Bella Terra
Homes for Sale in Estero, FL
All 255 homes for sale in Estero, FL · median $326,000 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Bella Terra in Estero, FL has 18 homes for sale and 11 pending, asking from $235,000 to $775,000 (median $549,700). Over the 12 months ending 2026-09-20, 103 recorded sales closed at a median of $495,000, $227 per square foot, a median 59 days on market, sellers accepting 95% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2005–2012; 29 of 30 report an HOA (median $191/mo); none of the 29 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $7,910 ($7,240 with the full homestead exemption).
Last 30 days in Bella Terra: 10 new listings (median asking $544,900), 11 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Bella Terra
Live MLS inventory for Bella Terra. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bella Terra listings as of 2026-10-20, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bella Terra right now
🟡 Off the recent peak. The trailing-12-month median ($495K) is down 3.2% from the prior 12 months ($511K) and up 117% since 2012.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Very High (103 and 74 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bella Terra market snapshot (as of September 20, 2026): the median sale price is about $495K ($227 per sq ft over the trailing 12 months of closed sales), and a median 59 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 117% since 2012, computed from record-level Florida Gulf Coast MLS closed sales (103 closings in the current window).
In ZIP 33128 (Estero), 115 homes closed in the last 12 months at a median of $495K ($227/sq ft), down 4.3% year over year, with a median 60 days on market. Right now 21 active and 8 pending listings — a buyer's market. See the live ZIP 33128 housing market and the Miami-Dade County market.
County records show 33 qualified sales in Bella Terra across 2024–2025 (28 in 2024, 5 in 2025), median $480,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Bella Terra: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Estero.
Bella Terra is a community of 539 homes in Estero, Lee County, built between 2004 and 2013 (median 2006), with a median living area of about 3,429 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Bella Terra. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Florida Gulf Coast MLS listings in Bella Terra; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($495K) IS the median in the snapshot above, and the move from 2025 ($511K) IS the -3.2% one-year change.
Windows contain 5 to 155 sales each (103 in the current window); every figure carries its sample size. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
38% of homes for sale in Bella Terra are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Bella Terra Market Scorecard
Bella Terra is currently a balanced market., a median asking price of $399,950, and homes go under contract in about 30 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Bella Terra on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Bella Terra buying strategy.
If we were buying in Bella Terra today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Terra.
A closer look at the Bella Terra market
At a median of $227 per square foot, Bella Terra prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 3% year over year. Homes that do trade take a median 59 days on market, useful leverage on any listing that has lingered.
The housing stock is 539 homes built between 2004 and 2013, and 65% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bella Terra. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bella Terra buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Long-Term Appreciation +117% since 2012; Recent Direction -3.2% year-over-year; Owner Commitment 65% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
Tools for a Bella Terra buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Terra sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Terra, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Terra home worth?
Get a no-obligation home value based on real comparable sales in Bella Terra, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Bella Terra
Homes in Bella Terra that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.
- 13097 Cardeto Ct · off market
- 13538 Troia Dr · off market
- 13599 Troia Dr · off market
- 13638 Lucera Ct · off market
- 13655 Lucera Ct · off market
- 13830 Farnese Dr · off market
- 20030 Serre Dr · off market
- 20038 Serre Dr · off market
| Location | Estero, Lee County, FL · ZIP 33128, 33928 |
|---|---|
| Homes in the community | 539 (FL DOR 2025 assessment roll) |
| Years built | 2004–2013 (median 2006) |
| Typical living area | 3,429 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 50%, attached 20%, townhouses 17% |
| Sale prices, last 12 months | $495,000 median across 103 closed sales · $227 per sq ft · -3.2% vs the prior 12 months |
| Days on market (closed sales) | 59 median |
| For sale right now | 20 active, 7 pending · median asking $399,950 |
| Owner-occupied (homestead) share | 65% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bella Terra key facts,” movewithmomentum.com/neighborhoods/bella-terra--lee, data as of September 20, 2026.
Just listed in Bella Terra
The newest homes for sale in Bella Terra right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 19991 Barletta Ln 1922 $285,000 · 2 bd · 2 ba · 1,160 sq ft · new today Courtesy of Flatfee.com
- 19961 Barletta Ln 1623 $244,000 · 2 bd · 2 ba · 1,055 sq ft · new today Courtesy of Realty One Group MVP
- 21718 Bella Terra Blvd $529,900 · 4 bd · 2 ba · 2,479 sq ft · 2 days on market Courtesy of Tropics Real Estate, LLC
- 20445 Torre Del Lago St $624,900 · 5 bd · 4 ba · 3,428 sq ft · 3 days on market Courtesy of Realty World J. PAVICH R.E.
- 21251 Bella Terra Blvd $675,000 · 4 bd · 3 ba · 2,606 sq ft · 10 days on market Courtesy of John R. Wood Properties
- 13642 Lucera Ct $374,900 · 2 bd · 2 ba · 1,632 sq ft · 17 days on market Courtesy of Premiere Plus Realty Company
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Bella Terra Lee Right Now (28)
All 28 active and pending Bella Terra Lee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 19991 Barletta Ln 1922 · $285,000 · 2 bd / 2 ba · listed Oct 19, 2026 · listed by Flatfee.com
- 20445 Torre Del Lago St · $624,900 · 5 bd / 4 ba · listed Oct 16, 2026 · listed by Realty World J. PAVICH R.E.
- 21718 Bella Terra Blvd · $529,900 · 4 bd / 2 ba · listed Oct 9, 2026 · listed by Tropics Real Estate, LLC
- 20000 Barletta Ln 724 · $274,900 · 2 bd / 2 ba · pending · listed Oct 9, 2026 · listed by Realty World J. PAVICH R.E.
- 21018 Bella Terra Blvd · $499,000 · 4 bd / 3 ba · pending · listed Oct 4, 2026 · listed by Royal Shell Real Estate, Inc.
- 21251 Bella Terra Blvd · $675,000 · 4 bd / 3 ba · listed Sep 30, 2026 · listed by John R. Wood Properties
- 13642 Lucera Ct · $374,900 · 2 bd / 2 ba · listed Sep 29, 2026 · listed by Premiere Plus Realty Company
- 20301 Ardore Ln · $623,700 · 3 bd / 2 ba · listed Sep 26, 2026 · listed by Premiere Plus Realty Company
- 21200 Velino Ln · $575,000 · 5 bd / 3 ba · listed Sep 19, 2026 · listed by Royal Shell Real Estate, Inc.
- 21393 Bella Terra Blvd · $369,500 · 3 bd / 2 ba · pending · listed Sep 19, 2026 · listed by Realty World J. PAVICH R.E.
- 20616 Larino Loop · $384,900 · 3 bd / 3 ba · pending · listed Sep 17, 2026 · listed by Premiere Plus Realty Company
- 20592 Larino Loop · $384,900 · 3 bd / 3 ba · listed Sep 11, 2026 · listed by EXP Realty LLC
- 20238 Larino Loop · $380,000 · 3 bd / 3 ba · listed Sep 11, 2026 · listed by Keller Williams Elite Realty
- 19961 Barletta Ln 1623 · $244,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Realty One Group MVP
- 13230 Boccala Ln · $354,900 · 3 bd / 2 ba · pending · listed Sep 9, 2026 · listed by Realty World J. PAVICH R.E.
- 20479 Larino Loop · $414,900 · 3 bd / 3 ba · pending · listed Sep 3, 2026 · listed by Realty World J. PAVICH R.E.
- 20458 Torre Del Lago St · $750,000 · 4 bd / 3 ba · listed Sep 1, 2026 · listed by Hero Real Estate & Co
- 13741 Collina Ct · $539,500 · 3 bd / 3 ba · listed Aug 31, 2026 · listed by Realty World J. PAVICH R.E.
- 21082 Bosco Ct · $600,000 · 4 bd / 3 ba · pending · listed Aug 31, 2026 · listed by Royal Shell Real Estate, Inc.
- 21313 Velino Ln · $610,000 · 3 bd / 2 ba · listed Aug 23, 2026 · listed by REMAX Affinity Mercato
- 13626 Lucera Ct · $385,000 · 2 bd / 2 ba · pending · listed Aug 22, 2026 · listed by Premiere Plus Realty Company
- 20921 Torre Del Lago St · $775,000 · 5 bd / 3 ba · pending · listed Aug 20, 2026 · listed by Premiere Plus Realty Company
- 13850 Cleto Dr · $434,900 · 3 bd / 2 ba · pending · listed Aug 2, 2026 · listed by Premiere Plus Realty Company
- 20886 Torre Del Lago St · $775,000 · 5 bd / 4 ba · listed Jul 29, 2026 · listed by Palm Paradise Realty Group
- 19971 Barletta Ln 1722 · $235,000 · 2 bd / 2 ba · listed Jul 23, 2026 · listed by Century 21 Integra
- 20480 Torre Del Lago St · $650,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Royal Shell Real Estate, Inc.
- 20552 Larino Loop · $384,900 · 3 bd / 3 ba · listed Jul 22, 2026 · listed by Priceless Realty, Inc.
- 13859 Farnese Dr · $569,500 · 5 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Realty World J. PAVICH R.E.
More Estero home searches
- All homes for sale in Estero, FL
- Homes for sale in Lee County, FL
- Homes under $300K in Estero
- Homes from $300K to $500K in Estero
- 4-bedroom homes for sale in Estero
- Estero home values: what is my house worth?
- ZIP 33128 housing scorecard
- 6 coming-soon communities in Lee County
Estero guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Bella Terra Boulevard (14 homes on record)
- Larino Loop (13 homes on record)
- Torre Del Lago Street (9 homes on record)
- Torre Del Lago Street (1 homes on record)
- Bella Terra Boulevard (1 homes on record)
- Bella Terra Boulevard (1 homes on record)
- Larino Loop (1 homes on record)
- Larino Loop (1 homes on record)
- Larino Loop (1 homes on record)
- Larino Loop (1 homes on record)
Recent Developments in Bella Terra Lee
Development, infrastructure, retail, and school activity affecting Bella Terra Lee, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Ritz-Carlton Residences, Estero Bay tops off second tower
The second of two 22-story towers at 5000 Coconut Road reached full height on Sept. 18, 2026, completing the 224-residence project by London Bay and Coastal Construction. Tower One is more than 90% purchased and Tower Two about 45%. Move-ins and completion are scheduled for August 2027.
What it may mean for the marketAdds high-end waterfront condominium inventory in the Estero and Bonita Springs area, with completion expected in August 2027. The site is about 4 miles south of Bella Terra Lee.
Source: Gulfshore Business - August 2026Development
Audubon and Cameratta settle lawsuit over 10,000-home Kingston community
Audubon and Cameratta Companies settled a federal suit over the Kingston permit; Cameratta will buy about 98 acres off Carter Road and give up a 100-foot easement for a road through Corkscrew Swamp Sanctuary. Kingston covers about 6,700 acres in eastern Lee County, with first model homes expected within about two months.
What it may mean for the marketRemoves a legal obstacle to a master-planned community of about 10,000 homes east of Estero, and rules out a road link into Collier County through the sanctuary. The site is about 12 miles east of Bella Terra Lee.
Source: Gulfshore Business - July 2026Infrastructure
New Big Carlos Pass Bridge opens in Lee County
The new fixed-span Big Carlos Pass Bridge connecting the south end of Estero Island with Lovers Key officially opened and was dedicated June 30, 2026. The $90.8 million project replaces an older drawbridge and provides 60 feet of boat clearance along with bicycle lanes and sidewalks. Concrete from the demolished drawbridge was repurposed into an artificial reef offshore.
What it may mean for the marketA new high-span bridge upgrades the coastal road connection and removes the delays associated with the former drawbridge. The project is about 4 miles southwest of Bella Terra Lee, elsewhere in Lee County.
Source: Gulfshore Business - June 2026Retail & Dining
High 5 Entertainment underway at Village Hub SportsPark in Estero
Vertical construction is underway on a High 5 Entertainment venue at the Village Hub SportsPark on the north side of Williams Road in Estero. The facility will include the 21-court Estero Pickleball Club, a 16-lane bowling alley, two miniature golf courses, an arcade, a full-service kitchen and bar, and retail space. The CEO said construction should finish within six to eight months, targeting soft openings in February 2027.
What it may mean for the marketA new entertainment and dining venue adds recreational and commercial space to the Estero activity hub. The project is about 1 mile northeast of Bella Terra Lee, elsewhere in Lee County.
Source: Gulfshore Business - June 2026Retail & Dining
Fort Myers Beach approves Development Order for Times Square entertainment center with hotel and restaurant
Fort Myers Beach town staff issued a Development Order for a three-story mixed-use entertainment center at 1028 and 1046 Estero Boulevard at Times Square, on the former sites of Sunset Beach Tropical Grill and The Playmore Tiki Bar. The 41,285-square-foot project by Persaud Properties would include six hotel units, a restaurant, shopping, a bar, an entertainment venue with a stage and a public pool. No construction permits had been issued as of the approval, with additional environmental and stormwater approvals still required.
What it may mean for the marketA new mixed-use entertainment building would add hotel, dining and retail space to the Times Square commercial district and support its post-storm rebuild. The project is about 8 miles west of Bella Terra Lee, elsewhere in Lee County.
Source: Fort Myers Beach Observer - May 2026Development
Estero board reviews 370-unit mixed-use complex at Estero Parkway and Three Oaks Parkway
The Estero Planning, Zoning and Design Board on May 19, 2026 reviewed The Residential Group's proposal for a mixed-use development on 5.275 acres at the southwest corner of Estero Parkway and Three Oaks Parkway. The plan calls for 370 apartments and 33,000 square feet of commercial space and requests a zoning change from a 1994 commercial planned development to a mixed use planned development. The proposal projects fewer daily trips and lower density than the previously approved shopping center.
What it may mean for the marketThe plan would convert an aging commercial site into new housing and ground-floor retail at a major intersection. The project is about 2 miles east of Bella Terra Lee, elsewhere in Lee County.
Source: Gulfshore Business
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Bella Terra
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,290/yr across 58 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $191/month across 30 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 18 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2007 across 60 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $815/month (tax $441, HOA $191, insurance $183). An estimate from the sources above, not a quote.
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Ask an agent about Bella Terra
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Frequently Asked Questions
What is the median home price in Bella Terra?
How long do homes in Bella Terra take to sell?
How many homes are in Bella Terra?
What share of Bella Terra is owner-occupied?
When were the homes in Bella Terra built?
Have Bella Terra home prices gone up?
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Where is Bella Terra, and what county is it in?
Is Bella Terra in a flood zone?
Is Bella Terra a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33128/33928)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (1,480 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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- Home values · What homes in Bella Terra actually sell for








