Chattam Landing
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,000 · 75 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $560,000, $333 per square foot, a median 13 days on market, sellers accepting 96% of original asking (+14% versus the prior year). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,860 ($10,040 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 176 (FL DOR 2025 assessment roll) |
| Years built | 1987–2023 (median 1993.5) |
| Typical living area | 1,722 sq ft (median) |
| Sale prices, last 12 months | $560,000 median across 5 closed sales · $333 per sq ft · +14.4% vs the prior 12 months |
| Days on market (closed sales) | 13 median |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chattam Landing Ph Ii key facts,” movewithmomentum.com/neighborhoods/chattam-landing-ph-ii, data as of September 20, 2026.
Chattam Landing right now
🟢 Still climbing. The trailing-12-month median ($560K) is up 14.4% from the prior 12 months ($490K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 6, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Chattam LandingHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Chattam Landing market snapshot (as of September 20, 2026): the median sale price is about $560K ($333 per sq ft over the trailing 12 months of closed sales), and a median 13 days on market for closed sales. The trailing-12-month median is up 14% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 17 qualified sales in Chattam Landing across 2024–2025 (10 in 2024, 7 in 2025), median $493,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Chattam Landing is a community of 176 homes in Palm Harbor, Pinellas County, built between 1987 and 2023 (median 1993.5), with a median living area of about 1,722 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($560K) IS the median in the snapshot above, and the move from 2025 ($490K) IS the +14.4% one-year change.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Chattam Landing Ph Ii, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Chattam Landing buying strategy.
If we were buying in Chattam Landing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chattam Landing.
A closer look at the Chattam Landing market
At a median of $333 per square foot, Chattam Landing prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 14% year over year. Homes that do trade take a median 13 days on market, useful leverage on any listing that has lingered.
The housing stock is 176 homes built between 1987 and 2023, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Chattam Landing. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Chattam Landing buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.4). Basis: Recent Direction +14.4% year-over-year; Owner Commitment 82% owner-occupied; Pricing Power 96.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chattam Landing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chattam Landing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chattam Landing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chattam Landing home worth?
Get a no-obligation home value based on real comparable sales in Chattam Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Chattam Landing?
How long do homes in Chattam Landing take to sell?
How many homes are in Chattam Landing?
What share of Chattam Landing is owner-occupied?
When were the homes in Chattam Landing built?
Who is the best real estate agent for Chattam Landing?
How do I find a top Palm Harbor real estate agent who knows Chattam Landing?
Can Momentum Realty connect me with an agent for Chattam Landing?
Where is Chattam Landing, and what county is it in?
Is Chattam Landing a good place to live?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Chattam Landing Ph Ii fits the bigger picture — live prices, inventory, and Momentum Scores:
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