Gated Communities in New Port Richey, FL

Looking for gated communities in New Port Richey, FL? Momentum tracks 17 New Port Richey communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

New Port Richey gated communities at a glance

17
Communities tracked
$410,000
Median sale price
79 days
Median days on market
230
Recent closings

The communities, by recent sales activity

CommunityCityMedian price1-yr changeDays on mkt
Flor-A-Mar · agentNew Port Richey$562,000126 d
Timber Greens · agentNew Port Richey$325,00084 d
Golden Acres · agentNew Port Richey$486,00052 d
Pine Ridge at Sugar Creek · agentNew Port Richey$262,00050 d
Wyndtree · agentNew Port Richey$410,00052 d
Waters Edge · agentNew Port Richey$468,00025 d
Little Ridge · agentNew Port Richey$235,000
Rose Haven · agentNew Port Richey$432,00047 d
Lexington Commons · agentNew Port Richey$272,000
Windsor Place at River Ridge · agentNew Port Richey$295,000
Crescent Forest · agentNew Port Richey$555,00050 d
Gracewood at River Ridge · agentNew Port Richey$560,000
Bass Lake Acres · agentNew Port Richey$620,000149 d
Summertree · agentNew Port Richey$235,000
River Ridge · agentNew Port Richey$234,000101 d
Reserve at Sea Forest · agentNew Port Richey$405,000180 d
Oyster Bayou · agentNew Port Richey$625,00032 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

What gates change about ownership

Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.

Due diligence before you buy behind a gate

Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.

What it costs to own here

At Pasco County’s typical combined millage of 16.15 mills, a purchase at $410,000 (the median across these New Port Richey gated communities) generates roughly $6,623 a year in property tax before exemptions — about $552 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Pasco County average about $1,659 a year ($138 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Pasco County near $1,989 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Pasco County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Pasco County right now

In the most recent IRS migration data (2022-2023), Pasco County gained a net 18,430 people to relocation, with the largest inbound flows from NY, NJ, IL. Households moving IN reported average incomes of $76,486 versus $62,180 for those leaving — the income mix of demand, straight from tax filings. Population is up about 15.3% over the recent multi-year window. On the supply side, builders pulled 7,878 residential permits in Pasco County in 2025 (6,191 single-family), up 16.5% year over year — against 8,905 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 0.0% versus its income-and-rent fundamentals.

Explore more of New Port Richey

Run the numbers in Pasco County

Common questions

How many gated communities does New Port Richey, FL have?
Momentum currently tracks 17 communities in New Port Richey with evidence of gated community living in MLS or verified amenity records. Others exist; these are the ones with active market data.
What do homes in New Port Richey gated communities cost?
The median sale price across tracked gated communities in New Port Richey is about $410,000, varying widely by community - see the table for community-level medians.
How does Momentum classify a community as one of the gated communities?
A community appears here when we find gate, guard house or controlled-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.
How much is home insurance in Pasco County?
Citizens Property Insurance policies in Pasco County average about $1,659 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.
What are property taxes like in Pasco County?
Typical combined millage in Pasco County is about 16.15 mills - roughly 1.62% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.

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