentum Realty connect me with an agent for Pebble Creek At Oak Leaf?
Where is Pebble Creek At Oak Leaf, and what county is it in?
Is Pebble Creek At Oak Leaf a good place to live?
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32065)) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (181 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pebble Creek At Oak Leaf fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Pebble Creek At Oak Leaf
- Home values · What homes in Pebble Creek At Oak Leaf actually sell for
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