Chacato Landing
Homes for Sale in Niceville, FL
All 150 homes for sale in Niceville, FL · median $487,000 · 156 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, the MLS records 1 closed sale in Chacato Landing in Niceville, FL, the most recent in August 2026. Across Niceville as a whole, 61 homes closed in the last 12 months at a median of $519,000, 26 median days on market, with 152 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,690 ($6,180 with the full homestead exemption).
With a single active listing in Chacato Landing, this is a thin market by definition. Price here is set by the condition and specifics of whatever is on the market at the moment, not by a broad pattern of comparable sales you can lean on. One listing means one data point, and that puts a premium on knowing what a home is actually worth on its own merits.
For a buyer, patience and readiness both matter: inventory this tight can mean waiting for the right home, and moving decisively when it appears. For a seller, the scarcity of competing listings is an advantage, but it cuts both ways — with few recent comps in the community, pricing has to be built from the home itself and the surrounding Niceville market rather than from a deep local sales record.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Chacato Landing right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Chacato Landing is a small pocket within Niceville in Okaloosa County, and with just one home on the market as of mid-2026, it trades quietly rather than actively. Treat it as a place you buy when the right home surfaces, not one where you sort through options.
Emerald Coast MLS sales records identify 7 homes in Chacato Landing that have changed hands since 2008, built between 2000 and 2001 (median 2001), with a median living area of about 1,873 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in Chacato Landing across 2024–2025 (8 in 2024, 5 in 2025), median $370,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Chacato Landing is best for.
Best for
- Buyers targeting a particular home in Niceville who are ready to act when it lists
- Purchasers comfortable relying on a home's own condition and the wider market for value
- Sellers who want to list into low local competition
Probably not for
- Buyers who need multiple homes to compare before deciding
- Those who want community amenities as part of the deal
- Anyone who wants a deep record of in-community comps to justify an offer
The market around Chacato Landing
Chacato Landing is too small for its own price trend, so here is the market around it.
In ZIP 32578, 224 homes are on the market and 30% are under contract — a steady corner of Niceville.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32578 (Niceville), 61 homes closed in the last 12 months at a median of $519K, with a median 26 days on market. Right now 25 active and 16 pending listings. See the live ZIP 32578 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Chacato Landing specifically. Momentum Research analysis of MLS records.
The Chacato Landing buying strategy.
If we were buying in Chacato Landing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chacato Landing.
A thin-inventory community
There are no community amenities identified from current MLS listings, so the case for Chacato Landing rests on the individual home and its location in Niceville rather than on shared facilities. That is not a knock — plenty of buyers prefer a straightforward residential setting — but it does mean the home has to carry the value on its own.
Because only one listing is active, we can't describe a reliable price range or a typical spread here. Anyone weighing a purchase or a sale should expect valuation to come from the condition of the specific property and the broader Niceville market, and should be prepared for limited direct comparables inside the community itself.
The location and the amenities are priced into every listing in Chacato Landing. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin rewards local judgment over spreadsheets. With one listing and few in-community comps, we price and negotiate from the home itself and the surrounding Niceville data, and we tell you plainly when a property is worth pursuing and when it isn't.
Chacato Landing in 15 seconds.
Tools for a Chacato Landing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chacato Landing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chacato Landing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chacato Landing home worth?
Get a no-obligation home value based on real comparable sales in Chacato Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Chacato Landing
Homes in Chacato Landing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 59 Marina Cove Drive · off market
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 85 (FL DOR 2025 assessment roll) |
| Years built | 1980–2000 (median 1982) |
| Typical living area | 1,951 sq ft (median) |
| Amenities listed by sellers | Dock, Golf, Marina, Pickleball, Picnic Area, Tennis Court(s) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 49% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chacato Landing key facts,” movewithmomentum.com/neighborhoods/chacato-landing, data as of November 9, 2026.
Housing distress & ownership in Chacato Landing, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
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Niceville guides & data
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Email me new listings in Chacato Landing
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Chacato Landing
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Chacato Landing will answer, and the answer is published on this page for the next buyer.
Recent Developments in Chacato Landing
Development, infrastructure, retail, and school activity affecting Chacato Landing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 9 miles south of Chacato Landing, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 10 miles southwest of Chacato Landing, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 11 miles southwest of Chacato Landing, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 10 miles southwest of Chacato Landing, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 8 miles south of Chacato Landing, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 2 miles northwest of Chacato Landing.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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Should you buy in Chacato Landing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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