Bella Terra in Estero

Bella Terra
Homes for Sale in Estero, FL

All 255 homes for sale in Estero, FL · median $326,000 · Lee County homes for sale

Community in Estero · Lee County · ZIP 33128
539 homesBuilt 2004–2013Median sale $495K
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Live Market Pulse
21/100
Market Heat
Cooler than normal
2013 → 2026 · 90 at the 2022 peak
0 is Bella Terra's coldest market since 2013, 100 its hottest. Today: 21. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Bella Terra in Estero, FL has 18 homes for sale and 11 pending, asking from $235,000 to $775,000 (median $549,700). Over the 12 months ending 2026-09-20, 103 recorded sales closed at a median of $495,000, $227 per square foot, a median 59 days on market, sellers accepting 95% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2005–2012; 29 of 30 report an HOA (median $191/mo); none of the 29 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $7,910 ($7,240 with the full homestead exemption).

Last 30 days in Bella Terra: 10 new listings (median asking $544,900), 11 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Bella Terra Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$495K ▼
Median sold · 12 mo
down 3.2% vs the prior 12 months
-3.2% ▼
1-yr price change
n = 103 and 74 sales in the two windows
$227/sf
Sold $/sqft · 12 mo
peak $280 in 2023
95.1%
Sale vs ask
+117%
T12M median vs 2012
from a $228K median in 2012
Tempo
59days
Median DOM · closed
6 days at the 2021 low
26%
Under contract
Lee: 18% (1,646 of 9,225)
20 · 7
For sale · pending
live counts, refreshed twice daily
103
Sold · last 12 mo
10-yr average: about 105 a year
Ownership and context
65%
Owner-occupied · Bella Terra
351 of 539 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · Bella Terra
incl. 3% trust or LLC-held · 20% out-of-state
539
Homes in the community
539 residential parcels (FL DOR 2025)
Track record · 14 years of records
33
Recorded sales · 2024-2025
median $480K · qualified sales on the county roll (FL DOR 2025)
2004–2013
Years homes were built
median 2006 · county roll (FL DOR 2025)
2,252sqft
Median sold home size
12-mo windows, closed sales
19.1%/yr
Turnover rate
about 103 of 539 homes trade a year

Homes For Sale Right Now in Bella Terra

Live MLS inventory for Bella Terra. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bella Terra listings as of 2026-10-20, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Bella Terra Housing Pulse · Momentum Research · as of September 20, 2026

Bella Terra right now

🟡 Off the recent peak. The trailing-12-month median ($495K) is down 3.2% from the prior 12 months ($511K) and up 117% since 2012.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Very High (103 and 74 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bella Terra market snapshot (as of September 20, 2026): the median sale price is about $495K ($227 per sq ft over the trailing 12 months of closed sales), and a median 59 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 117% since 2012, computed from record-level Florida Gulf Coast MLS closed sales (103 closings in the current window).

In ZIP 33128 (Estero), 115 homes closed in the last 12 months at a median of $495K ($227/sq ft), down 4.3% year over year, with a median 60 days on market. Right now 21 active and 8 pending listings — a buyer's market. See the live ZIP 33128 housing market and the Miami-Dade County market.

County records show 33 qualified sales in Bella Terra across 2024–2025 (28 in 2024, 5 in 2025), median $480,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Bella Terra: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Estero.

Bella Terra is a community of 539 homes in Estero, Lee County, built between 2004 and 2013 (median 2006), with a median living area of about 3,429 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 5 to 155 sales each (103 in the current window); every figure carries its sample size. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 3.2% year over year; up 117% since 2012.
Every sale since 2012 · price vs size
$0$500K$1M1k2k3k4k
1,480 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $89 in 2012 to a $280 peak in 2023; $227 now.
Median days on market · closed sales
05010020122014201620182020202220242026
6 days at the 2021 low; 59 now.
Sale price vs original ask · median
94%96%98%100%20122014201620182020202220242026
95.1% now.
Homes sold per 12-mo window
05010015020122014201620182020202220242026
5 to 155 a year; 103 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 15 in the troughs, 21 now. Same score as the hero card, full history.
How much local inventory is already under contract

38% of homes for sale in Bella Terra are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Bella Terra Market Scorecard

Balanced

Bella Terra is currently a balanced market., a median asking price of $399,950, and homes go under contract in about 30 days.

$399,950
Median list
$495,000
Median sold
$231
List $/sqft
30
Days on mkt
18/11/1
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Bella Terra today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Terra.

A closer look at the Bella Terra market

At a median of $227 per square foot, Bella Terra prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median down 3% year over year. Homes that do trade take a median 59 days on market, useful leverage on any listing that has lingered.

The housing stock is 539 homes built between 2004 and 2013, and 65% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Bella Terra. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.5B- · Buy Score
Long-Term Appreciation7.7/10
Recent Direction5.2/10
Owner Commitment6.5/10
Pricing Power6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Long-Term Appreciation +117% since 2012; Recent Direction -3.2% year-over-year; Owner Commitment 65% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Terra sales matched to your home.

What is your Bella Terra home worth?

Get a no-obligation home value based on real comparable sales in Bella Terra, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Estero →

Real comps, not an automated estimate.

Recently off market in Bella Terra

Homes in Bella Terra that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.

Bella Terra key facts
LocationEstero, Lee County, FL · ZIP 33128, 33928
Homes in the community539 (FL DOR 2025 assessment roll)
Years built2004–2013 (median 2006)
Typical living area3,429 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 50%, attached 20%, townhouses 17%
Sale prices, last 12 months$495,000 median across 103 closed sales · $227 per sq ft · -3.2% vs the prior 12 months
Days on market (closed sales)59 median
For sale right now20 active, 7 pending · median asking $399,950
Owner-occupied (homestead) share65%

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bella Terra key facts,” movewithmomentum.com/neighborhoods/bella-terra--lee, data as of September 20, 2026.

Just listed in Bella Terra

The newest homes for sale in Bella Terra right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Bella Terra Lee Right Now (28)

All 28 active and pending Bella Terra Lee listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Recent Developments in Bella Terra Lee

Development, infrastructure, retail, and school activity affecting Bella Terra Lee, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Development

    Ritz-Carlton Residences, Estero Bay tops off second tower

    The second of two 22-story towers at 5000 Coconut Road reached full height on Sept. 18, 2026, completing the 224-residence project by London Bay and Coastal Construction. Tower One is more than 90% purchased and Tower Two about 45%. Move-ins and completion are scheduled for August 2027.

    What it may mean for the marketAdds high-end waterfront condominium inventory in the Estero and Bonita Springs area, with completion expected in August 2027. The site is about 4 miles south of Bella Terra Lee.

    Source: Gulfshore Business
  2. August 2026
    Development

    Audubon and Cameratta settle lawsuit over 10,000-home Kingston community

    Audubon and Cameratta Companies settled a federal suit over the Kingston permit; Cameratta will buy about 98 acres off Carter Road and give up a 100-foot easement for a road through Corkscrew Swamp Sanctuary. Kingston covers about 6,700 acres in eastern Lee County, with first model homes expected within about two months.

    What it may mean for the marketRemoves a legal obstacle to a master-planned community of about 10,000 homes east of Estero, and rules out a road link into Collier County through the sanctuary. The site is about 12 miles east of Bella Terra Lee.

    Source: Gulfshore Business
  3. July 2026
    Infrastructure

    New Big Carlos Pass Bridge opens in Lee County

    The new fixed-span Big Carlos Pass Bridge connecting the south end of Estero Island with Lovers Key officially opened and was dedicated June 30, 2026. The $90.8 million project replaces an older drawbridge and provides 60 feet of boat clearance along with bicycle lanes and sidewalks. Concrete from the demolished drawbridge was repurposed into an artificial reef offshore.

    What it may mean for the marketA new high-span bridge upgrades the coastal road connection and removes the delays associated with the former drawbridge. The project is about 4 miles southwest of Bella Terra Lee, elsewhere in Lee County.

    Source: Gulfshore Business
  4. June 2026
    Retail & Dining

    High 5 Entertainment underway at Village Hub SportsPark in Estero

    Vertical construction is underway on a High 5 Entertainment venue at the Village Hub SportsPark on the north side of Williams Road in Estero. The facility will include the 21-court Estero Pickleball Club, a 16-lane bowling alley, two miniature golf courses, an arcade, a full-service kitchen and bar, and retail space. The CEO said construction should finish within six to eight months, targeting soft openings in February 2027.

    What it may mean for the marketA new entertainment and dining venue adds recreational and commercial space to the Estero activity hub. The project is about 1 mile northeast of Bella Terra Lee, elsewhere in Lee County.

    Source: Gulfshore Business
  5. June 2026
    Retail & Dining

    Fort Myers Beach approves Development Order for Times Square entertainment center with hotel and restaurant

    Fort Myers Beach town staff issued a Development Order for a three-story mixed-use entertainment center at 1028 and 1046 Estero Boulevard at Times Square, on the former sites of Sunset Beach Tropical Grill and The Playmore Tiki Bar. The 41,285-square-foot project by Persaud Properties would include six hotel units, a restaurant, shopping, a bar, an entertainment venue with a stage and a public pool. No construction permits had been issued as of the approval, with additional environmental and stormwater approvals still required.

    What it may mean for the marketA new mixed-use entertainment building would add hotel, dining and retail space to the Times Square commercial district and support its post-storm rebuild. The project is about 8 miles west of Bella Terra Lee, elsewhere in Lee County.

    Source: Fort Myers Beach Observer
  6. May 2026
    Development

    Estero board reviews 370-unit mixed-use complex at Estero Parkway and Three Oaks Parkway

    The Estero Planning, Zoning and Design Board on May 19, 2026 reviewed The Residential Group's proposal for a mixed-use development on 5.275 acres at the southwest corner of Estero Parkway and Three Oaks Parkway. The plan calls for 370 apartments and 33,000 square feet of commercial space and requests a zoning change from a 1994 commercial planned development to a mixed use planned development. The proposal projects fewer daily trips and lower density than the previously approved shopping center.

    What it may mean for the marketThe plan would convert an aging commercial site into new housing and ground-floor retail at a major intersection. The project is about 2 miles east of Bella Terra Lee, elsewhere in Lee County.

    Source: Gulfshore Business

Development alerts for Bella Terra LeeGet a short monthly email when something new is approved, funded, or opens near Bella Terra Lee.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

What it really costs to own in Bella Terra

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,290/yr across 58 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $191/month across 30 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 18 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2007 across 60 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $815/month (tax $441, HOA $191, insurance $183). An estimate from the sources above, not a quote.

Email me new listings in Bella Terra

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Bella Terra

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bella Terra will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Bella Terra?
The median sale price in Bella Terra was $495K over the 12 months ending September 20, 2026 (103 closed sales, Florida Gulf Coast MLS).
How long do homes in Bella Terra take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 59 days on market (103 sales, Florida Gulf Coast MLS).
How many homes are in Bella Terra?
The Florida DOR 2025 assessment roll shows 539 homes in Bella Terra (public records).
What share of Bella Terra is owner-occupied?
65% of Bella Terra parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bella Terra built?
Homes in Bella Terra were built between 2004 and 2013, with a median year built of 2006 (FL DOR 2025 roll).
Have Bella Terra home prices gone up?
The trailing-12-month median is up 117% since 2012, from $228K to $495K (Florida Gulf Coast MLS closed records).
Who is the best real estate agent for Bella Terra?
The best agent for Bella Terra is one who actively works Estero and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bella Terra.
How do I find a top Estero real estate agent who knows Bella Terra?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bella Terra and the wider Estero area.
Can Momentum Realty connect me with an agent for Bella Terra?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bella Terra purchase or sale - no call center and no pressure.
Where is Bella Terra, and what county is it in?
Bella Terra is in Estero, Lee County, FL, ZIP codes 33128, 33928. The community's center is about 5 miles east of the center of Estero (straight-line).
Is Bella Terra in a flood zone?
No, for the homes we can see: all 18 homes we sampled in Bella Terra sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Bella Terra a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Bella Terra: the median sale price over the last 12 months was $495K (103 sales), about the same as the Estero median of $495K; homes took a median 59 days to go under contract; the assessment roll counts 539 homes, 65% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 20, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 33128/33928))
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (1,480 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Bella Terra with Momentum Realty’s local guides.

Preserve At Corkscrew0.3 mi away · median $619K, 16 sales/12 moBarletta0.5 mi away · median $260K, 15 sales/12 moRivercreek0.7 mi awayCorkscrew Shores0.8 mi away · median $868K, 48 sales/12 moRivercreek In0.8 mi away · median $760K, 41 sales/12 moCypress Cove At Wildcat Run0.9 mi away · median $390K, 4 sales/12 moVillage At Wildcat Run1.1 mi away · median $241K, 4 sales/12 moVista Wildblue1.2 mi away · median $1.16M, 28 sales/12 mo

Browse all neighborhood guides →

More on Bella Terra

Thinking of selling in Bella Terra? 103 recorded closings; median 59 days on market (window ending 2026-09-20). See the Lee County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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