Country Oak Estates
Homes for Sale in Palm Harbor, FL
All 576 homes for sale in Palm Harbor, FL · median $382,450 · 181 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Country Oak Estates in Palm Harbor, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $702,450, $289 per square foot, a median 29 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1988–1991; 5 of 5 report an HOA (median $70/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 38 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $13,620 ($12,810 with the full homestead exemption).
Nearby homes for sale
No active listings inside Country Oak EstatesHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Country Oak Estates market snapshot (as of September 12, 2026): the median sale price is about $702K ($289 per sq ft over the trailing 12 months of closed sales), and a median 30 days on market for closed sales.
In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
Stellar MLS sales records identify 23 homes in Country Oak Estates that have changed hands since 2008, built between 1987 and 1996 (median 1989), with a median living area of about 2,541 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($702K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Country Oak Estates Market Scorecard
Country Oak Estates is currently a seller's market. About 3.0 months of supply, a median asking price of $650,000, and homes go under contract in about 1 days.
Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Country Oak Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Country Oak Estates buying strategy.
If we were buying in Country Oak Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Country Oak Estates.
A closer look at the Country Oak Estates market
At a median of $289 per square foot, Country Oak Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Country Oak Estates. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Country Oak EstatesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $70/month across 5 MLS listings (most billed semi-annually; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 6 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Country Oak EstatesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Country Oak EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Country Oak EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $70/month (about $840/yr) · median of 5 MLS listings, most billed twice a year
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $70 per month ($840 a year) — the median AssociationFee across 5 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Country Oak Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Oak Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Country Oak Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Country Oak Estates home worth?
Get a no-obligation home value based on real comparable sales in Country Oak Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
| Location | Palm Harbor, Pinellas County, FL · ZIP 34683 |
|---|---|
| Homes in the community | 46 (FL DOR 2025 assessment roll) |
| Years built | 1987–2010 (median 1989.0) |
| Typical living area | 2,778 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Secured Garage/Parking, Security Lights, Special Community Restrictions |
| Sale prices, last 12 months | $702,450 median across 4 closed sales · $289 per sq ft |
| Days on market (closed sales) | 29 median |
| For sale right now | 1 active, 0 pending · median asking $650,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 89% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Country Oak Estates key facts,” movewithmomentum.com/neighborhoods/country-oak-estates, data as of September 20, 2026.
Recently sold in Country Oak Estates
- 606 Tomoka Drive · sold $729,900
- 606 Tomoka Drive · sold $515,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Palm Harbor guides & data
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- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Country Oak Estates?
How long do homes in Country Oak Estates take to sell?
Who is the best real estate agent for Country Oak Estates?
How do I find a top Palm Harbor real estate agent who knows Country Oak Estates?
Can Momentum Realty connect me with an agent for Country Oak Estates?
Where is Country Oak Estates, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Country Oak Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Country Oak Estates. These are the public schools most often assigned to other communities in ZIP 34683; zones change and vary by address, so confirm with the district before you buy.
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor University High School · High · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Elementary, Palm Harbor Middle · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Country Oak Estates with Momentum Realty’s local guides.