Bayou S/D
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Bayou S/D in Fort Walton Beach, FL has 1 home for sale. Homes listed or recently sold were built 1960–2012.
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 82 (FL DOR 2025 assessment roll) |
| Years built | 1947–2024 (median 1971.0) |
| Typical living area | 2,597 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $1,550,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAYOU S/D key facts,” movewithmomentum.com/neighborhoods/bayou-s-d, data as of September 20, 2026.
Last 30 days in Bayou S/D: 2 new listings (median asking $1,042,500). As of September 30, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Price here is driven by the homes themselves, not by a shared amenity package. With a median around $1,125,000 and a build range spanning 1947 to 2024, what you pay tracks condition, lot, and how much of the original structure has been reworked or replaced. Expect a wide spread on either side of that median, because a mid-century original and a recent rebuild sit on the same street.
The market posture is measured, not frantic. A median 29 days on market means well-priced, well-presented homes move within about a month, while anything mispriced for its condition will sit. For buyers, that leaves room to underwrite carefully rather than chase. For sellers, presentation and honest pricing to condition matter more than riding a wave.
Bayou S/D right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
BAYOU S/D is a small, established pocket of Fort Walton Beach with roughly 110 homes and a median build year of 1982.5 — old bones and new construction share the same subdivision, so no two sales are quite alike.
Emerald Coast MLS sales records identify 16 homes in BAYOU S/D that have changed hands since 2002, built between 1952 and 2013 (median 1977), with a median living area of about 2,571 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in BAYOU S/D across 2024–2025 (3 in 2024, 1 in 2025), median $990,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bayou S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bayou S/D
Bayou S/D
Bayou S/D
Bayou S/DPhotos from Emerald Coast MLS listings in Bayou S/D; content deemed reliable but not guaranteed.
Who Bayou S/D is best for.
Best for
- Buyers targeting a larger home near the median around $1,125,000 who will underwrite condition carefully
- Renovation-minded buyers comfortable taking on an older structure to control the outcome
- Long-hold owners who value an established, high owner-occupancy street over amenities
Probably not for
- Buyers who need a gated or pool-and-clubhouse community, since none are identified here
- Buyers seeking a uniform, single-era subdivision where every home is comparable
- Buyers wanting a low-maintenance turnkey property with no condition diligence required
The market around Bayou S/D
Bayou S/D is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bayou S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BAYOU S/D, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bayou S/D
Live MLS inventory for Bayou S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bayou S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bayou S D Right Now (2)
All 2 active and pending Bayou S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 164 NW Beal Parkway · $535,000 · 4 bd / 4 ba · listed Sep 22, 2026 · listed by JLD Realty Group LLC
- 153 NW Beal Parkway · $1,550,000 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by Levin Rinke Realty
Bayou S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Bayou S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bayou S/D address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Bayou S/D buying strategy.
If we were buying in Bayou S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou S/D.
Condition drives the spread
The defining fact of this subdivision is age variety. Homes date from 1947 through 2024, and the median living area near 2,991 square feet points to substantial houses rather than starter footprints. That mix means you are underwriting each property on its own merits: roof, systems, flood posture, and how thorough any renovation actually was.
Owner-occupancy is meaningful here, with a homestead share of about 67 percent, which tends to reflect a settled, hold-oriented street rather than a churn of short-term flips. There are no community amenities identified from current MLS listings, so value lives in the land and the structure — not in a pool, gate, or clubhouse.
The location and the amenities are priced into every listing in Bayou S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision where a 1947 original and a 2024 build carry the same address, pricing is entirely a condition question — and that is exactly where local underwriting pays off. We help buyers separate a genuine renovation from a cosmetic one, and we help sellers price to their home's actual condition rather than to the median.
Bayou S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayou S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayou S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayou S/D home worth?
Get a no-obligation home value based on real comparable sales in Bayou S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Bayou S/D a buyer's or seller's market right now?
How many homes are in Bayou S/D?
What share of Bayou S/D is owner-occupied?
When were the homes in Bayou S/D built?
Who is the best real estate agent for Bayou S/D?
How do I find a top Fort Walton Beach real estate agent who knows Bayou S/D?
Can Momentum Realty connect me with an agent for Bayou S/D?
Where is Bayou S/D, and what county is it in?
Should you buy in Bayou S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BAYOU S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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