Bay Aristocrat Village in Clearwater

Bay Aristocrat
Village Homes for Sale in Clearwater, FL

Resident-owned 55+ waterfront community · Clearwater · ZIP 33764

A resident-owned 55+ waterfront manufactured community on Old Tampa Bay.

55+ resident-ownedBoatable waterCanals and pool
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a resident-owned 55+ waterfront manufactured community; the share, the monthly fee, the manufactured-home financing, and the flood picture decide the buy, so read them for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bay Aristocrat Village is a resident-owned 55+ waterfront manufactured-home community on Old Tampa Bay in Clearwater, so the read combines cooperative ownership with a waterfront-manufactured read: public sources describe a resident-owned adult community tucked between US-19 and the bay, with a private boat launch ramp, canals, a heated pool, a jacuzzi, shuffleboard, a clubhouse, and two fishing piers, with homes from single-wide to triple-wide. Resident-owned means buyers typically purchase a share in the cooperative along with the home, so the share, the monthly fee, the cooperative financials, and manufactured-home financing are central, alongside the age and condition of the home and the waterfront flood picture. Your leverage is reading the ownership structure, the fee, the home, and the flood picture before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bay Aristocrat Village is a resident-owned 55+ waterfront manufactured-home community in Clearwater, in central Pinellas County's 33764 area, on Old Tampa Bay tucked between US-19 and the bay. Public sources describe a resident-owned adult community with homes from single-wide to triple-wide.

The waterfront amenities are the draw: public sources describe a private launch boat ramp, canals with boatable water, a heated pool, a jacuzzi, shuffleboard courts, a clubhouse with scheduled activities, and two fishing piers within the park, minutes from shopping and restaurants and close to the airports.

Two reads define value here. First, ownership: resident-owned typically means buyers purchase a share in the cooperative that owns the land along with the manufactured home, so the share, the monthly fee, the cooperative financials, and manufactured-home and share financing are central. Second, the waterfront setting on Old Tampa Bay carries flood and windstorm considerations, so read the elevation, the flood picture, and the home's tie-downs.

For buyers 55 and older who want an affordable, resident-owned waterfront manufactured-home community with a boat ramp and canals in Clearwater, Bay Aristocrat Village is one of the options. The work is reading the ownership structure, the fee, the home, and the flood picture honestly, and confirming the details with the community, before you buy.

Best for

  • Buyers 55 and older who want affordable, resident-owned waterfront living
  • Boaters drawn to a private launch ramp and canals on the bay
  • Anyone comfortable with cooperative share ownership of the land
  • Cash buyers or those using specialty manufactured-home or co-op financing

Probably not for

  • Buyers under the community's age requirement
  • Anyone who needs a standard mortgage on a site-built home
  • Buyers not prepared for waterfront flood and insurance costs
  • Anyone who will not read the cooperative financials and the home

How Bay Aristocrat Village is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bay Aristocrat Village listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Bay Aristocrat Village buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Bay Aristocrat Village sits in Clearwater, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

US-19 corridor~2-5 min · main retail spine
St. Petersburg-Clearwater Airport (PIE)~8-12 min · about 5 miles
Downtown Clearwater~10-15 min · shopping and services
Clearwater Beach~20-25 min · Gulf beach
Tampa (via the bridges)~25-35 min · about 20 miles
Tampa International Airport (TPA)~25-35 min · via the bridges

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bay AristocratVillage with Momentum Realty’s local guides.

SESeabrookeClearwater, FL · 0.3 miEPEastwood PinesClearwater, FL · 0.3 miCCCove CayVillage IIClearwater, FL · 0.6 miCCCove CayVillage IIIClearwater, FL · 0.6 miWHWhitneyLakesClearwater, FL · 1.1 miOGOak GroveClearwater, FL · 1.1 miFPFour PinesClearwater, FL · 1.2 miCLClearwaterCascadeClearwater, FL · 1.3 miESEastwood ShoresSection 3Clearwater, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Bay Aristocrat Village (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Bay Aristocrat Village is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Bay Aristocrat Village address.

The takeaway

What is actually shaping value at Bay Aristocrat Village: the resident-owned waterfront cooperative with a boat ramp and canals, the Tampa Bay flood and insurance picture, the share structure and fee, and the manufactured-home age and financing. Each item is sourced and linked.

Recent Developments in Bay Aristocrat Village

Our read on what is being built around Bay Aristocrat Village, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe resident-owned waterfront amenities are a durable, affordable draw, while the defining watch items are the waterfront flood and insurance picture, the cooperative share structure and fee, and the manufactured-home age and financing.

Resident-owned waterfront with a boat ramp anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A resident-owned 55+ waterfront community with a private boat ramp and canals is a scarce, affordable draw that supports demand.

Waterfront flood and insurance is a key read

2024-2025
BearishMajor impact
SignificanceRadius: Community

The 2024 storms brought surge to low-lying Tampa Bay communities; read the elevation, flood picture, and tie-downs for a manufactured home on the water.

Resident-owned structure shapes the buy

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Buyers typically purchase a cooperative share along with the home; the share and fee are central, and financing differs from a standard mortgage.

Manufactured-home age and condition drive value

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The age, structure, and tie-downs of a manufactured home drive value and insurability; read the specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bay Aristocrat Village, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Bay Aristocrat Village operates as a resident-owned 55+ waterfront community

    Community sources describe Bay Aristocrat Village as a resident-owned 55+ community on Old Tampa Bay in Clearwater, with a private boat launch ramp, canals, a heated pool, shuffleboard, a clubhouse, and two fishing piers, with homes from single-wide to triple-wide. Why it matters: The resident-owned share, the fee, the home, and the waterfront flood picture drive the buy; confirm them with the community. Source

  2. September 2024
    Storm

    2024 storm season brings surge to the Tampa Bay coast

    Hurricanes Helene and Milton in 2024 brought storm surge to low-lying Tampa Bay coastal communities, with manufactured-home communities on the water particularly exposed. Why it matters: Read the elevation, the flood picture, and the home's wind tie-downs for a waterfront manufactured home. Source

Development alerts for Bay Aristocrat VillageGet a short monthly email when something new is approved, funded, or opens near Bay Aristocrat Village.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bay Aristocrat Village, this is the order of operations we would run, and the one we run for our clients.

1

Read the waterfront flood picture. Pull the elevation, the flood zone, and the home's tie-downs and any storm history, given the bayfront setting.

2

Understand the resident-owned structure. Confirm whether you buy a share in the cooperative along with the home, and what that means for ownership and fees.

3

Read the share value and monthly fee. Confirm the share price, the monthly fee, the cooperative's financials, and what the fee covers with the community.

4

Read the specific home and confirm financing. The build year, structure, and tie-downs drive value; manufactured-home and share financing differ from a standard mortgage.

5

Compare resident-owned options, and cross-shop Doral Village for another resident-owned 55+ community.

Best Buy
A well-kept, updated home with sound tie-downs and an insurable waterfront elevation
Biggest Risk
An older home on the water with flood exposure and thin cooperative reserves
Best Lot
A canal or boatable-water home priced for its flood and insurance cost
Smart Timing
Confirm the share, the fee, the flood picture, and the financing before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Bay Aristocrat Village is a resident-owned 55+ waterfront manufactured-home community in Clearwater, in central Pinellas County's 33764 area, on Old Tampa Bay tucked between US-19 and the bay. Public sources describe a resident-owned adult community with homes from single-wide to triple-wide, a private launch boat ramp, canals with boatable water, a heated pool, a jacuzzi, shuffleboard courts, a clubhouse with scheduled activities, and two fishing piers, with a low monthly fee that includes sewer, water, trash, grounds maintenance, and amenities. Resident-owned typically means buyers purchase a share in the cooperative along with the home, so the share, the monthly fee, the cooperative financials, and manufactured-home financing are central, alongside the age and condition of the home and the waterfront flood picture.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Older single-wide manufactured homes with the cooperative share, the affordable, update-it route into the waterfront community.

Lowest entry
The Updated or Canal Home

Updated double-wide homes or canal homes with boatable water and the share, the heart of the resale market here.

Most inventory
The Newer or Premium Waterfront

Newer triple-wide homes or the best waterfront homes with sound tie-downs in a financially sound cooperative, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Older single-wide manufactured homes with the cooperative share, the affordable, update-it route into the waterfront community.
The Updated or Canal Home
Updated double-wide homes or canal homes with boatable water and the share, the heart of the resale market here.
The Newer or Premium Waterfront
Newer triple-wide homes or the best waterfront homes with sound tie-downs in a financially sound cooperative, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within ClearwaterStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bay Aristocrat Village

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The boat ramp and the bay are the draw. The deal is won or lost on the cooperative share, the fee, the home, and the waterfront flood read.

Jon Brooks · Founder, Momentum Realty
6.8C+ · Buy Score
Resale Strength6.6/10
Renovation Risk4.8/10
Location Efficiency7.6/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Bay Aristocrat Village is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Bay Aristocrat Village, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Bay Aristocrat Village in 15 seconds.

Best forBuyers 55 and older who want affordable, resident-owned waterfront living with a boat ramp.
Biggest advantageA resident-owned waterfront community with a boat ramp and canals on Old Tampa Bay.
Biggest riskWaterfront flood and insurance and the cooperative share and home condition on a manufactured home.
Sweet spotAn updated home with sound tie-downs on the water with an insurable elevation.
Avoid ifYou need standard financing, a site-built home, or low flood risk.

HOA, CDD & Fees

15-Second Take
  • Resident-owned 55+ waterfront
  • Buy a share along with the home
  • Fee includes water, sewer, trash
  • Boat ramp, canals, and pool
  • Read the waterfront flood picture

Public sources describe a resident-owned community, so a buyer typically purchases a share in the cooperative along with the home and pays a low monthly fee that includes sewer, water, trash, grounds maintenance, and community amenities, rather than lot rent; confirm the share value, the monthly fee, and what it covers with the community.

Public sources describe the monthly fee including sewer, water, trash, grounds maintenance, and community amenities; confirm exactly what is included, the cooperative's financials, and the waterfront flood and insurance picture.

Public sources describe a private launch boat ramp, canals with boatable water, a heated pool, a jacuzzi, shuffleboard courts, a clubhouse with scheduled activities, and two fishing piers within the park.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bay Aristocrat Village, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Doral Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bay Aristocrat Village home worth?

Get a no-obligation home value based on real comparable sales in Bay Aristocrat Village matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Bay Aristocrat Village on the map →
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Real comps, not a Zestimate.

Bay Aristocrat Village Market Scorecard

Strong seller's market

Bay Aristocrat Village is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Bay Aristocrat Village?
Bay Aristocrat Village is a resident-owned 55+ waterfront manufactured-home community in Clearwater, in central Pinellas County's 33764 area, on Old Tampa Bay between US-19 and the bay.
What does resident-owned mean?
Residents collectively own the land through a cooperative, and a buyer typically purchases a share in that cooperative along with the manufactured home, rather than renting a lot. Confirm the structure with the community.
Is Bay Aristocrat Village a 55+ community?
Yes. Public sources describe it as a resident-owned adult 55+ community. Confirm the exact occupancy rules and any exceptions with the community.
Can you boat from Bay Aristocrat Village?
Yes. Public sources describe a private launch boat ramp, canals with boatable water, and two fishing piers within the park. Confirm the water access for a specific home.
Does Bay Aristocrat Village flood?
As a bayfront manufactured-home community, it carries flood and windstorm exposure, and the 2024 storms brought surge to low-lying Tampa Bay communities. Read the elevation, flood picture, and tie-downs for a specific home.
What are the monthly fees?
Public sources describe a low monthly fee that includes sewer, water, trash, grounds maintenance, and community amenities. Confirm the current fee and the cooperative share with the community.
Can I get a mortgage here?
Financing for manufactured homes and cooperative shares differs from a standard mortgage and can require specialty lenders or cash. Confirm the options before you make an offer.
What amenities does it have?
Public sources describe a private boat ramp, canals, a heated pool, a jacuzzi, shuffleboard, a clubhouse, and two fishing piers within the park.
What kind of homes are here?
Public sources describe manufactured homes from single-wide to triple-wide. The age, condition, and tie-downs of a specific home drive value, so read the home carefully.
What should I check before buying here?
Read the waterfront flood picture and tie-downs, the resident-owned share and monthly fee, the cooperative financials, the home's age and condition, and the manufactured-home financing.
How far is it to the beaches and airport?
Clearwater Beach is roughly twenty to twenty-five minutes by car, with the St. Petersburg-Clearwater airport about eight to twelve minutes away.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a resident-owned waterfront manufactured community where the share, the home, and the flood picture drive the buy, having your own representation is the highest-leverage decision you make.
Buyers 55 and older who want affordable, resident-owned waterfront livingExcellent fit
Boaters drawn to a private launch ramp and canals on the bayExcellent fit
Anyone comfortable with cooperative share ownership of the landExcellent fit
Cash buyers or those using specialty manufactured-home or co-op financingExcellent fit
Buyers who will read the waterfront flood picture and the share structureExcellent fit
Buyers under the community's age requirementProbably not
Anyone who needs a standard mortgage on a site-built homeProbably not
Buyers not prepared for waterfront flood and insurance costsProbably not
Anyone who will not read the cooperative financials and the homeProbably not
Buyers who want site-built ownership with standard financingProbably not

Get the inside read on Bay Aristocrat Village

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bay Aristocrat Village home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Bay Aristocrat Village specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Bay Aristocrat Village — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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