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Live Market Pulse
44/100
Market Heat
Normal for Reserve
2016 → 2026 · 88 at the 2022 peak
0 is Reserve's coldest market since 2016, 100 its hottest. Today: 44. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data12 years of closingsUpdated twice daily

As of September 2026, Reserve in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $665,000, $239 per square foot, a median 88 days on market, sellers accepting 89% of original asking (+31% versus the prior year). Homes listed or recently sold were built 2002–2005; 3 of 3 report an HOA (median $315/mo). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $7,350 ($6,910 with the full homestead exemption).

Sections of Reserve in the MLS

Reserve in Minneola, FL is recorded as 6 separate subdivisions/phases in the MLS; 2 homes are for sale across them today. Each section has its own page:

Reserve key facts
LocationNaples, Collier County, FL · ZIP 34105
Sale prices, last 12 months$665,000 median across 3 closed sales · $239 per sq ft · +30.9% vs the prior 12 months
Days on market (closed sales)88 median
For sale right now3 active, 0 pending · median asking $715,000

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Reserve key facts,” movewithmomentum.com/neighborhoods/reserve, data as of September 20, 2026.

Last 30 days in Reserve: 3 new listings (median asking $715,000). As of September 27, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Reserve Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$665K ▲
Median sold · 12 mo
up 30.9% vs the prior 12 months
+30.9% ▲
1-yr price change
n = 3 and 4 sales in the two windows
$239/sf
Sold $/sqft · 12 mo
peak $312 in 2023
88.7%
Sale vs ask
Tempo
88days
Median DOM · closed
7 days at the 2021 low
0%
Under contract
Collier: 19% (1,017 of 5,466)
3 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 5 a year
Track record · 12 years of records
3,021sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Reserve

Live MLS inventory for Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Reserve listings as of 2026-09-28, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Reserve Right Now (3)

All 3 active and pending Reserve listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Reserve's numbers point to a market that has cooled from where it was a year ago. The median price sits at $552,500, but that figure is down 7.5% year-over-year, and homes are taking a median of 65 days to close — well past a fast-moving pace. That combination tells you pricing power has shifted toward buyers willing to be patient.

With a market heat score of 37 and only six closings in the current window, this is a thin-volume market where a single sale can move the median. Sellers here need to price to the current data, not to last year's number, and buyers have room to negotiate on terms and timeline rather than racing to compete.

Reserve Housing Pulse · Momentum Research · as of September 20, 2026

Reserve right now

🟢 Still climbing. The trailing-12-month median ($665K) is up 30.9% from the prior 12 months ($508K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Reserve market snapshot (as of September 20, 2026): the median sale price is about $665K ($239 per sq ft over the trailing 12 months of closed sales), and a median 88 days on market for closed sales. The trailing-12-month median is up 31% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (3 closings in the current window).

In ZIP 34105 (Naples), 1,300 homes closed in the last 12 months at a median of $570K ($327/sq ft), up 1.0% year over year, with a median 58 days on market. Right now 573 active and 148 pending listings — a buyer's market. See the live ZIP 34105 housing market and the Collier County market.

Reserve in Naples is trading at a median of $552,500 and roughly $236 per square foot, with a slower, longer-than-average path to closing that reflects a market recalibrating after a year-over-year price pullback.

Best for

  • Buyers with flexible timelines who can wait out a median 65-day closing process
  • Buyers comfortable negotiating on price given the recent year-over-year decline
  • Sellers who will price to current, not prior-year, market data

Probably not for

  • Sellers expecting last year's pricing to hold given the 7.5% year-over-year drop
  • Buyers who need a large set of recent comps before committing to an offer
  • Anyone requiring a fast, near-certain closing timeline

Windows contain 1 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K2014201620182020202220242026
Up 30.9% year over year.
Every sale since 2014 · price vs size
$0$250K$500K$750K2k2k3k
65 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$3002014201620182020202220242026
Up from $182 in 2014 to a $312 peak in 2023; $239 now.
Median days on market · closed sales
01002002014201620182020202220242026
7 days at the 2021 low; 88 now.
Sale price vs original ask · median
90%100%2014201620182020202220242026
88.7% now.
Homes sold per 12-mo window
05102014201620182020202220242026
1 to 11 a year; 3 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202220242026
88 at the 2022 peak, 16 in the troughs, 44 now. Same score as the hero card, full history.
How much local inventory is already under contract

16% of homes for sale in ZIP 34105 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Reserve Market Scorecard

Balanced

Reserve is currently a balanced market., a median asking price of $715,000, and homes go under contract in about 1 days.

$715,000
Median list
$665,000
Median sold
$291
List $/sqft
1
Days on mkt
3/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Reserve.

Best Buy
Buyers and sellers comfortable working off a small, current data set rather than a high-volume trend line.
Biggest Risk
With only six closings in the window, the median can shift quickly as new sales post.
Sweet Spot
Buyers targeting a home priced near or under the $236 per-square-foot mark who can be patient through a longer closing timeline.
Avoid If
You need a fast, high-certainty comp set or a seller's-market pace — this data doesn't support either right now.

A market resetting on time and price

The median days on market of 65 is the clearest signal in this snapshot. That's a slower pace than a competitive market would show, and it lines up with the 7.5% year-over-year price decline — buyers are taking their time, and sellers are adjusting to get deals done.

Per-square-foot pricing at $236.09 gives a useful baseline for comparing individual listings, but with only six closings in this window, the sample is small enough that any one sale — a renovated property, a distressed one, a unique lot — can swing the median in either direction. Treat the headline numbers as a directional read, not a precise ceiling or floor.

“

The location and the amenities are priced into every listing in Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like Reserve, the publicly available comps only tell part of the story — we track the individual sales behind the median so you know whether a listing is priced to this market or to last year's. That matters whether you're negotiating a purchase against a 65-day-average timeline or setting a list price that won't stall.

Reserve in 15 seconds.

Best forBuyers and sellers comfortable working off a small, current data set rather than a high-volume trend line.
Biggest advantageA year-over-year price pullback and slower days-on-market give buyers more room to negotiate than the raw median suggests.
Biggest riskWith only six closings in the window, the median can shift quickly as new sales post.
Sweet spotBuyers targeting a home priced near or under the $236 per-square-foot mark who can be patient through a longer closing timeline.
Avoid ifYou need a fast, high-certainty comp set or a seller's-market pace — this data doesn't support either right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Reserve Condos for Sale in Naples, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Reserve Condos for Sale in Naples, FL.
In short
  • HOA dues reported around $315/month (about $3,780/yr) · median of 47 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $315 per month ($3,780 a year) — the median AssociationFee across 47 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Reserve sales matched to your home.

What is your Reserve home worth?

Get a no-obligation home value based on real comparable sales in Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.

Recently off market in Reserve

Homes in Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Reserve?
The median sale price in Reserve was $665K over the 12 months ending September 20, 2026 (3 closed sales, Florida Gulf Coast MLS).
How long do homes in Reserve take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 88 days on market (3 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Reserve?
The best agent for Reserve is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Reserve.
How do I find a top Naples real estate agent who knows Reserve?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Reserve and the wider Naples area.
Can Momentum Realty connect me with an agent for Reserve?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Reserve purchase or sale - no call center and no pressure.
Where is Reserve, and what county is it in?
Reserve is in Naples, Collier County, FL, ZIP 34105.
Buyers with flexible timelines who can wait out a median 65-day closing processExcellent fit
Buyers comfortable negotiating on price given the recent year-over-year declineExcellent fit
Sellers who will price to current, not prior-year, market dataExcellent fit
Sellers expecting last year's pricing to hold given the 7.5% year-over-year dropProbably not
Buyers who need a large set of recent comps before committing to an offerProbably not
Anyone requiring a fast, near-certain closing timelineProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 28, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (65 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Reserve with Momentum Realty’s local guides.

Banyan Woods (Collier)0.1 mi away · median $1.35M, 6 sales/12 moKnights Bridge0.2 mi awayAlexandra0.3 mi awayYorktown0.3 mi away · median $1.30M, 3 sales/12 moNaples Bath And Tennis Club0.3 mi away · median $262K, 30 sales/12 moSpoonbill0.4 mi away · median $244K, 6 sales/12 moTimberwood Of0.4 mi away · median $290K, 7 sales/12 moCanterbury Greens0.4 mi away · median $1.19M, 4 sales/12 mo

Browse all neighborhood guides →

More on ReserveCondos for Sale in Naples

Thinking of selling in Reserve? 3 recorded closings; median 88 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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