Terramar
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 313 homes for sale in 34119 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Terramar in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,137,000, $487 per square foot, a median 5 days on market, sellers accepting 93% of original asking (+20% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $12,570 ($12,130 with the full homestead exemption).

Terramar's most recent stretch shows a median price of $1,137,000 with a median of 5 days on market — figures built from just 4 closings, so treat the trend line as directional rather than statistically settled. That kind of turnover speed, paired with a median price per square foot of $486.81, points to homes that are priced right and moving before much negotiation room opens up.
The 19.7% year-over-year change is the number to sit with. On a small closings count, a swing like that can reflect a shift in what's actually selling — larger or more updated homes moving through — as much as a broad repricing of the community. Buyers should price recent comparables carefully rather than anchoring to the percentage alone; sellers have room to test the top of the range given how fast recent sales have cleared.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Terramar right now
🟢 Still climbing. The trailing-12-month median ($1.14M) is up 19.7% from the prior 12 months ($950K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terramar market snapshot (as of September 20, 2026): the median sale price is about $1.14M ($487 per sq ft over the trailing 12 months of closed sales), and a median 5 days on market for closed sales. The trailing-12-month median is up 20% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (4 closings in the current window).
In ZIP 34119 (Naples), 1,303 homes closed in the last 12 months at a median of $808K ($325/sq ft), up 2.6% year over year, with a median 62 days on market. Right now 376 active and 143 pending listings — a buyer's market. See the live ZIP 34119 housing market and the Collier County market.
Terramar is a community of 55 homes in Naples, Collier County, built between 2000 and 2006 (median 2003), with a median living area of about 3,382 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Terramar is a Naples community in Collier County where recent activity has been thin in volume but fast in pace, with the small number of closings meaning each sale carries outsized weight on the current statistics.
Who Terramar is best for.
Best for
- Buyers with a budget around the $1,137,000 median who are ready to act quickly once a matching listing comes up
- Sellers whose home compares well to recent fast-moving sales and want to capture current pricing momentum
- Buyers who evaluate homes on individual merit rather than relying on community-wide amenities
Probably not for
- Buyers who want a large pool of active listings to compare before committing
- Buyers specifically seeking a community with established shared amenities like a clubhouse or organized recreation
- Buyers uncomfortable making decisions on a market with a thin, recent closings history
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.14M) IS the median in the snapshot above, and the move from 2025 ($950K) IS the +19.7% one-year change.
Windows contain 1 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 34119 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Terramar Market Scorecard
Terramar is currently a balanced market., a median asking price of $1,747,450, and homes go under contract in about 141 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Terramar
Live MLS inventory for Terramar. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Terramar listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Terramar buying strategy.
If we were buying in Terramar today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terramar.
A market too thin to read casually
Four closings is enough to establish that homes here are selling quickly — a median of 5 days on market is a clear signal — but it is not enough to draw firm conclusions about pricing structure across the community. The $1,137,000 median and $486.81 per-square-foot figure describe what closed, not necessarily what the next listing will fetch, especially if it differs meaningfully in size, age, or condition from recent sales.
No community amenities are identified in the current MLS listings for Terramar, which means any pool, clubhouse, or shared recreational features would need to be confirmed property by property rather than assumed as a community-wide draw. Buyers evaluating Terramar should treat the value proposition as being about the home and its location within Naples, not a packaged amenity set.
The location and the amenities are priced into every listing in Terramar. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Terramar buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.3). Basis: Recent Direction +19.7% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 92.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 4 recent closings feeding the data, Terramar is exactly the kind of community where a broker needs to look past the headline median and into the individual comps — square footage, condition, and timing all matter more than usual when the sample is this small. We pull the underlying sales, not just the summary numbers, before advising on offer price or list price.
Terramar in 15 seconds.
What it really costs to own in Terramar
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $9,927/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2003 across 4 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Terramar
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Terramar
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Terramar will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $202/month (about $2,424/yr) · median of 89 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $202 per month ($2,424 a year) — the median AssociationFee across 89 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terramar buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terramar sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terramar, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terramar home worth?
Get a no-obligation home value based on real comparable sales in Terramar, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
| Location | Naples, Collier County, FL · ZIP 34119 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 2000–2006 (median 2003) |
| Typical living area | 3,382 sq ft (median) |
| Sale prices, last 12 months | $1,137,000 median across 4 closed sales · $487 per sq ft · +19.7% vs the prior 12 months |
| Days on market (closed sales) | 5 median |
| For sale right now | 2 active, 0 pending · median asking $1,747,450 |
| Owner-occupied (homestead) share | 66% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terramar key facts,” movewithmomentum.com/neighborhoods/terramar, data as of September 20, 2026.
Housing distress & ownership in Terramar, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Terramar
The newest homes for sale in Terramar right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3137 Terramar Dr $1,669,900 · 3 bd · 3 ba · 3,255 sq ft · 35 days on market Courtesy of Downing Frye Realty Inc.
- 3105 Terramar Dr $1,825,000 · 3 bd · 3 ba · 2,816 sq ft · 141 days on market Courtesy of William Raveis Real Estate
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Terramar Right Now (2)
All 2 active and pending Terramar listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3137 Terramar Dr · $1,669,900 · 3 bd / 3 ba · listed Sep 10, 2026 · listed by Downing Frye Realty Inc.
- 3105 Terramar Dr · $1,825,000 · 3 bd / 3 ba · listed Jul 22, 2026 · listed by William Raveis Real Estate
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Frequently Asked Questions
What is the median home price in Terramar?
How long do homes in Terramar take to sell?
How many homes are in Terramar?
What share of Terramar is owner-occupied?
When were the homes in Terramar built?
Who is the best real estate agent for Terramar?
How do I find a top Naples real estate agent who knows Terramar?
Can Momentum Realty connect me with an agent for Terramar?
Where is Terramar, and what county is it in?
Should you buy in Terramar?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34119)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Terramar fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Terramar
- Home values · What homes in Terramar actually sell for
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