South Gulf Cove
Homes for Sale in Port Charlotte, FL
All 1,417 homes for sale in Port Charlotte, FL · median $323,000 · 375 homes for sale in 33981 · Charlotte County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, South Gulf Cove in Port Charlotte, FL has 11 homes for sale and 2 pending, asking from $339,900 to $949,900 (median $699,900). Over the 12 months ending 2026-08-02, 14 recorded sales closed at a median of $462,500, $218 per square foot, a median 190 days on market, sellers accepting 88% of original asking (+32% versus the prior year). Homes listed or recently sold were built 1990 - 2026 with 11 new construction; 13 of 25 report an HOA (median $10/mo); 15 of the 25 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Charlotte County's FY2025-26 rate of 16.92 mills, annual property tax runs about $7,830 ($7,140 with the full homestead exemption).
Last 30 days in South Gulf Cove: 2 new listings (median asking $638,500), 2 under contract right now, 2 closed sales (median $485,000). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in South Gulf Cove
Live MLS inventory for South Gulf Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 209 daysTop listing
Active · 513 days
Active · 574 days
Active · 8 days
Active · 15 days
Active · 198 days
Active · 66 days
Active · 74 days
Active · 3 days
Active · 67 days
Active · 325 days
Pending · 95 days
Pending · 363 daysActive and pending South Gulf Cove listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
South Gulf Cove right now
🟢 Still climbing. The trailing-12-month median ($462K) is up 32.1% from the prior 12 months ($350K) and up 86% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (14 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside SOUTH GULF COVE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
South Gulf Cove market snapshot (as of August 2, 2026): the median sale price is about $462K ($218 per sq ft over the trailing 12 months of closed sales), and a median 191 days on market for closed sales. The trailing-12-month median is up 32% from the prior 12 months and up 86% since 2012, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 33981 (Port Charlotte), 97 homes closed in the last 12 months at a median of $350K ($202/sq ft), up 5.8% year over year, with a median 72 days on market. See the live ZIP 33981 housing market and the Charlotte County market.
Stellar MLS sales records identify 181 homes in SOUTH GULF Cove that have changed hands since 2006, built between 1980 and 2026 (median 2017), with a median living area of about 2,196 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in South Gulf Cove: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
The setting & the homes.
Aerial and on-site photos of South Gulf Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
South Gulf CoveSouth Gulf CoveSouth Gulf CoveSouth Gulf CoveSouth Gulf CoveSouth Gulf CoveSouth Gulf CoveSouth Gulf CovePhotos from Stellar MLS listings in South Gulf Cove; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($462K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the +32.1% one-year change.
Windows contain 1 to 27 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
15% of homes for sale in South Gulf Cove are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
South Gulf Cove Market Scorecard
South Gulf Cove is currently a buyer's market. About 8.2 months of supply, a median asking price of $699,900, and homes go under contract in about 74 days.
Typical home value in the 33981 ZIP is $344,726, about 2.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
South Gulf Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Charlotte County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Charlotte County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent South Gulf Cove listings and can change; always confirm with Charlotte County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any South Gulf Cove address.
Shop the zone: Homes zoned for Lemon Bay High High School
The South Gulf Cove buying strategy.
If we were buying in South Gulf Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Gulf Cove.
A closer look at the South Gulf Cove market
At a median of $218 per square foot, South Gulf Cove prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 32% year over year. Homes that do trade take a median 191 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in South Gulf Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in South Gulf Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.2). Basis: Long-Term Appreciation +86% since 2012; Recent Direction +32.1% year-over-year; Pricing Power 88.0% sale-to-list. Refreshed with each data update.
What it really costs to own in South Gulf Cove
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $10/month across 387 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Charlotte County is $2,298/yr (2,415 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2023 across 24 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in South Gulf Cove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about South Gulf Cove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works South Gulf Cove will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $10/month · median of 387 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $10 per month - the median AssociationFee across 387 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 15 sampled listing addresses in this community: 100% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=15) · as of 2026-10
Tools for a South Gulf Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Gulf Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Gulf Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Gulf Cove home worth?
Get a no-obligation home value based on real comparable sales in South Gulf Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Port Charlotte →
Recently off market in SOUTH GULF COVE
Homes in SOUTH GULF COVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 15504 Hennipen Circle · off market
- 9227 Newnan Circle · off market
| Location | Port Charlotte, Charlotte County, FL · ZIP 33981 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Park, Playground, Clubhouse, Deed Restrictions, Golf Carts OK, Recreation Facilities |
| Sale prices, last 12 months | $462,500 median across 14 closed sales · $218 per sq ft · +32.1% vs the prior 12 months |
| Days on market (closed sales) | 190 median |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Charlotte County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “South Gulf Cove key facts,” movewithmomentum.com/neighborhoods/south-gulf-cove, data as of August 2, 2026.
Just listed in South Gulf Cove
The newest homes for sale in South Gulf Cove right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 14464 Fort Myers Avenue $479,000 · 3 bd · 2 ba · 1,866 sq ft · 3 days on market Courtesy of RE/MAX ALLIANCE GROUP
- 10385 Harlingen Street $798,000 · 3 bd · 2 ba · 2,696 sq ft · 8 days on market Courtesy of PLACE IN THE SUN REAL ESTATE, LLC
- 14291 Barbarossa Lane $699,000 · 3 bd · 3 ba · 2,656 sq ft · 47 days on market Courtesy of PARADISE EXCLUSIVE REAL ESTATE
- 15301 Acorn Circle $699,900 · 4 bd · 3 ba · 2,349 sq ft · 66 days on market Courtesy of REALTY ONE GROUP MVP
- 15037 Alsask Circle $449,995 · 3 bd · 2 ba · 1,985 sq ft · 67 days on market Courtesy of SOUTH CEDAR REAL ESTATE, INC
- 15001 Appleton Blvd $499,900 · 3 bd · 2 ba · 1,670 sq ft · 86 days on market Courtesy of EDGERTON REALTY & DEVELOPMENT,LLC
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in South Gulf Cove Right Now (13)
All 13 active and pending South Gulf Cove listings with a detail page, newest first, refreshed twice a day from the MLS.
- 14464 Fort Myers Avenue · $479,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Re/Max Alliance Group
- 10385 Harlingen Street · $798,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Place In The Sun Real Estate, Llc
- 9214 Melody Circle · $949,900 · 3 bd / 3 ba · listed Sep 10, 2026 · listed by Tall Pines Realty
- 14291 Barbarossa Lane · $749,000 · 3 bd / 3 ba · listed Sep 1, 2026 · listed by Paradise Exclusive Real Estate
- 15301 Acorn Circle · $699,900 · 4 bd / 3 ba · listed Aug 19, 2026 · listed by Realty One Group Mvp
- 15037 Alsask Circle · $449,995 · 3 bd / 2 ba · listed Jul 29, 2026 · listed by South Cedar Real Estate, Inc
- 15001 Appleton Blvd · $499,900 · 3 bd / 2 ba · listed Jul 23, 2026 · listed by Edgerton Realty & Development,Llc
- 15079 Wichita Road · $339,900 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Edgerton Realty & Development,Llc
- 10442 Winnipeg Street · $809,900 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Lokation
- 10508 Mcalester Circle · $809,900 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Lokation
- 9468 Attica Circle · $749,000 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by Ms Land & Building Llc
- 15381 Alsask Circle · $449,995 · 3 bd / 2 ba · pending · listed Jul 16, 2026 · listed by South Cedar Real Estate, Inc
- 9151 Melody Circle · $350,000 · 3 bd / 3 ba · pending · listed Jul 16, 2026 · listed by Exp Realty Llc
Recently sold in South Gulf Cove
- 15504 Hennipen Circle · sold $610,000
- 9227 Newnan Circle · sold $360,000
- 14364 Appleton Boulevard · sold $489,000
- 15608 Melport Circle · sold $486,000
- 14246 Maysville · sold $665,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Alsask Circle (6 homes on record)
- Appleton Boulevard (3 homes on record)
- Fort Myers Avenue (3 homes on record)
- Lakeland Circle (3 homes on record)
- Viscount Circle (3 homes on record)
- St Paul Drive (3 homes on record)
- Hennipen Circle (3 homes on record)
- President Circle (3 homes on record)
- Spring Circle (3 homes on record)
- San Domingo Boulevard (3 homes on record)
- Ingraham Boulevard (2 homes on record)
- Melport Circle (2 homes on record)
Frequently Asked Questions
What is the median home price in South Gulf Cove?
How long do homes in South Gulf Cove take to sell?
Do cash buyers compete in South Gulf Cove?
Have South Gulf Cove home prices gone up?
What schools serve South Gulf Cove?
Who is the best real estate agent for South Gulf Cove?
How do I find a top Port Charlotte real estate agent who knows South Gulf Cove?
Can Momentum Realty connect me with an agent for South Gulf Cove?
Where is South Gulf Cove, and what county is it in?
Is South Gulf Cove a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (208 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SOUTH GULF COVE fits the bigger picture — live prices, inventory, and Momentum Scores:
More on South Gulf Cove
- Home values · What homes in South Gulf Cove actually sell for
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