Coral Bay Village
Homes for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 653 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Coral Bay Village in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 14 closed sales in Coral Bay Village in Panama City Beach, FL since 2012, the most recent in January 2023. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Live · Coral Bay Village Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Coral Bay Village currently shows no closed sales in our tracking window, which means there is no reliable price trend to report right now. That is a data gap, not a verdict on the community itself, but it does mean anyone quoting a price range or a per-square-foot number for this pocket of Panama City Beach is guessing.

For a seller, thin closing activity can work in your favor if you are the only comparable listing active, since there is little competing data to anchor a buyer's offer low. For a buyer, it means leaning on a private showing and a direct comparison to nearby Bay County communities rather than assuming this one prices like its neighbors.

The 60-Second Overview

Coral Bay Village sits in Panama City Beach within Bay County, but current MLS activity through the CPAR feed does not show enough recent closed sales to establish a pricing pattern.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer specifically targeting this address or street who is comfortable evaluating the home on its own merits rather than a market trend
  • A seller willing to price based on a direct comparison to nearby communities rather than local closed-sale history
  • An investor or relocation buyer who wants a broker to pull current listing detail firsthand instead of relying on published stats

Probably not for

  • A buyer who wants to see a clear price trend or median before making an offer
  • A seller expecting recent local comps to justify a specific asking price
  • Anyone comparing amenity packages across communities, since none are currently documented here

The market around Coral Bay Village

Coral Bay Village is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Coral Bay Village specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Coral Bay Village, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Coral Bay Village

Live MLS inventory for Coral Bay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Coral Bay Village listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Coral Bay Village Right Now (1)

All 1 active and pending Coral Bay Village listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Coral Bay Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coral Bay Village.

Best Buy
Buyers or sellers who want a direct, current look at Coral Bay Village rather than a market-report summary.
Biggest Risk
The lack of closed sales makes it hard to verify whether an asking price is in line with the market.
Sweet Spot
Anyone already interested in this specific pocket of Panama City Beach who wants a hands-on comparison rather than a data-driven pitch.
Avoid If
You need a market trend or price history to make your decision, since none is currently available here.

What we can — and can't — tell you

With zero closings in the current reporting window, we do not have a median price, a days-on-market figure, or a sense of how tightly homes here are priced. Community amenities also are not identified from current MLS listings, which usually means either the listings themselves are light on amenity detail or the community does not market a distinct amenity package the way an HOA-run development would.

None of this means Coral Bay Village is inactive as a place to live — it means the public MLS record does not currently give us enough to characterize it with confidence. The responsible move here is not to fill that gap with a guess, but to pull the current active inventory directly and look at the specific homes on the ground.

“

The location and the amenities are priced into every listing in Coral Bay Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has little or no recent closed-sale data, the value of a broker is knowing how to price and negotiate without that safety net — pulling active listings, checking expired and withdrawn history, and comparing against similar product in nearby Panama City Beach communities so you are not negotiating blind.

Coral Bay Village in 15 seconds.

Best forBuyers or sellers who want a direct, current look at Coral Bay Village rather than a market-report summary.
Biggest advantageLimited recent closing activity means less competing data for a seller's asking price to be measured against.
Biggest riskThe lack of closed sales makes it hard to verify whether an asking price is in line with the market.
Sweet spotAnyone already interested in this specific pocket of Panama City Beach who wants a hands-on comparison rather than a data-driven pitch.
Avoid ifYou need a market trend or price history to make your decision, since none is currently available here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Coral Bay Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Coral Bay Village.
In short
  • HOA dues reported around $300/month (about $3,600/yr) · median of 20 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $300 per month ($3,600 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coral Bay Village sales matched to your home.

What is your Coral Bay Village home worth?

Get a no-obligation home value based on real comparable sales in Coral Bay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
A buyer specifically targeting this address or street who is comfortable evaluating the home on its own merits rather than a market trendExcellent fit
A seller willing to price based on a direct comparison to nearby communities rather than local closed-sale historyExcellent fit
An investor or relocation buyer who wants a broker to pull current listing detail firsthand instead of relying on published statsExcellent fit
A buyer who wants to see a clear price trend or median before making an offerProbably not
A seller expecting recent local comps to justify a specific asking priceProbably not
Anyone comparing amenity packages across communities, since none are currently documented hereProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Coral Bay Village

Where is Coral Bay Village?

Coral Bay Village is a community in Panama City Beach, Bay County, Florida, ZIP 32413.

Are there homes for sale in Coral Bay Village right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Coral Bay Village have an HOA or CDD?

No HOA is on record for Coral Bay Village in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Coral Bay Village? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Coral Bay Village with Momentum Realty’s local guides.

Laguna Beach Estates0.3 mi away · median $510K, 9 sales/12 moCrestview Heights (Bay)0.3 mi awayGulf Vista0.3 mi away · median $680K, 4 sales/12 moSanta Monica Beach0.3 mi away · 41 homes, built 1947–22, 1 for saleLaguna Beach0.4 mi away · 1 for saleSunnyside (Bay)0.4 mi away · 548 homes, built 1930–24, 3 for saleWhisper Dunes0.4 mi away · median $389K, 12 sales/12 moLaguna Beach Estates0.5 mi away · 163 homes, built 1950–24, 2 for sale

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.