Stratford Commons
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County
52 homesBuilt 1987–1989
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data13 years of closingsFL DOR public recordsUpdated twice daily
Live · Stratford Commons Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
69%
Owner-occupied · Stratford Commons
36 of 52 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Stratford Commons
incl. 4% trust or LLC-held · 8% out-of-state
50%
Cash buyers · Stratford Commons
2 of 4 sales, 12 mo ending June 2025
52
Homes in the community
52 residential parcels (FL DOR 2025)
Track record · 13 years of records
Est. 1987
Community established
homes built 1987-1989, median 1988 (FL DOR 2025)
0
Failed listings · 2024
peaked at 6 in 2006
3.8%/yr
Turnover rate
about 2 of 52 homes trade a year

The market around Stratford Commons

Stratford Commons is a small community — 44 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

The housing mix here is 94% townhouse, 2% ?, 1% single family residence.

ZIP and county figures describe the wider market, not Stratford Commons specifically. Momentum Research analysis of MLS records.

If we were buying in Stratford Commons today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stratford Commons.

A closer look at the Stratford Commons market

The housing stock is 52 homes built between 1987 and 1989, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Stratford Commons. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stratford Commons sales matched to your home.

What is your Stratford Commons home worth?

Get a no-obligation home value based on real comparable sales in Stratford Commons, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Stratford Commons on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Stratford Commons?
The Florida DOR 2025 assessment roll shows 52 homes in Stratford Commons (public records).
What share of Stratford Commons is owner-occupied?
69% of Stratford Commons parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Stratford Commons built?
Homes in Stratford Commons were built between 1987 and 1989, with a median year built of 1988.0 (FL DOR 2025 roll).
Do cash buyers compete in Stratford Commons?
Cash buyers took 50% of Stratford Commons sales in the 12 months ending June 2025 (2 of 4 closings, Stellar MLS).
Who is the best real estate agent for Stratford Commons?
The best agent for Stratford Commons is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Stratford Commons.
How do I find a top Palm Harbor real estate agent who knows Stratford Commons?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Stratford Commons and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Stratford Commons?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Stratford Commons purchase or sale - no call center and no pressure.

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34685))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2013 (27 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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