BellaMar
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, BellaMar in Santa Rosa Beach, FL has 1 home for sale. Homes listed or recently sold were built 1995–2022.
BellaMar is a thin-inventory read right now. With a single active listing and only a couple of closings in the recent window, there is no reliable pricing pattern to point to — what sells here is driven by the specific home, its condition, and its position within the community rather than any broad market trend. Treat any one sale as a data point, not a benchmark.
For a seller, low competing supply can work in your favor, but it cuts both ways: with so few comparable closings, pricing has to be built from the home itself and from surrounding Santa Rosa Beach activity, not from a deep BellaMar comp set. For a buyer, patience matters — the right home may not be listed today, and when one appears you will be negotiating against limited alternatives rather than a menu.
BellaMar right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
BellaMar is a small, quiet corner of the Santa Rosa Beach market in Walton County where inventory is scarce and turnover is light, so the story here is about individual homes rather than volume.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of BellaMar. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
BellaMar
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BellaMarPhotos from Emerald Coast MLS listings in BellaMar; content deemed reliable but not guaranteed.
Who BellaMar is best for.
Best for
- Patient buyers who can wait for the occasional listing rather than shop a wide field
- Buyers focused on a quiet Santa Rosa Beach location over community amenities
- Sellers who benefit from limited competing inventory and want careful, home-specific pricing
Probably not for
- Buyers who need multiple options to compare side by side
- Buyers expecting built-in community amenities on site
- Anyone who needs to buy on a fixed, near-term timeline
The market around BellaMar
BellaMar is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,295 homes are on the market and 20% are under contract — a steady corner of Santa Rosa Beach.
Across Walton County, 3,587 homes are active and 907 pending (20% under contract).
ZIP and county figures describe the wider market, not BellaMar specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BellaMar, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in BellaMar
Live MLS inventory for BellaMar. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending BellaMar listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
BellaMar on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent BellaMar listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any BellaMar address.
The BellaMar buying strategy.
If we were buying in BellaMar today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BellaMar.
A low-turnover pocket in Santa Rosa Beach
The defining feature of BellaMar today is how little is moving. A lone active listing and a short closings window mean price is set by the merits of each property — layout, condition, lot, and how it stacks up against the broader Santa Rosa Beach area — more than by any internal BellaMar trend line. There is no meaningful spread to quote because there is not enough recent activity to form one.
No community amenities surface from current MLS listings, so buyers should evaluate BellaMar on location and the home itself, and confirm any HOA structure, fees, or shared features directly during diligence rather than assuming them. In a market this thin, verifying the details on the specific property is the whole game.
The location and the amenities are priced into every listing in BellaMar. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has one active listing and barely any recent closings, generic pricing tools fall apart — you need someone building value from the actual home and from live Santa Rosa Beach activity. That is where a local desk earns its keep: watching for the next listing before it hits, pressure-testing a seller's price against a sparse comp set, and telling you plainly when the numbers do not support the move.
BellaMar in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a BellaMar buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BellaMar sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in BellaMar, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your BellaMar home worth?
Get a no-obligation home value based on real comparable sales in BellaMar, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in BellaMar on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
BellaMar Market Scorecard
BellaMar is currently a buyer's market. About 6.0 months of supply, a median asking price of $2,880,000, and homes go under contract in about 69 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is BellaMar a buyer's or seller's market right now?
Who is the best real estate agent for BellaMar?
How do I find a top Santa Rosa Beach real estate agent who knows BellaMar?
Can Momentum Realty connect me with an agent for BellaMar?
Should you buy in BellaMar?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near BellaMar with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BellaMar fits the bigger picture — live prices, inventory, and Momentum Scores: