Florida Housing Intelligence › Collier County › 34145 (Marco Island)
Aerial view of 34145, Florida

34145 (Marco Island)
Housing Market & Home Values

ZIP code market report · Collier County, FL

Median sale price $1,375,000, up 5.9% year over year, with homes going under contract in about 79 days, 387 homes on the market.

70 communities reporting934 sales analyzedRefreshed twice dailyMomentum Score 39
Live Market Pulse
39/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 10% off asking. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · 34145 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.38M ▲
Median sold · 12 moConfidence: High
up 5.9% vs the prior 12 months
+5.9% ▲
1-yr price change
n = 934 recent sales
$679/sf ▲
Sold $/sqft · 12 mo
Collier County: $341 · +3.8% vs prior yr
90.4% ▲
Sale vs ask
Collier County: 90.7% · +1.6pp vs prior yr
$551K ▼
Collier County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
79days ▲
Median DOM · closed
Collier County: 76 days · +2.0 days vs prior yr
19%
Under contract
Collier County: 21%
387 · 74 ▲34
For sale · pending
live counts, refreshed twice daily
Market context
17% ▼
Listings with price cuts
Collier County · Zillow · -1.5pp vs prior month
5,740 ▼
County for-sale inventory
Zillow, monthly · -9.1% vs prior month
3% ▲
New construction
share of recent sales · +0.6pp vs prior yr
39/100
Momentum score
Buyer's Opportunity
70
Communities reporting
of 142 tracked in 34145
Economy & people · county layer
$86,173
Median household income
U.S. Census ACS, county
387,681
County population
+6.5% since 2018
6.4×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$3,219/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

19% of listed homes are already under contract. Prices are up 5.9% versus the prior year and sellers are still collecting 90.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 39
Momentum Score
Buyer leverage61
Seller leverage39

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 19% of inventory sits under contract.
  • Mortgage sensitivity — at 6.4× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34145 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 25 active
$300K–$500K
— mo · buyer-tilted · 51 active
$500K–$750K
— mo · buyer-tilted · 84 active
$750K+
— mo · buyer-tilted · 227 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34145 is hot — and where it isn't

Each dot is a community (70 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34145 (Marco Island)

The median sale price across 34145 currently stands at $1,375,000, up 5.9% from a year ago. Buyers are paying a median of $679 per square foot. The typical home goes under contract in about 79 days. Sellers are capturing 90.4% of their original asking price on average.

There are 387 active listings on the market, with 74 more already under contract.

Zillow's home value index for Collier County stands at $550,722. About 17% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34145 is 39 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

34145 since 2013 — and where it’s heading

A median home here sold for $441,625 in 2013 and $1,180,513 over the last recorded year — 167% appreciation across 13 years of recorded sales.

Median sale price · 2013–2026 (11,885 recorded sales)

$425K$839K$1.25M$1.18M2013: $442K2014: $522K2015: $597K2016: $579K2017: $613K2018: $654K2019: $619K2020: $649K2021: $818K2022: $1.13M2023: $1.24M2024: $1.21M2025: $1.14M2026: $1.18M20132016202020232026

Days on market by year

16d67d118d79d2013: 116d2014: 86d2015: 86d2016: 89d2017: 85d2018: 91d2019: 84d2020: 94d2021: 34d2022: 19d2023: 47d2024: 70d2025: 77d2026: 79d20132016202020232026

Home value trend · Collier County (Zillow ZHVI)

$549K$557K$565K$551KAug '25: $564KSep '25: $560KOct '25: $558KNov '25: $557KDec '25: $556KJan '26: $556KFeb '26: $556KMar '26: $556KApr '26: $554KMay '26: $552KJun '26: $550KJul '26: $550KAug '26: $551KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

5,6916,9028,1125,740Aug '25: 6,984Sep '25: 6,475Oct '25: 6,377Nov '25: 6,603Dec '25: 6,910Jan '26: 7,328Feb '26: 7,686Mar '26: 8,064Apr '26: 7,999May '26: 7,628Jun '26: 6,972Jul '26: 6,312Aug '26: 5,740Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Collier County (MLS)

8572,8014,744Aug 22 · Active: 4,588Aug 23 · Active: 4,585Aug 28 · Active: 4,541Aug 29 · Active: 4,553Aug 30 · Active: 4,544Aug 31 · Active: 4,540Sep 07 · Active: 4,468Sep 09 · Active: 4,461Sep 11 · Active: 4,499Sep 12 · Active: 4,487Sep 13 · Active: 4,481Sep 14 · Active: 4,480Sep 15 · Active: 4,496Sep 16 · Active: 4,508Sep 17 · Active: 4,521Sep 19 · Active: 4,547Sep 20 · Active: 4,544Sep 21 · Active: 4,548Sep 22 · Active: 4,555Sep 23 · Active: 4,555Sep 24 · Active: 4,577Sep 25 · Active: 4,587Sep 26 · Active: 4,609Sep 28 · Active: 4,619Sep 29 · Active: 4,633Oct 01 · Active: 4,667Aug 22Sep 16Oct 01ActivePending

Median price · daily recalculation

$1.34M$1.38M$1.43M$1.38MAug 06: $1.43MAug 08: $1.43MAug 09: $1.43MAug 10: $1.43MAug 11: $1.43MAug 12: $1.43MAug 13: $1.43MAug 15: $1.43MAug 17: $1.43MAug 18: $1.43MAug 19: $1.43MAug 20: $1.43MAug 21: $1.43MAug 22: $1.43MAug 23: $1.43MAug 24: $1.43MAug 26: $1.43MAug 28: $1.43MAug 29: $1.43MAug 30: $1.43MAug 31: $1.43MSep 01: $1.43MSep 04: $1.43MSep 05: $1.43MSep 06: $1.43MSep 07: $1.43MSep 08: $1.43MSep 09: $1.43MSep 10: $1.43MSep 11: $1.43MSep 12: $1.34MSep 13: $1.34MSep 14: $1.34MSep 15: $1.34MSep 16: $1.34MSep 17: $1.34MSep 19: $1.34MSep 20: $1.38MSep 21: $1.38MSep 22: $1.38MSep 23: $1.38MSep 24: $1.38MSep 25: $1.38MSep 26: $1.38MSep 28: $1.38MSep 29: $1.38MSep 30: $1.38MOct 01: $1.38MOct 03: $1.38MOct 04: $1.38MOct 05: $1.38MAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving 34145

Who’s moving here
+2,411 net residents/yr

Top inbound states: IL, NY, MA, NJ. Movers arriving report ~$283,468 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,147/yr avg premium

2,002 Citizens policies in force in Collier County — the state-backed insurer of last resort. Budget insurance into any Collier purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,736 units permitted -22% YoY

1,945 single-family · 791 multi-family · 7.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Esplanade ▲ 57%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Collier

MarketMedianActiveScore
34145 ← this page$1.38M38739
34102$570K60644Open →
34104$570K58045Open →
34105$570K57347Open →
34114$660K56135Open →
34119$808K37649Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
EsplanadeNaples$1.55M▲ 57%
Hideaway BeachMarco Island$2.60M▲ 42%
Monterrey At Cape MarcoMarco Island$1.71M▲ 35%
Tradewinds Apts Of Marco IslandMarco Island$758K▲ 33%
Ville De MarcoMarco Island$392K▲ 27%
Prices cooling fastest
Admiralty HouseMarco Island$548K▼ 25%
San Marco VillasMarco Island$320K▼ 15%
MontereyNaples$1.62M▼ 10%
Imperial WildernessNaples$125K▼ 7%
Anglers CoveMarco Island$350K▼ 7%
Most homes for sale
Marco IslandMarco Island$1.58M96
Marco BeachMarco Island$1.38M38
South Seas Club CondoMarco Island$670K25
EsplanadeNaples$1.55M15
South SeasMarco Island$605K14
Selling fastest
Vintage BayMarco Island$584K36 days
EsplanadeNaples$1.55M47 days
CozumelMarco Island$2.67M48 days
Imperial WildernessNaples$125K53 days
Tropic Schooner AptsNaples$239K59 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34145 right now?

The data says conditions currently favor buyers in 34145 — the Momentum Score reads 39/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34145 becoming more affordable?

No — the median sale price in 34145 is $1,375,000, up 5.9% versus the prior year, while sellers still capture 90.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34145?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Admiralty House (-25%); San Marco Villas (-15%); Monterey (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34145 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Vintage Bay (36 days); Esplanade (47 days); Cozumel (48 days) — homes there go under contract well ahead of the market-wide pace of 79 days.

Questions

34145 (Marco Island) housing market FAQ

How is the housing market in 34145 right now?

As of October 5, 2026, the 34145 housing market favors buyers: the median sale price is $1,375,000 (up 5.9% year over year), 387 homes are for sale, and the typical home goes under contract in about 79 days.

How much is a house in 34145?

The median home sold for $1,375,000 in 34145 over the last 12 months, about $679 per square foot; asking prices on the 387 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34145?

By the numbers, sellers in 34145 are getting 90.4% of asking price and going under contract in about 79 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34145 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34145 median sale prices are up 5.9% year over year, and 19% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34145?

The median sale price in 34145 is currently $1,375,000, up 5.9% from a year ago, based on MLS sales data updated October 5, 2026.

Is 34145 a buyer's or seller's market right now?

The data currently favors buyers. 34145 scores 39 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34145?

The typical home in 34145 goes under contract in about 79 days, per current MLS data.

How many homes are for sale in 34145?

There are approximately 387 active listings in 34145 as of October 5, 2026.

Are home prices in 34145 rising or falling?

Median sale prices are up 5.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34145 (Marco Island). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.