Pebble Creek At Oak Leaf
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-11-12, 6 recorded sales closed at a median of $301,000, $176 per square foot, a median 38 days on market, sellers accepting 97% of original asking. At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,530 ($3,940 with the full homestead exemption).
Pebble Creek At Oak Leaf sits inside the larger Oak Leaf area of southwest Duval County, and that context matters more than any single listing. This is a subdivision within a master-planned setting, so what you're buying is as much the location and the shared amenity structure as the individual home. With the data we have as of mid-2026, price here is driven far more by condition, floor plan, and lot than by any published range, so treat each listing on its own merits.
For buyers, that means the spread between a dated interior and an updated one can be wide, and homework on recent work pays off. For sellers, presentation and condition are doing the heavy lifting in how a home prices against its neighbors. We'd rather set expectations against comparable homes in the community than against a headline number.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Pebble Creek At Oak Leaf right now
🟢 Still climbing. The trailing-12-month median ($301K) is up 12.5% from the prior 12 months ($268K) and up 189% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Medium (6 and 6 sales in the two windows).
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· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pebble Creek At Oak Leaf right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pebble Creek At Oak Leaf market snapshot (as of November 12, 2026): the median sale price is about $301K ($176 per sq ft over the trailing 12 months of closed sales), and a median 39 days on market for closed sales. The trailing-12-month median is up 12% from the prior 12 months and up 189% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).
In ZIP 32065 (Jacksonville), 619 homes closed in the last 12 months at a median of $352K ($179/sq ft), down 1.5% year over year, with a median 41 days on market. Right now 148 active and 62 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32065 housing market and the Clay County market.
County records show 11 qualified sales in Pebble Creek At Oak Leaf across 2024–2025 (7 in 2024, 4 in 2025), median $299,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pebble Creek At Oak Leaf is a community of 226 homes in Jacksonville, Clay County, built between 2004 and 2008 (median 2005.0), with a median living area of about 1,690 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pebble Creek At Oak Leaf is a Jacksonville subdivision on the southwest side of Duval County, part of the broader Oak Leaf master-planned community rather than a standalone pocket.
Who Pebble Creek At Oak Leaf is best for.
Best for
- Buyers who want the amenities and structure of a master-planned community
- Buyers comfortable comparing homes on condition and updates rather than sticker price
- Buyers seeking a southwest Duval County location within an established subdivision
Probably not for
- Buyers who want to avoid association rules and shared-amenity costs
- Buyers set on a standalone property outside any planned community
- Buyers expecting a fixed price range before evaluating individual condition
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($301K) IS the median in the snapshot above, and the move from 2025 ($268K) IS the +12.5% one-year change.
Windows contain 3 to 13 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
The Pebble Creek At Oak Leaf buying strategy.
If we were buying in Pebble Creek At Oak Leaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek At Oak Leaf.
What you're actually buying in Oak Leaf
The pitch here is a planned-community footprint on Jacksonville's southwest side, where the appeal is the surrounding infrastructure of a master plan rather than a one-off street. Homes in a setting like this tend to share a design vocabulary, which makes condition and updates the clearest differentiators between one listing and the next.
Because this is a subdivision within a larger community, buyers should read the governing documents and any association terms carefully before writing an offer. Know what the amenity structure covers, what the rules are, and how that fits your plans. Those details, not a listing photo, are what separate a good fit from a frustrating one.
The location and the amenities are priced into every listing in Pebble Creek At Oak Leaf. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pebble Creek At Oak Leaf buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.8). Basis: Long-Term Appreciation +189% since 2012; Recent Direction +12.5% year-over-year; Owner Commitment 40% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We work Duval County listings daily and we'll price a Pebble Creek home against its true comparables inside Oak Leaf, not a rounded headline. Whether you're buying or selling, we'll walk the condition and the community documents with you before anyone commits, and we'll tell you plainly when a particular home or the community itself isn't the right fit.
Pebble Creek At Oak Leaf in 15 seconds.
Tools for a Pebble Creek At Oak Leaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek At Oak Leaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pebble Creek At Oak Leaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pebble Creek At Oak Leaf home worth?
Get a no-obligation home value based on real comparable sales in Pebble Creek At Oak Leaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Pebble Creek At Oak Leaf, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Recent Developments in Pebble Creek At Oak Leaf
Development, infrastructure, retail, and school activity affecting Pebble Creek At Oak Leaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
Downtown board backs $49M incentive for 31-story Fleet Landing Riverside tower
The Downtown Investment Authority voted 7-0 on Oct. 21 to advance a $49.27 million, 20-year, 75% Recapture Enhanced Value Grant for Fleet Landing Riverside. The 31-story senior living tower is proposed at 111 Riverside Ave., the former Haskell headquarters site in Brooklyn. The item now goes to City Council.
What it may mean for the marketA large residential tower on the Riverside Avenue corridor would add construction activity and daily foot traffic to Brooklyn and the nearby Northbank, supporting nearby retail and dining demand. The site is about 1 mile southwest of Pebble Creek At Oak Leaf.
Source: Jacksonville Today - October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is less than a mile north of Pebble Creek At Oak Leaf.
Source: Clay Today - October 2026Development
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is less than a mile north of Pebble Creek At Oak Leaf.
Source: News4JAX - October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is less than a mile southwest of Pebble Creek At Oak Leaf.
Source: Jacksonville Today - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is less than a mile south of Pebble Creek At Oak Leaf.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The site is less than a mile south of Pebble Creek At Oak Leaf.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32065)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (122 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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See how Pebble Creek At Oak Leaf fits the bigger picture — live prices, inventory, and Momentum Scores: