Pebble Creek At Oak Leaf
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-10, 7 recorded sales closed at a median of $299,000, $174 per square foot, a median 52 days on market, sellers accepting 97% of original asking (+3% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,500 ($3,900 with the full homestead exemption).
Pebble Creek At Oak Leaf sits inside the larger Oak Leaf area of southwest Duval County, and that context matters more than any single listing. This is a subdivision within a master-planned setting, so what you're buying is as much the location and the shared amenity structure as the individual home. With the data we have as of mid-2026, price here is driven far more by condition, floor plan, and lot than by any published range, so treat each listing on its own merits.
For buyers, that means the spread between a dated interior and an updated one can be wide, and homework on recent work pays off. For sellers, presentation and condition are doing the heavy lifting in how a home prices against its neighbors. We'd rather set expectations against comparable homes in the community than against a headline number.
Pebble Creek At Oak Leaf right now
🟡 Still climbing. The trailing-12-month median ($299K) is up 3.3% from the prior 12 months ($290K) and up 199% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 9. Confidence: Low (7 and 4 sales in the two windows).
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Updated September 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pebble Creek At Oak Leaf market snapshot (as of September 9, 2026): the median sale price is about $299K ($174 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 199% since 2012, computed from record-level realMLS closed sales (7 closings in the current window).
Pebble Creek At Oak Leaf is a Jacksonville subdivision on the southwest side of Duval County, part of the broader Oak Leaf master-planned community rather than a standalone pocket.
Who Pebble Creek At Oak Leaf is best for.
Best for
- Buyers who want the amenities and structure of a master-planned community
- Buyers comfortable comparing homes on condition and updates rather than sticker price
- Buyers seeking a southwest Duval County location within an established subdivision
Probably not for
- Buyers who want to avoid association rules and shared-amenity costs
- Buyers set on a standalone property outside any planned community
- Buyers expecting a fixed price range before evaluating individual condition
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 9 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($299K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +3.3% one-year change.
Windows contain 4 to 11 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
Housing distress & ownership in Pebble Creek At Oak Leaf, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Pebble Creek At Oak Leaf buying strategy.
If we were buying in Pebble Creek At Oak Leaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek At Oak Leaf.
What you're actually buying in Oak Leaf
The pitch here is a planned-community footprint on Jacksonville's southwest side, where the appeal is the surrounding infrastructure of a master plan rather than a one-off street. Homes in a setting like this tend to share a design vocabulary, which makes condition and updates the clearest differentiators between one listing and the next.
Because this is a subdivision within a larger community, buyers should read the governing documents and any association terms carefully before writing an offer. Know what the amenity structure covers, what the rules are, and how that fits your plans. Those details, not a listing photo, are what separate a good fit from a frustrating one.
The location and the amenities are priced into every listing in Pebble Creek At Oak Leaf. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pebble Creek At Oak Leaf buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.4). Basis: Long-Term Appreciation +199% since 2012; Recent Direction +3.3% year-over-year; Pricing Power 97.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We work Duval County listings daily and we'll price a Pebble Creek home against its true comparables inside Oak Leaf, not a rounded headline. Whether you're buying or selling, we'll walk the condition and the community documents with you before anyone commits, and we'll tell you plainly when a particular home or the community itself isn't the right fit.
Pebble Creek At Oak Leaf in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pebble Creek At Oak Leaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek At Oak Leaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pebble Creek At Oak Leaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pebble Creek At Oak Leaf home worth?
Get a no-obligation home value based on real comparable sales in Pebble Creek At Oak Leaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Pebble Creek At Oak Leaf?
How long do homes in Pebble Creek At Oak Leaf take to sell?
Have Pebble Creek At Oak Leaf home prices gone up?
Who is the best real estate agent for Pebble Creek At Oak Leaf?
How do I find a top Jacksonville real estate agent who knows Pebble Creek At Oak Leaf?
Can Momentum Realty connect me with an agent for Pebble Creek At Oak Leaf?
Should you buy in Pebble Creek At Oak Leaf?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 9, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (182 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pebble Creek At Oak Leaf fits the bigger picture — live prices, inventory, and Momentum Scores: