Chacato Landing in Niceville

Chacato Landing
Homes for Sale in Niceville, FL

All 179 homes for sale in Niceville, FL · median $499,900 · 187 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32578
85 homesBuilt 1980–2000
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data18 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 7 closed sales in Chacato Landing in Niceville, FL since 2008, the most recent in August 2026. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

Chacato Landing key facts
LocationNiceville, Okaloosa County, FL · ZIP 32578
Homes in the community85 (FL DOR 2025 assessment roll)
Years built1980–2000 (median 1982)
Typical living area1,951 sq ft (median)
Amenities listed by sellersDock, Golf, Marina, Pickleball, Picnic Area, Tennis Court(s)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share49%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chacato Landing key facts,” movewithmomentum.com/neighborhoods/chacato-landing, data as of September 20, 2026.

Live · Chacato Landing Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
49%
Owner-occupied · Chacato Landing
42 of 85 parcels homesteaded (FL DOR 2025)
51%
Non-owner-occupied · Chacato Landing
incl. 15% trust or LLC-held · 27% out-of-state
85
Homes in the community
85 residential parcels (FL DOR 2025)
Track record · 18 years of records
13
Recorded sales · 2024-2025
median $370K · qualified sales on the county roll (FL DOR 2025)
Est. 1980
Community established
homes built 1980-2000, median 1982 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With a single active listing in Chacato Landing, this is a thin market by definition. Price here is set by the condition and specifics of whatever is on the market at the moment, not by a broad pattern of comparable sales you can lean on. One listing means one data point, and that puts a premium on knowing what a home is actually worth on its own merits.

For a buyer, patience and readiness both matter: inventory this tight can mean waiting for the right home, and moving decisively when it appears. For a seller, the scarcity of competing listings is an advantage, but it cuts both ways — with few recent comps in the community, pricing has to be built from the home itself and the surrounding Niceville market rather than from a deep local sales record.

Nearby homes for sale

No active listings inside Chacato LandingHomes for Sale in Niceville, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

61 Marina Cove Drive #11
$365K · 0.0 mi away
3 bd · 2.5 ba
61 Marina Cove Drive #11
Listed by Livin Right Real Estate LLC
4179 Chacato Cove
$285K · 0.0 mi away
3 bd · 2.5 ba
4179 Chacato Cove
Listed by Joseph Walter Realty LLC
88 Marina Cove Drive
$295K · 0.1 mi away
3 bd · 2.5 ba
88 Marina Cove Drive
Listed by Uber Realty Llc
4180 White Tail Circle
$539K · 0.1 mi away
4 bd · 2 ba
4180 White Tail Circle
Listed by Century 21 AllPoints Realty
4198 Whitetail Circle
$519K · 0.2 mi away
3 bd · 2 ba
4198 Whitetail Circle
Listed by Scenic Sotheby's International Realty
4201 Ward Cove Drive
$2.19M · 0.2 mi away
3 bd · 3 ba
4201 Ward Cove Drive
Listed by ERA American Real Estate

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Chacato Landing is a small pocket within Niceville in Okaloosa County, and with just one home on the market as of mid-2026, it trades quietly rather than actively. Treat it as a place you buy when the right home surfaces, not one where you sort through options.

Emerald Coast MLS sales records identify 7 homes in Chacato Landing that have changed hands since 2008, built between 2000 and 2001 (median 2001), with a median living area of about 1,873 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 13 qualified sales in Chacato Landing across 2024–2025 (8 in 2024, 5 in 2025), median $370,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a particular home in Niceville who are ready to act when it lists
  • Purchasers comfortable relying on a home's own condition and the wider market for value
  • Sellers who want to list into low local competition

Probably not for

  • Buyers who need multiple homes to compare before deciding
  • Those who want community amenities as part of the deal
  • Anyone who wants a deep record of in-community comps to justify an offer

The market around Chacato Landing

Chacato Landing is too small for its own price trend, so here is the market around it.

In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Chacato Landing specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Chacato Landing, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Chacato Landing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chacato Landing.

Best Buy
Buyers who want a specific home in Niceville and can wait for it to come available.
Biggest Risk
Thin inventory and few local comps make valuation harder to anchor.
Sweet Spot
A well-kept home priced off the broader Niceville market rather than scarce in-community sales.
Avoid If
You want choice, shared amenities, or a deep pool of active listings.

A thin-inventory community

There are no community amenities identified from current MLS listings, so the case for Chacato Landing rests on the individual home and its location in Niceville rather than on shared facilities. That is not a knock — plenty of buyers prefer a straightforward residential setting — but it does mean the home has to carry the value on its own.

Because only one listing is active, we can't describe a reliable price range or a typical spread here. Anyone weighing a purchase or a sale should expect valuation to come from the condition of the specific property and the broader Niceville market, and should be prepared for limited direct comparables inside the community itself.

“

The location and the amenities are priced into every listing in Chacato Landing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin rewards local judgment over spreadsheets. With one listing and few in-community comps, we price and negotiate from the home itself and the surrounding Niceville data, and we tell you plainly when a property is worth pursuing and when it isn't.

Chacato Landing in 15 seconds.

Best forBuyers who want a specific home in Niceville and can wait for it to come available.
Biggest advantageSellers face little competition from other listings in the community.
Biggest riskThin inventory and few local comps make valuation harder to anchor.
Sweet spotA well-kept home priced off the broader Niceville market rather than scarce in-community sales.
Avoid ifYou want choice, shared amenities, or a deep pool of active listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chacato Landing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chacato Landing.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chacato Landing sales matched to your home.

What is your Chacato Landing home worth?

Get a no-obligation home value based on real comparable sales in Chacato Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Niceville →

Real comps, not an automated estimate.

Recently off market in Chacato Landing

Homes in Chacato Landing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Chacato Landing?
The Florida DOR 2025 assessment roll shows 85 homes in Chacato Landing (public records).
What share of Chacato Landing is owner-occupied?
49% of Chacato Landing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Chacato Landing built?
Homes in Chacato Landing were built between 1980 and 2000, with a median year built of 1982 (FL DOR 2025 roll).
Who is the best real estate agent for Chacato Landing?
The best agent for Chacato Landing is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chacato Landing.
How do I find a top Niceville real estate agent who knows Chacato Landing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chacato Landing and the wider Niceville area.
Can Momentum Realty connect me with an agent for Chacato Landing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chacato Landing purchase or sale - no call center and no pressure.
Where is Chacato Landing, and what county is it in?
Chacato Landing is in Niceville, Okaloosa County, FL, ZIP 32578. The community's center is about 5 miles west of the center of Niceville (straight-line).
Buyers targeting a particular home in Niceville who are ready to act when it listsExcellent fit
Purchasers comfortable relying on a home's own condition and the wider market for valueExcellent fit
Sellers who want to list into low local competitionExcellent fit
Buyers who need multiple homes to compare before decidingProbably not
Those who want community amenities as part of the dealProbably not
Anyone who wants a deep record of in-community comps to justify an offerProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2008 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Chacato Landing with Momentum Realty’s local guides.

Bay Villas0.1 mi awayMarina Cove Village0.1 mi awayMagnolia Forest S D0.2 mi away · median $562K, 4 sales/12 moFate S Landing0.2 mi away · 21 homes, built 2020–22Rocks Cove0.2 mi away · 13 homes, built 2006–17Marina Landing0.3 mi away · median $440K, 4 sales/12 moRoyal Oak Villas Bluewater Bay0.3 mi away · 2 for saleLido Village0.4 mi away · 58 homes, built 1980–23, 1 for sale

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