Bayshore S/D in Niceville

Bayshore S/D
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32539
350 homesBuilt 1911–2024
Free · No obligation
Talk to a Bayshore S/D Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data26 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1980–2022; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). As of October 2026, the MLS records 24 closed sales in Bayshore S/D in Niceville, FL since 2000, the most recent in June 2026. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

BAYSHORE S/D key facts
LocationNiceville, Okaloosa County, FL · ZIP 32539, 32578
Homes in the community350 (FL DOR 2025 assessment roll)
Years built1911–2024 (median 1985.0)
Typical living area1,952 sq ft (median)
Amenities listed by sellersCommunity Room, Pool
For sale right now0 active, 1 pending
Owner-occupied (homestead) share60%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAYSHORE S/D key facts,” movewithmomentum.com/neighborhoods/bayshore-s-d, data as of September 20, 2026.

Live · Bayshore S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Okaloosa: 23% (551 of 2,441)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
60%
Owner-occupied · Bayshore S/D
224 of 371 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Bayshore S/D
incl. 16% trust or LLC-held · 6% out-of-state
350
Homes in the community
plus 21 vacant residential lots · 371 residential parcels (FL DOR 2025)
Track record · 26 years of records
31
Recorded sales · 2024-2025
median $389K · qualified sales on the county roll (FL DOR 2025)
Est. 1911
Community established
homes built 1911-2024, median 1985 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bayshore is not a product subdivision with a single vintage and a predictable price. With homes built anywhere from 1911 to 2024 and a median year built of 1983, this is an established Niceville pocket where condition, updates, and lot specifics set the price far more than any list-versus-comp formula. Two closings in the current window and a single active listing mean thin, sporadic data — treat any one sale as an anecdote, not a trend line.

For sellers, that scarcity cuts both ways: low competition, but also few recent comps to anchor an appraisal, so presentation and documentation of updates carry real weight. For buyers, the wide age range means you are underwriting the specific house, not the subdivision — a 1970s original and a recent rebuild can sit on the same street. Expect a wide price spread driven by condition, and budget your inspection time accordingly.

The 60-Second Overview

Bayshore is a long-settled Niceville subdivision of roughly 301 homes with a median footprint near 1,973 square feet — mid-sized, not master-planned, and defined by a century-plus range of build years rather than one era.

Emerald Coast MLS sales records identify 20 homes in BAYSHORE S/D that have changed hands since 2001, built between 1973 and 2024 (median 1989), with a median living area of about 1,344 sq ft and a typical 3-bedroom, 2-bath layout. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 31 qualified sales in BAYSHORE S/D across 2024–2025 (18 in 2024, 13 in 2025), median $389,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Primary-residence buyers wanting a mid-sized home around 1,973 square feet in established Niceville
  • Buyers comfortable inspecting and budgeting for an older home, or paying up for a recent rebuild
  • Long-hold owner-occupants who value a subdivision weighted toward owners over rentals

Probably not for

  • Buyers who need community amenities like a pool, gym, or clubhouse
  • Shoppers who want several comparable listings to compare at once, since inventory is currently minimal
  • Investors seeking predictable, uniform product with abundant recent comps to model against

The market around Bayshore S/D

Bayshore S/D is too small for its own price trend, so here is the market around it.

In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Niceville.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32539 (Niceville), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Bayshore S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in BAYSHORE S/D, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bayshore S/D

Live MLS inventory for Bayshore S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bayshore S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Bayshore S D Right Now (1)

All 1 active and pending Bayshore S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 915 Linden Avenue · $455,000 · 4 bd / 2 ba · pending · listed Jul 2, 2026 · listed by Keller Williams Realty FWB

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bluewater · Elementary
  • Ruckel · Middle
  • Niceville · High

Zoned schools reflect the assignments reported on recent Bayshore S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bayshore S/D address.

If we were buying in Bayshore S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayshore S/D.

Best Buy
Buyers who want an established Niceville address and will underwrite the house, not the subdivision.
Biggest Risk
Thin recent sales data makes appraisals and comps harder to anchor.
Sweet Spot
A well-updated mid-sized home near the 1,973 sq ft median with documented work.
Avoid If
You need shared amenities or a large pool of homes to choose from right now.

A condition-driven street, not a spec sheet

The defining fact here is the build range: 1911 to 2024, with the median at 1983. That span tells you infill and rebuilds have happened alongside original older stock, so two homes of similar size can differ enormously in systems, insulation, and finish. The median living area of about 1,973 square feet points to genuine primary-residence houses rather than starter boxes or oversized new construction.

No community amenities were identified from current MLS listings, so value here is about the house and the location, not shared facilities. A homestead share near 59% signals a subdivision weighted toward owner-occupants over pure rentals — useful context if you care about neighborhood stability, though with only one active listing, inventory to choose from is currently minimal.

“

The location and the amenities are priced into every listing in Bayshore S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin — one active listing, two recent closings, and a build range spanning over a century — rewards local judgment over algorithms. We price and negotiate off the specific house in front of us, help you read what an older or rebuilt home actually needs, and tell you plainly when a given Bayshore property is not the right fit for your plans.

Bayshore S/D in 15 seconds.

Best forBuyers who want an established Niceville address and will underwrite the house, not the subdivision.
Biggest advantageAn owner-occupant-weighted street with minimal competition among active listings.
Biggest riskThin recent sales data makes appraisals and comps harder to anchor.
Sweet spotA well-updated mid-sized home near the 1,973 sq ft median with documented work.
Avoid ifYou need shared amenities or a large pool of homes to choose from right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bayshore S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bayshore S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayshore S/D sales matched to your home.

What is your Bayshore S/D home worth?

Get a no-obligation home value based on real comparable sales in Bayshore S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Niceville →

Real comps, not an automated estimate.
How much local inventory is already under contract

30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Bayshore S/D?
The Florida DOR 2025 assessment roll shows 350 homes plus 21 vacant residential lots in Bayshore S/D (public records).
What share of Bayshore S/D is owner-occupied?
60% of Bayshore S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bayshore S/D built?
Homes in Bayshore S/D were built between 1911 and 2024, with a median year built of 1985.0 (FL DOR 2025 roll).
Who is the best real estate agent for Bayshore S/D?
The best agent for Bayshore S/D is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bayshore S/D.
How do I find a top Niceville real estate agent who knows Bayshore S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bayshore S/D and the wider Niceville area.
Can Momentum Realty connect me with an agent for Bayshore S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bayshore S/D purchase or sale - no call center and no pressure.
Where is Bayshore S/D, and what county is it in?
Bayshore S/D is in Niceville, Okaloosa County, FL, ZIP codes 32539, 32578. The community's center is about 6 miles west of the center of Niceville (straight-line).
Primary-residence buyers wanting a mid-sized home around 1,973 square feet in established NicevilleExcellent fit
Buyers comfortable inspecting and budgeting for an older home, or paying up for a recent rebuildExcellent fit
Long-hold owner-occupants who value a subdivision weighted toward owners over rentalsExcellent fit
Buyers who need community amenities like a pool, gym, or clubhouseProbably not
Shoppers who want several comparable listings to compare at once, since inventory is currently minimalProbably not
Investors seeking predictable, uniform product with abundant recent comps to model againstProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32539/32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2000 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Bayshore S/D with Momentum Realty’s local guides.

Palm Estates0.2 mi away · median $365K, 9 sales/12 moValparaiso P C0.3 mi away · median $385K, 3 sales/12 moPinewood Estates (Okaloosa)0.3 mi away · median $407K, 6 sales/12 moNiceville Pines0.4 mi away · 137 homes, built 1958–23, 1 for saleShirks Bayou0.4 mi away · 31 homes, built 1980–19Villa Jean Estates S D0.4 mi away · 10 homes, built 1978–80

Browse all neighborhood guides →

Talk to a Local Bayshore S/D Expert
Call Get Listings