Bermuda Cays
Homes for Sale in Bonita Springs, FL
All 406 homes for sale in Bonita Springs, FL · median $425,125 · 358 condos for sale in Bonita Springs · 314 homes for sale in 34134 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Bermuda Cays in Bonita Springs, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $300,000, $203 per square foot, a median 63 days on market, sellers accepting 86% of original asking. At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $4,790 ($4,130 with the full homestead exemption).
| Location | Bonita Springs, Lee County, FL · ZIP 34134 |
|---|---|
| Sale prices, last 12 months | $300,000 median across 7 closed sales · $203 per sq ft |
| Days on market (closed sales) | 63 median |
| For sale right now | 1 active, 0 pending · median asking $319,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bermuda Cays key facts,” movewithmomentum.com/neighborhoods/bermuda-cays, data as of September 20, 2026.
Last 30 days in Bermuda Cays: 2 new listings (median asking $324,500). As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Bermuda Cays is trading on a small sample right now, six closings, and that shows up in the numbers. A median price of $275,000 at roughly $191 per square foot points to a community where value is set more by condition and unit size than by any shared amenity package or view premium.
The median 63 days on market, just over two months, tells buyers there is no bidding-war urgency here. Sellers who price realistically and present a clean, updated unit are moving it in a reasonable window; sellers who chase a number ahead of the market are the ones adding weeks to that figure.
The 60-Second Overview
Bermuda Cays market snapshot (as of September 20, 2026): the median sale price is about $300K ($203 per sq ft over the trailing 12 months of closed sales), and a median 63 days on market for closed sales.
In ZIP 34134 (Bonita Springs), 1,060 homes closed in the last 12 months at a median of $595K ($293/sq ft), down 1.0% year over year, with a median 81 days on market. Right now 437 active and 104 pending listings — a buyer's market. See the live ZIP 34134 housing market and the Lee County market.
Bermuda Cays sits in Bonita Springs within Lee County, and current MLS data shows no confirmed on-site community amenities tied to the listings, so any pool, gate, or clubhouse should be verified unit by unit rather than assumed.
Who Bermuda Cays is best for.
Best for
- A buyer targeting a purchase near the $275,000 median who prioritizes unit condition over amenities
- An investor comfortable underwriting on a thin closing history and verifying details unit by unit
- A seller with a well-maintained or updated unit willing to price to current market rather than aspirational comps
Probably not for
- A buyer who wants a resort-style amenity package as part of the purchase decision
- Someone who needs a large, established sales history to feel confident in pricing
- A seller expecting a fast sale well under the current 63-day median without pricing to match
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above.
Windows contain 2 to 9 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 34134 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Bermuda Cays Market Scorecard
Bermuda Cays is currently a balanced market., a median asking price of $319,000, and homes go under contract in about 0 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bermuda Cays, Bonita Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bermuda Cays
Live MLS inventory for Bermuda Cays. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bermuda Cays listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bermuda Cays Right Now (1)
All 1 active and pending Bermuda Cays listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3991 Windward Passage Cir 202 · $319,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by John R Wood Properties
The Bermuda Cays buying strategy.
If we were buying in Bermuda Cays today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bermuda Cays.
A small-sample market that rewards homework
With only six closings feeding the current snapshot, Bermuda Cays does not yet have the depth of data that lets a buyer lean on averages with confidence. The $275,000 median and $191 per-square-foot figure are real, but they represent a handful of transactions, not a broad curve, which means the next sale could move either number meaningfully.
That reality cuts both ways. Buyers get more room to negotiate on condition and terms since there is no visible amenity draw pulling multiple offers, and sellers need to lean harder on their specific unit's upgrades and layout rather than the community's reputation, because the current facts do not show one.
The location and the amenities are priced into every listing in Bermuda Cays. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin in transaction count is exactly where local, current data matters most. We track what is actually closing in Bermuda Cays in real time, so pricing conversations are built on this cycle's numbers, not a stale average or a guess about amenities that may or may not exist.
Bermuda Cays in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $42/month (about $504/yr) · median of 27 MLS listings, most billed twice a year
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 27 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bermuda Cays buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bermuda Cays sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bermuda Cays, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bermuda Cays home worth?
Get a no-obligation home value based on real comparable sales in Bermuda Cays, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Bonita Springs →
Recently off market in Bermuda Cays
Homes in Bermuda Cays that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 28622 Starboard Passage Way 201 · off market
Frequently Asked Questions
What is the median home price in Bermuda Cays?
How long do homes in Bermuda Cays take to sell?
Who is the best real estate agent for Bermuda Cays?
How do I find a top Bonita Springs real estate agent who knows Bermuda Cays?
Can Momentum Realty connect me with an agent for Bermuda Cays?
Where is Bermuda Cays, and what county is it in?
Should you buy in Bermuda Cays?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Bermuda Cays fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bermuda Cays
- Home values · What homes in Bermuda Cays actually sell for
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