Cross Creek
Homes for Sale in Hawthorne, FL
All 50 homes for sale in Hawthorne, FL · median $224,950 · 81 homes for sale in 32640 · Alachua County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 11 closed sales in Cross Creek in Hawthorne, FL since 2002, the most recent in June 2025. Across Hawthorne as a whole, 8 homes closed in the last 12 months at a median of $325,000, 35 median days on market, with 83 homes for sale today. At that median and Alachua County's FY2025-26 rate of 16.56 mills, annual property tax runs about $5,380 ($4,730 with the full homestead exemption).
Cross Creek is a small, older market in rural Alachua County. With 49 homes on record, a median build year of 1972, and a stock that runs all the way back to 1900, the price you pay here is driven far more by the condition of the individual property than by any neighborhood-wide number. The median living area is roughly 912 square feet, so these are compact homes, and the spread between a restored place and one needing work will be wide.
Roughly 37% of homes carry a homestead exemption, which tells you a meaningful share are held as second homes, rentals, or investment property rather than primary residences. For a buyer, that means you should underwrite each home on its own merits and inspect hard given the age of the housing. For a seller, condition and honest presentation matter more than chasing a comp.
Nearby homes for sale
No active listings inside Cross Creek right now. These are the 3 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cross Creek is a compact, rural pocket of Alachua County where the housing is old and small by today's standards, and where any given sale says more about the specific home than about the market as a whole.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cross Creek is best for.
Best for
- Buyers seeking a compact primary home in a rural setting and willing to inspect an older property carefully
- Investors or second-home buyers comfortable underwriting condition on a case-by-case basis
- Renovation-minded buyers who see upside in updating older, smaller stock
Probably not for
- Buyers who need substantial square footage and modern layouts
- Buyers wanting a turnkey, newer home with minimal maintenance risk
- Buyers who rely on tight, predictable comps and a deep pool of recent sales
The market around Cross Creek
Cross Creek is a small community — 10 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32640, 100 homes are on the market and 16% are under contract — a slower corner of Hawthorne.
Across Alachua County, 1,279 homes are active and 419 pending (25% under contract).
The housing mix here is 46% mobile home, 27% single family residence, 18% manufactured home.
In ZIP 32640 (Hawthorne), 47 homes closed in the last 12 months at a median of $275K ($177/sq ft), down 0.5% year over year, with a median 59 days on market. Right now 5 active and 1 pending listings put supply at about 6.4 months — a buyer's market. See the live ZIP 32640 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Cross Creek specifically. Momentum Research analysis of MLS records.
The Cross Creek buying strategy.
If we were buying in Cross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek.
Old stock, condition-driven pricing
The age range here is unusually long — homes built as far back as 1900 sit alongside stock built through 2011, with the median landing in 1972. Older rural homes like these carry the usual questions: roof, systems, wells and septic, and foundation on the oldest structures. None of that is a dealbreaker, but it means the inspection is where the real negotiation happens.
At about 912 square feet median, this is not a market of large houses. That compact footprint, combined with a wide age spread and a substantial non-homesteaded share, points to a market where value is set property by property. There is no reliable shortcut here; two homes a mile apart can justify very different prices based purely on what has been maintained or updated.
The location and the amenities are priced into every listing in Cross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, older, rural market, a bad comp read is expensive. We price and underwrite Cross Creek homes one at a time — reading condition, systems, and lot against the small pool of local data rather than a broad average — so buyers do not overpay for deferred maintenance and sellers do not leave money on a well-kept home.
Cross Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cross Creek on the map →
More Hawthorne home searches
- All homes for sale in Hawthorne, FL
- Homes for sale in Alachua County, FL
- Hawthorne waterfront homes for sale
- Homes under $300K in Hawthorne
- Homes from $300K to $500K in Hawthorne
- 4-bedroom homes for sale in Hawthorne
- ZIP 32640 housing scorecard
- 2 coming-soon communities in Alachua County
Hawthorne guides & data
- Market data
- Property taxes (Alachua County)
- Homestead exemption (Alachua County)
- Home insurance cost
- New construction (Alachua County)
- Home builders (Alachua County)
Florida buyer guides
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Alachua County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Cross Creek Market Scorecard
Cross Creek is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Email me new listings in Cross Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cross CreekHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cross CreekHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in Cross Creek
Development, infrastructure, retail, and school activity affecting Cross Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Infrastructure
EPA plans mile-long underground wall at Koppers Superfund site in Gainesville
The EPA presented a plan to the Gainesville City Commission for a mile-long, 65-foot-deep underground wall at the 90-acre Koppers site at 200 NW 23rd Ave. Construction could start this fall and run to mid-2027, and an information session is set for Oct. 21. The site will be cleaned to commercial and industrial standards only.
What it may mean for the marketThe cleanup sets long-term land use limits on a large north Gainesville parcel and brings construction activity there through 2027. The project is about 13 miles northwest of Cross Creek, elsewhere in Alachua County.
Source: Mainstreet Daily News - October 2026Development
Gainesville celebrates $25 million HUD Choice Neighborhoods grant for East Gainesville
The city and Gainesville Housing Authority marked a $25 million HUD Choice Neighborhoods grant covering a 1.5-square-mile area of East Gainesville. Plans include 72 new units on a site near University Avenue and Williston Road and replacement of 100 units at Pine Meadows and Pine Terrace, with possible mixed-use development. The award was announced Sept. 3.
What it may mean for the marketNew and rehabilitated housing plus possible mixed-use space would add housing supply and services in East Gainesville. The project is about 10 miles northwest of Cross Creek, elsewhere in Alachua County.
Source: Mainstreet Daily News - September 2026Market
Gainesville Plan Board recommends denying land use change for Cottages at Depot Park
The City Plan Board voted 4-3 to recommend denying a new land use and Urban 6 zoning for about 2 acres at the Cottages at Depot Park, which has about 37 existing units. The zoning would have allowed a drive-thru by right. The City Commission makes the final decision, and current zoning already allows redevelopment.
What it may mean for the marketThe outcome affects whether a small near-downtown parcel can be redeveloped at higher density with commercial uses. The project is about 11 miles northwest of Cross Creek, elsewhere in Alachua County.
Source: Mainstreet Daily News - September 2026Infrastructure
Alachua County budgets $106 million for roads and expands pothole repair
County Manager Michele Lieberman said the 2026-27 budget includes $106 million for roads across a 700-mile network. The county now runs four pothole crews six days a week, added milling and resurfacing to its Watson Construction contract, and is adding a $500,000 amendment for more repairs.
What it may mean for the marketAdded road funding and resurfacing should improve driving conditions on county roads and affect commute reliability. The site is about 12 miles northwest of Cross Creek.
Source: Mainstreet Daily News - September 2026Development
GRU Authority approves demolition of Power District buildings ahead of possible land sale
The GRU Authority voted 3-0 to hire SGLC for $458,000 to demolish most buildings and remove asbestos on the roughly nine-acre Power District northeast of Depot Park. Demolition starts at the end of September and is to finish by Thanksgiving. GRU plans to sell the land, which it expects to bring at least $7.5 million.
What it may mean for the marketClearing about nine acres near Depot Park opens a possible future redevelopment site close to downtown. The project is about 11 miles northwest of Cross Creek, elsewhere in Alachua County.
Source: Mainstreet Daily News - September 2026Parks & Amenities
Gainesville commission approves phased renovation of T.B. McPherson Center
The Gainesville City Commission unanimously approved renovation plans for the T.B. McPherson Center in southeast Gainesville and directed staff to contract Monarch Design Group. The 10-year plan totals nearly $10 million, with about $3.5 million for building and grounds work including a new kitchen, multipurpose rooms, walking trails, basketball courts and a playground. The first phase covers the parking lot and walking paths.
What it may mean for the marketPhased upgrades add recreation space and trails to southeast Gainesville over the next five to 10 years. The project is about 10 miles northwest of Cross Creek, elsewhere in Alachua County.
Source: The Independent Florida Alligator
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Cross Creek?
What share of Cross Creek is owner-occupied?
When were the homes in Cross Creek built?
Do cash buyers compete in Cross Creek?
Who is the best real estate agent for Cross Creek?
How do I find a top Hawthorne real estate agent who knows Cross Creek?
Can Momentum Realty connect me with an agent for Cross Creek?
Where is Cross Creek, and what county is it in?
Should you buy in Cross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32640)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2002 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More Hawthorne & Gainesville & Alachua County guides
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See how Cross Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cross Creek. These are the public schools most often assigned to other communities in ZIP 32640; zones change and vary by address, so confirm with the district before you buy.
- Interlachen Junior-Senior High School · High (assigned to 3 nearby communities)
- Ochwilla Elementary School · Elementary (assigned to 3 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Cross Creek with Momentum Realty’s local guides.