Stratford Commons
Homes for Sale in Palm Harbor, FL
All 549 homes for sale in Palm Harbor, FL · median $375,000 · 54 townhomes for sale in Palm Harbor · 75 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $370,000, $154 per square foot, a median 0 days on market, sellers accepting 100% of original asking (+3% versus the prior year). Homes listed or recently sold were built 1987–1988; 5 of 5 report an HOA (median $412/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,170 ($6,360 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 52 (FL DOR 2025 assessment roll) |
| Years built | 1987–1989 (median 1988.0) |
| Typical living area | 2,170 sq ft (median) |
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Deed Restrictions, Playground, Pool, Gated, Gated Community - No Guard, Park |
| Sale prices, last 12 months | $370,000 median across 3 closed sales · $154 per sq ft · +2.8% vs the prior 12 months |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 69% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Stratford Commons key facts,” movewithmomentum.com/neighborhoods/stratford-commons, data as of September 20, 2026.
Stratford Commons right now
🟡 Still climbing. The trailing-12-month median ($370K) is up 2.8% from the prior 12 months ($360K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Stratford Commons right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Stratford Commons market snapshot (as of September 20, 2026): the median sale price is about $370K ($154 per sq ft over the trailing 12 months of closed sales), and a median 0 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 4 qualified sales in Stratford Commons across 2024–2024, median $395,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Stratford Commons is a community of 52 homes in Palm Harbor, Pinellas County, built between 1987 and 1989 (median 1988.0), with a median living area of about 2,170 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Stratford Commons. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Stratford Commons; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($370K) IS the median in the snapshot above, and the move from 2025 ($360K) IS the +2.8% one-year change.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Stratford Commons Market Scorecard
Stratford Commons is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Stratford Commons, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Stratford Commons
Live MLS inventory for Stratford Commons. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Stratford Commons listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Tap any home to ask about it.
Every Home for Sale in Stratford Commons Right Now (1)
All 1 active and pending Stratford Commons listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3574 Edington Way · $299,900 · 2 bd / 3 ba · pending · listed Sep 30, 2026 · listed by Keller Williams Suburban Tampa
Stratford Commons on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Cypress Woods Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- East Lake High-PN · High
Zoned schools reflect the assignments reported on recent Stratford Commons listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Stratford Commons address.
The Stratford Commons buying strategy.
If we were buying in Stratford Commons today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stratford Commons.
A closer look at the Stratford Commons market
At a median of $154 per square foot, Stratford Commons prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 3% year over year. Homes that do trade take a median 0 days on market, useful leverage on any listing that has lingered.
The housing stock is 52 homes built between 1987 and 1989, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Stratford Commons. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Stratford Commons buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.9). Basis: Recent Direction +2.8% year-over-year; Owner Commitment 69% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $412/month (about $4,944/yr) · median of 77 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $412 per month ($4,944 a year) — the median AssociationFee across 77 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stratford Commons buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stratford Commons sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stratford Commons, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stratford Commons home worth?
Get a no-obligation home value based on real comparable sales in Stratford Commons, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Stratford Commons?
How long do homes in Stratford Commons take to sell?
How many homes are in Stratford Commons?
What share of Stratford Commons is owner-occupied?
When were the homes in Stratford Commons built?
Who is the best real estate agent for Stratford Commons?
How do I find a top Palm Harbor real estate agent who knows Stratford Commons?
Can Momentum Realty connect me with an agent for Stratford Commons?
Where is Stratford Commons, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Stratford Commons fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Stratford Commons
- Home values · What homes in Stratford Commons actually sell for
Nearby Communities
Explore more neighborhoods near Stratford Commons with Momentum Realty’s local guides.