BellaMar in Santa Rosa Beach

BellaMar
Homes for Sale in Santa Rosa Beach, FL

All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
51 homesBuilt 1994–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, BellaMar in Santa Rosa Beach, FL has 1 home for sale. Homes listed or recently sold were built 1995–2022; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft).

BellaMar key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community51 (FL DOR 2025 assessment roll)
Years built1994–2024 (median 2004)
Typical living area3,836 sq ft (median)
Amenities listed by sellersDeed Access, Gated, Security System, Short Term Rental - Not Allowed, Beach, Minimum Rental Prd
For sale right now1 active, 1 pending · median asking $2,880,000 · 6.0 months of supply
Owner-occupied (homestead) share54%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BellaMar key facts,” movewithmomentum.com/neighborhoods/bellamar, data as of September 20, 2026.

Live · BellaMar Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Walton: 18% (698 of 3,872)
1 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
54%
Owner-occupied · BellaMar
28 of 52 parcels homesteaded (FL DOR 2025)
46%
Non-owner-occupied · BellaMar
incl. 23% trust or LLC-held · 33% out-of-state
51
Homes in the community
plus 1 vacant residential lots · 52 residential parcels (FL DOR 2025)
Track record · 2 years of records
7
Recorded sales · 2024-2025
median $1.33M · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-2024, median 2004 (FL DOR 2025)
3.9%/yr
Turnover rate
about 2 of 51 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

BellaMar is a thin-inventory read right now. With a single active listing and only a couple of closings in the recent window, there is no reliable pricing pattern to point to — what sells here is driven by the specific home, its condition, and its position within the community rather than any broad market trend. Treat any one sale as a data point, not a benchmark.

For a seller, low competing supply can work in your favor, but it cuts both ways: with so few comparable closings, pricing has to be built from the home itself and from surrounding Santa Rosa Beach activity, not from a deep BellaMar comp set. For a buyer, patience matters — the right home may not be listed today, and when one appears you will be negotiating against limited alternatives rather than a menu.

BellaMar Housing Pulse · Momentum Research · as of September 20, 2026

BellaMar right now

🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

BellaMar is a small, quiet corner of the Santa Rosa Beach market in Walton County where inventory is scarce and turnover is light, so the story here is about individual homes rather than volume.

Emerald Coast MLS sales records identify 5 homes in BellaMar that have changed hands since 2024, built between 2002 and 2022 (median 2004), with a median living area of about 3,232 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in BellaMar across 2024–2025 (3 in 2024, 4 in 2025), median $1.32M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Patient buyers who can wait for the occasional listing rather than shop a wide field
  • Buyers focused on a quiet Santa Rosa Beach location over community amenities
  • Sellers who benefit from limited competing inventory and want careful, home-specific pricing

Probably not for

  • Buyers who need multiple options to compare side by side
  • Buyers expecting built-in community amenities on site
  • Anyone who needs to buy on a fixed, near-term timeline

The market around BellaMar

BellaMar is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not BellaMar specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in BellaMar, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in BellaMar

Live MLS inventory for BellaMar. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending BellaMar listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Bellamar Right Now (2)

All 2 active and pending Bellamar listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 50 Sea Winds Drive · $2,650,000 · 6 bd / 6.5 ba · pending · listed Sep 5, 2026 · listed by Compass
  • 555 Sea Winds Drive · $2,880,000 · 4 bd / 4.5 ba · listed Jul 5, 2026 · listed by Christies International Real Estate Emerald Coast

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent BellaMar listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any BellaMar address.

If we were buying in BellaMar today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BellaMar.

Best Buy
Buyers who want a quiet Santa Rosa Beach location and are willing to wait for the right home.
Biggest Risk
A thin comp set makes pricing harder to pin down for both sides.
Sweet Spot
The right individual home at a price built from its own merits.
Avoid If
You need selection or want to compare many homes at once.

A low-turnover pocket in Santa Rosa Beach

The defining feature of BellaMar today is how little is moving. A lone active listing and a short closings window mean price is set by the merits of each property — layout, condition, lot, and how it stacks up against the broader Santa Rosa Beach area — more than by any internal BellaMar trend line. There is no meaningful spread to quote because there is not enough recent activity to form one.

No community amenities surface from current MLS listings, so buyers should evaluate BellaMar on location and the home itself, and confirm any HOA structure, fees, or shared features directly during diligence rather than assuming them. In a market this thin, verifying the details on the specific property is the whole game.

“

The location and the amenities are priced into every listing in BellaMar. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has one active listing and barely any recent closings, generic pricing tools fall apart — you need someone building value from the actual home and from live Santa Rosa Beach activity. That is where a local desk earns its keep: watching for the next listing before it hits, pressure-testing a seller's price against a sparse comp set, and telling you plainly when the numbers do not support the move.

BellaMar in 15 seconds.

Best forBuyers who want a quiet Santa Rosa Beach location and are willing to wait for the right home.
Biggest advantageLow competing supply can favor a well-prepared seller.
Biggest riskA thin comp set makes pricing harder to pin down for both sides.
Sweet spotThe right individual home at a price built from its own merits.
Avoid ifYou need selection or want to compare many homes at once.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the BellaMar homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in BellaMar.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BellaMar sales matched to your home.

What is your BellaMar home worth?

Get a no-obligation home value based on real comparable sales in BellaMar, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is BellaMar a buyer's or seller's market right now?
As of September 20, 2026, BellaMar is roughly balanced: 6.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in BellaMar?
The Florida DOR 2025 assessment roll shows 51 homes plus 1 vacant residential lots in BellaMar (public records).
What share of BellaMar is owner-occupied?
54% of BellaMar parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in BellaMar built?
Homes in BellaMar were built between 1994 and 2024, with a median year built of 2004 (FL DOR 2025 roll).
Who is the best real estate agent for BellaMar?
The best agent for BellaMar is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for BellaMar.
How do I find a top Santa Rosa Beach real estate agent who knows BellaMar?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows BellaMar and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for BellaMar?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your BellaMar purchase or sale - no call center and no pressure.
Where is BellaMar, and what county is it in?
BellaMar is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 7 miles northwest of the center of Santa Rosa Beach (straight-line).
Patient buyers who can wait for the occasional listing rather than shop a wide fieldExcellent fit
Buyers focused on a quiet Santa Rosa Beach location over community amenitiesExcellent fit
Sellers who benefit from limited competing inventory and want careful, home-specific pricingExcellent fit
Buyers who need multiple options to compare side by sideProbably not
Buyers expecting built-in community amenities on siteProbably not
Anyone who needs to buy on a fixed, near-term timelineProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in BellaMar? 2 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near BellaMar with Momentum Realty’s local guides.

Bellamar At Gulf Place0.1 mi away · median $1.98M, 5 sales/12 moGulf Place Caribbean0.2 mi away · 3 for saleSpires0.2 mi away · 1 for saleGulf Place0.2 mi awayGulf Place Residences0.3 mi away · 3 for saleCalypso Pointe0.3 mi away · 32 homes, built 1991–07TWThe Walton On 30A0.3 mi away · 2 for sale

Browse all neighborhood guides →

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