Pebble Creek At Oak Leaf
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-10-01, 6 recorded sales closed at a median of $301,000, $180 per square foot, a median 36 days on market, sellers accepting 99% of original asking (+8% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,530 ($3,940 with the full homestead exemption).
Pebble Creek At Oak Leaf sits inside the larger Oak Leaf area of southwest Duval County, and that context matters more than any single listing. This is a subdivision within a master-planned setting, so what you're buying is as much the location and the shared amenity structure as the individual home. With the data we have as of mid-2026, price here is driven far more by condition, floor plan, and lot than by any published range, so treat each listing on its own merits.
For buyers, that means the spread between a dated interior and an updated one can be wide, and homework on recent work pays off. For sellers, presentation and condition are doing the heavy lifting in how a home prices against its neighbors. We'd rather set expectations against comparable homes in the community than against a headline number.
Pebble Creek At Oak Leaf right now
🟡 Still climbing. The trailing-12-month median ($301K) is up 7.5% from the prior 12 months ($280K) and up 196% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (6 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pebble Creek At Oak Leaf right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pebble Creek At Oak Leaf market snapshot (as of October 1, 2026): the median sale price is about $301K ($180 per sq ft over the trailing 12 months of closed sales), and a median 36 days on market for closed sales. The trailing-12-month median is up 8% from the prior 12 months and up 196% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).
In ZIP 32065 (Jacksonville), 754 homes closed in the last 12 months at a median of $365K ($184/sq ft), down 1.9% year over year, with a median 44 days on market. Right now 159 active and 53 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32065 housing market and the Clay County market.
County records show 11 qualified sales in Pebble Creek At Oak Leaf across 2024–2025 (7 in 2024, 4 in 2025), median $299,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pebble Creek At Oak Leaf is a community of 226 homes in Jacksonville, Clay County, built between 2004 and 2008 (median 2005.0), with a median living area of about 1,690 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pebble Creek At Oak Leaf is a Jacksonville subdivision on the southwest side of Duval County, part of the broader Oak Leaf master-planned community rather than a standalone pocket.
Who Pebble Creek At Oak Leaf is best for.
Best for
- Buyers who want the amenities and structure of a master-planned community
- Buyers comfortable comparing homes on condition and updates rather than sticker price
- Buyers seeking a southwest Duval County location within an established subdivision
Probably not for
- Buyers who want to avoid association rules and shared-amenity costs
- Buyers set on a standalone property outside any planned community
- Buyers expecting a fixed price range before evaluating individual condition
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($301K) IS the median in the snapshot above, and the move from 2025 ($280K) IS the +7.5% one-year change.
Windows contain 4 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32065 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Housing distress & ownership in Pebble Creek At Oak Leaf, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Pebble Creek At Oak Leaf
Development, infrastructure, retail, and school activity affecting Pebble Creek At Oak Leaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The site is less than a mile south of Pebble Creek At Oak Leaf.
Source: News4Jax - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 22 miles south of Pebble Creek At Oak Leaf, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The project is about 21 miles south of Pebble Creek At Oak Leaf, elsewhere in Clay County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northeast of Pebble Creek At Oak Leaf.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pebble Creek At Oak Leaf buying strategy.
If we were buying in Pebble Creek At Oak Leaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek At Oak Leaf.
What you're actually buying in Oak Leaf
The pitch here is a planned-community footprint on Jacksonville's southwest side, where the appeal is the surrounding infrastructure of a master plan rather than a one-off street. Homes in a setting like this tend to share a design vocabulary, which makes condition and updates the clearest differentiators between one listing and the next.
Because this is a subdivision within a larger community, buyers should read the governing documents and any association terms carefully before writing an offer. Know what the amenity structure covers, what the rules are, and how that fits your plans. Those details, not a listing photo, are what separate a good fit from a frustrating one.
The location and the amenities are priced into every listing in Pebble Creek At Oak Leaf. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pebble Creek At Oak Leaf buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.8). Basis: Long-Term Appreciation +196% since 2012; Recent Direction +7.5% year-over-year; Owner Commitment 40% owner-occupied; Pricing Power 98.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We work Duval County listings daily and we'll price a Pebble Creek home against its true comparables inside Oak Leaf, not a rounded headline. Whether you're buying or selling, we'll walk the condition and the community documents with you before anyone commits, and we'll tell you plainly when a particular home or the community itself isn't the right fit.
Pebble Creek At Oak Leaf in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pebble Creek At Oak Leaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek At Oak Leaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pebble Creek At Oak Leaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pebble Creek At Oak Leaf home worth?
Get a no-obligation home value based on real comparable sales in Pebble Creek At Oak Leaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Pebble Creek At Oak Leaf?
How long do homes in Pebble Creek At Oak Leaf take to sell?
How many homes are in Pebble Creek At Oak Leaf?
What share of Pebble Creek At Oak Leaf is owner-occupied?
When were the homes in Pebble Creek At Oak Leaf built?
Have Pebble Creek At Oak Leaf home prices gone up?
Who is the best real estate agent for Pebble Creek At Oak Leaf?
How do I find a top Jacksonville real estate agent who knows Pebble Creek At Oak Leaf?
Can Momentum Realty connect me with an agent for Pebble Creek At Oak Leaf?
Where is Pebble Creek At Oak Leaf, and what county is it in?
How far is Pebble Creek At Oak Leaf from downtown Jacksonville and the beach?
Is Pebble Creek At Oak Leaf a good place to live?
Should you buy in Pebble Creek At Oak Leaf?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32065)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (182 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pebble Creek At Oak Leaf fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Pebble Creek At Oak Leaf with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Pebble Creek At Oak Leaf. These are the public schools most often assigned to other communities in ZIP 32065; zones change and vary by address, so confirm with the district before you buy.
- Ridgeview High School · 9-12, zoned · FLDOE grade A (assigned to 12 nearby communities)
- Oakleaf High School · 9-12 (verify zoning) · FLDOE grade A (assigned to 12 nearby communities)
- Lakeside Junior High School · 7-8, zoned (confirm by address at oneclay.net) · FLDOE grade A (assigned to 8 nearby communities)
- Orange Park High School · high (verify zoning) · FLDOE grade B (assigned to 7 nearby communities)
- Ridgeview Elementary School · PK-6, zoned (confirm by address at oneclay.net) · FLDOE grade A (assigned to 6 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).