South Gulf Cove
Homes for Sale in Port Charlotte, FL
All 366 homes for sale in PORT CHARLOTTE, FL · median $245,000 · 46 homes for sale in 33981 · Charlotte County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, South Gulf Cove in Port Charlotte, FL has 11 homes for sale and 2 pending, asking from $345,000 to $999,800 (median $749,000). Over the 12 months ending 2026-08-02, 14 recorded sales closed at a median of $462,500, $218 per square foot, a median 190 days on market, sellers accepting 88% of original asking (+32% versus the prior year). Homes listed or recently sold were built 1990 - 2026 with 11 new construction; 13 of 25 report an HOA (median $10/mo); 15 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Charlotte County's FY2025-26 rate of 16.92 mills, annual property tax runs about $7,830 ($7,140 with the full homestead exemption).
| Location | PORT CHARLOTTE, Charlotte County, FL · ZIP 33981 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Park, Playground, Clubhouse, Deed Restrictions, Golf Carts OK, Recreation Facilities |
| Sale prices, last 12 months | $462,500 median across 14 closed sales · $218 per sq ft · +32.1% vs the prior 12 months |
| Days on market (closed sales) | 190 median |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Charlotte County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “SOUTH GULF COVE key facts,” movewithmomentum.com/neighborhoods/south-gulf-cove, data as of August 2, 2026.
Last 30 days in South Gulf Cove: 3 new listings (median asking $798,000), 2 under contract right now, 4 closed sales (median $487,500). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in South Gulf Cove
Live MLS inventory for South Gulf Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending South Gulf Cove listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
South Gulf Cove right now
🟢 Still climbing. The trailing-12-month median ($462K) is up 32.1% from the prior 12 months ($350K) and up 86% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (14 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside SOUTH GULF COVE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
South Gulf Cove market snapshot (as of August 2, 2026): the median sale price is about $462K ($218 per sq ft over the trailing 12 months of closed sales), and a median 191 days on market for closed sales. The trailing-12-month median is up 32% from the prior 12 months and up 86% since 2012, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 33981 (PORT CHARLOTTE), 97 homes closed in the last 12 months at a median of $350K ($202/sq ft), up 5.8% year over year, with a median 72 days on market. See the live ZIP 33981 housing market and the Charlotte County market.
Stellar MLS sales records identify 180 homes in SOUTH GULF Cove that have changed hands since 2006, built between 1980 and 2026 (median 2017), with a median living area of about 2,196 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in SOUTH GULF Cove: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
The setting & the homes.
Aerial and on-site photos of South Gulf Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in South Gulf Cove; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($462K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the +32.1% one-year change.
Windows contain 1 to 27 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
15% of homes for sale in South Gulf Cove are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
South Gulf Cove Market Scorecard
South Gulf Cove is currently a buyer's market. About 8.2 months of supply, a median asking price of $749,000, and homes go under contract in about 67 days.
Typical home value in the 33981 ZIP is $340,585, about 3.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
South Gulf Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Charlotte County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Charlotte County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent South Gulf Cove listings and can change; always confirm with Charlotte County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any South Gulf Cove address.
Shop the zone: Homes zoned for Lemon Bay High High School
The South Gulf Cove buying strategy.
If we were buying in South Gulf Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Gulf Cove.
A closer look at the South Gulf Cove market
At a median of $218 per square foot, South Gulf Cove prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 32% year over year. Homes that do trade take a median 191 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in South Gulf Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in South Gulf Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.2). Basis: Long-Term Appreciation +86% since 2012; Recent Direction +32.1% year-over-year; Pricing Power 88.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $10/month · median of 180 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $10 per month - the median AssociationFee across 180 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a South Gulf Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Gulf Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Gulf Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Gulf Cove home worth?
Get a no-obligation home value based on real comparable sales in South Gulf Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Port Charlotte →
Recently off market in SOUTH GULF COVE
Homes in SOUTH GULF COVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 9227 Newnan Circle · off market
Frequently Asked Questions
What is the median home price in South Gulf Cove?
How long do homes in South Gulf Cove take to sell?
Do cash buyers compete in South Gulf Cove?
Have South Gulf Cove home prices gone up?
What schools serve South Gulf Cove?
Who is the best real estate agent for South Gulf Cove?
How do I find a top Port Charlotte real estate agent who knows South Gulf Cove?
Can Momentum Realty connect me with an agent for South Gulf Cove?
Where is South Gulf Cove, and what county is it in?
Is South Gulf Cove a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (208 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how SOUTH GULF COVE fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near South Gulf Cove with Momentum Realty’s local guides.