100 - St Cloud
Homes for Sale in Kissimmee, FL

Community in Kissimmee · Osceola County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data2 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Cloud, as tracked under this MLS area, does not currently carry a published amenity package from active listings, and there is no pricing data in this snapshot to anchor a median. That absence is itself useful information: it tells you this is a market where value is set almost entirely by the individual home and lot rather than by a community fee structure, a clubhouse, or shared recreation. Buyers should expect to evaluate each property on its own condition and land, not on a neighborhood brand.

For sellers, the lack of a defined amenity set means the listing itself has to do the work of establishing value. Comparable homes nearby, lot characteristics, and recent updates will carry more weight in a buyer's mind than anything tied to a homeowners association. For buyers, that same absence can be an opening: less overhead tied to shared facilities, and more room to negotiate purely on the merits of the house.

Best for

  • Buyers focused on the home and lot itself rather than a community amenity package
  • Buyers comfortable doing property-by-property comparisons rather than relying on a shared neighborhood standard
  • Buyers open to Osceola County locations without an association-driven identity

Probably not for

  • Buyers who want a clubhouse, pool, or organized recreation included in their purchase
  • Buyers who prefer to shop by community brand rather than individual property research
  • Buyers expecting a consistent price band set by shared amenities across the area

The market around 100 - St Cloud

100 - St Cloud is too small for its own price trend, so here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not 100 - St Cloud specifically. Momentum Research analysis of MLS records.

If we were buying in 100 - St Cloud today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in 100 - St Cloud.

Best Buy
Buyers who want to evaluate a specific home on its own merits rather than buy into a packaged community.
Biggest Risk
With no defined amenity set, buyers need to do more independent verification of what each listing actually offers.
Sweet Spot
Works well for buyers prioritizing the house and lot over community programming.
Avoid If
Skip this area if a clubhouse or organized amenities are part of your must-have list.

A market without a packaged identity

Some Osceola County communities are easy to describe because a clubhouse, gated entry, or shared pool gives the area a consistent identity across listings. This section of St Cloud is not that kind of market based on current MLS data. No amenities are being marketed at the community level, which means the properties themselves, their lots, their age, their condition, are what a buyer is actually evaluating.

That has practical implications for how you shop here. You cannot rely on a shared brand to tell you what a home is worth or what it will feel like to own. Each listing needs to be assessed on its own facts, and comparisons across the area should be treated carefully, since two homes in the same MLS area can differ substantially in what they offer even without differing amenity packages to explain it.

The location and the amenities are priced into every listing in 100 - St Cloud. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In an area where the MLS data itself does not hand you a clean amenity story or pricing baseline, the work shifts to property-level due diligence, pulling the right comparables, understanding what is actually included with a given home, and not assuming a neighborhood reputation that this dataset does not support. That is the kind of groundwork we do before a client makes an offer or sets a list price.

100 - St Cloud in 15 seconds.

Best forBuyers who want to evaluate a specific home on its own merits rather than buy into a packaged community.
Biggest advantageValue here is driven by the property itself, not by shared amenities or association overhead.
Biggest riskWith no defined amenity set, buyers need to do more independent verification of what each listing actually offers.
Sweet spotWorks well for buyers prioritizing the house and lot over community programming.
Avoid ifSkip this area if a clubhouse or organized amenities are part of your must-have list.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed 100 - St Cloud sales matched to your home.

What is your 100 - St Cloud home worth?

Get a no-obligation home value based on real comparable sales in 100 - St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers focused on the home and lot itself rather than a community amenity packageExcellent fit
Buyers comfortable doing property-by-property comparisons rather than relying on a shared neighborhood standardExcellent fit
Buyers open to Osceola County locations without an association-driven identityExcellent fit
Buyers who want a clubhouse, pool, or organized recreation included in their purchaseProbably not
Buyers who prefer to shop by community brand rather than individual property researchProbably not
Buyers expecting a consistent price band set by shared amenities across the areaProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2024 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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