Bear Creek Estates
Homes for Sale in New Port Richey, FL
All 936 homes for sale in New Port Richey, FL · median $278,000 · 159 homes for sale in 34654 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1983 - 1989; 3 of 5 report an HOA (median $142/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). As of October 2026, the MLS records 33 closed sales in bear creek estates in New Port Richey, FL since 2006, the most recent in May 2026. Recorded prices since 2024 ran from $80,000 to $835,000 (median $351,000), on homes of 960 to 2,762 sq ft. Across New Port Richey as a whole, 1,280 homes closed in the last 12 months at a median of $265,000, 45 median days on market, with 436 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,670 ($5,020 with the full homestead exemption).
| Location | New Port Richey, Pasco County, FL · ZIP 34654 |
|---|---|
| Homes in the community | 138 (FL DOR 2025 assessment roll) |
| Years built | 1960–2023 (median 1984.5) |
| Typical living area | 1,505 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Gated Community, Golf |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 59% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “bear creek estates key facts,” movewithmomentum.com/neighborhoods/bear-creek-estates-winter-springs, data as of September 20, 2026.
Last 30 days in Bear Creek Estates: 1 closed sale (median $989,000). As of October 5, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
The setting & the homes.
Aerial and on-site photos of Bear Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Bear Creek Estates; content deemed reliable but not guaranteed.
The market around Bear Creek Estates
Bear Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 34654, 189 homes are on the market and 12% are under contract — a slower corner of New Port Richey.
Across Pasco County, 4,213 homes are active and 1,214 pending (22% under contract).
ZIP and county figures describe the wider market, not Bear Creek Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in bear creek estates, New Port Richey
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Bear Creek Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Bear Creek Estates
- Gated Community - No Guard · reported on 2 of 3 listings
- Gated · reported on 1 of 3 listings
- Deed Restrictions · reported on 1 of 3 listings
- Gated Community · reported on 1 of 3 listings
- Security Gate · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Bear Creek Estates buying strategy.
If we were buying in Bear Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Creek Estates.
A closer look at the Bear Creek Estates market
The housing stock is 138 homes built between 1960 and 2023, and 59% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bear Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $142/month (about $1,704/yr) · median of 65 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $142 per month ($1,704 a year) - the median AssociationFee across 65 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bear Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Bear Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in New Port Richey →
Recently off market in bear creek estates
Homes in bear creek estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 738 Bear Creek Circle · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Bear Creek Estates?
What share of Bear Creek Estates is owner-occupied?
When were the homes in Bear Creek Estates built?
Who is the best real estate agent for Bear Creek Estates?
How do I find a top New Port Richey real estate agent who knows Bear Creek Estates?
Can Momentum Realty connect me with an agent for Bear Creek Estates?
Where is Bear Creek Estates, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (9 streets, ZIP 34654)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how bear creek estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Bear Creek Estates. These are the public schools most often assigned to other communities in ZIP 34654; zones change and vary by address, so confirm with the district before you buy.
- River Ridge High School · Public · FLDOE grade A (assigned to 4 nearby communities)
- River Ridge Middle School · Middle · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Shop the zone: Homes zoned for Winter Springs High High School
Nearby Communities
Explore more neighborhoods near Bear Creek Estates with Momentum Realty’s local guides.