Crystal Cove in Miramar Beach

Crystal Cove
Condos for Sale in Miramar Beach, FL

All 680 homes for sale in Miramar Beach, FL · median $659,000 · 701 homes for sale in 32550 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32550
Median sale $445K
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Live Market Pulse
61/100
Market Heat
Hotter than normal
2015 → 2026 · 86 at the 2022 peak
0 is Crystal Cove's coldest market since 2015, 100 its hottest. Today: 61. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data22 years of closingsUpdated twice daily

As of October 2026, Crystal Cove in Miramar Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $445,000, a median 31 days on market, sellers accepting 97% of original asking (+1% versus the prior year). Homes listed or recently sold were built 2004–2005; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $4,340 ($3,960 with the full homestead exemption).

CRYSTAL COVE key facts
LocationMiramar Beach, Walton County, FL · ZIP 32550
Home types (current listings and sales)condos 100%
Amenities listed by sellersGated, Beach, Golf, Fishing, Short Term Rental - Allowed, Pickleball
Sale prices, last 12 months$445,000 median across 4 closed sales · +1.1% vs the prior 12 months
Days on market (closed sales)31 median
For sale right now3 active, 1 pending · median asking $459,000 · 9.0 months of supply

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “CRYSTAL COVE key facts,” movewithmomentum.com/neighborhoods/crystal-cove, data as of September 20, 2026.

Last 30 days in Crystal Cove: 1 under contract right now, 1 closed sale (median $515,000). As of September 30, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Crystal Cove Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$445K ▲
Median sold · 12 mo
up 1.1% vs the prior 12 months
+1.1% ▲
1-yr price change
n = 4 and 5 sales in the two windows
96.6%
Sale vs ask
Tempo
9.0mo
Supply
3 to 6 months is the balanced band
31days
Median DOM · closed
0 days at the 2022 low
25%
Under contract
Walton: 18% (698 of 3,872)
3 · 1
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 5 a year

Homes For Sale Right Now in Crystal Cove

Live MLS inventory for Crystal Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Crystal Cove listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Crystal Cove Right Now (4)

All 4 active and pending Crystal Cove listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Crystal Cove sits in Miramar Beach with a median around $427,500, and the story here is condition more than location premium. With only four active listings and four recent closings, individual homes move the needle — one updated property or one tired one can swing what the numbers look like in any given month. Treat the median as a starting point for conversation, not a price tag for any specific home.

Prices are off about 7.6% year over year, and homes are taking just over 30 days to go under contract. That is a market that has cooled from its peak but is still transacting at a reasonable clip, with a heat score of 59 landing it squarely in the middle. Sellers should price to current comps rather than last year's, and buyers have a little more room to negotiate than they would have had a year ago — but not so much thin inventory lets them dictate terms.

Crystal Cove Housing Pulse · Momentum Research · as of September 20, 2026

Crystal Cove right now

🟢 Buyer-leaning market. 9.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($445K) is up 1.1% from the prior 12 months ($440K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Crystal Cove market snapshot (as of September 20, 2026): the median sale price is about $445K, a median 31 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (4 closings in the current window).

In ZIP 32550 (Miramar Beach), 530 homes closed in the last 12 months at a median of $729K, up 3.7% year over year, with a median 99 days on market. Right now 355 active and 39 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.

Emerald Coast MLS sales records identify 65 homes in CRYSTAL Cove that have changed hands since 2004, built between 2004 and 2005 (median 2004), with a median living area of about 1,180 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Crystal Cove is a small, low-inventory pocket of Miramar Beach where the handful of homes on the market at any time makes condition and pricing discipline the deciding factors. Expect to move deliberately when the right listing appears — there simply aren't many at once.

Best for

  • Buyers targeting the mid-$400s who value a Miramar Beach location over shared amenities
  • Patient buyers comfortable waiting for a specific home to list in a low-inventory pocket
  • Value-minded buyers looking to use the softer year-over-year pricing as negotiating leverage

Probably not for

  • Buyers who need to compare many active listings side by side before deciding
  • Those who require community amenities like a pool or clubhouse on site
  • Buyers expecting last year's pricing or a guaranteed quick move in a fast-turning market

Windows contain 0 to 12 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K20122014201620182020202220242026
Up 1.1% year over year.
Median days on market · closed sales
05010015020122014201620182020202220242026
0 days at the 2022 low; 31 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
96.6% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 12 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning202220242026
86 at the 2022 peak, 28 in the troughs, 61 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

11% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Crystal Cove Market Scorecard

Buyer-leaning

Crystal Cove is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $459,000, and homes go under contract in about 85 days.

9.0
Months supply
$459,000
Median list
$445,000
Median sold
85
Days on mkt
3/1/4
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in CRYSTAL COVE, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Crystal Cove listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Crystal Cove address.

Recent Developments in Crystal Cove

Development, infrastructure, retail, and school activity affecting Crystal Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum39/100 · Moderate
  1. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The project is about 18 miles northeast of Crystal Cove, elsewhere in Walton County.

    Source: Get The Coast
  2. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles northwest of Crystal Cove.

    Source: Get The Coast

Development alerts for Crystal CoveGet a short monthly email when something new is approved, funded, or opens near Crystal Cove.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Crystal Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Cove.

Best Buy
Buyers who want a Miramar Beach address and are willing to wait for the right listing.
Biggest Risk
Thin inventory means limited choice and a median easily skewed by a single sale.
Sweet Spot
A well-priced home in solid condition that lines up with the recent comps.
Avoid If
You need on-site amenities or a wide selection to compare in real time.

A thin-inventory market where each listing matters

Four active listings and four closings in the tracked window tell you this is a small sample. That cuts both ways: the median is easy to skew, and you can't count on a steady stream of options. Buyers who need a specific layout or feature may wait, and when a fitting home lists, hesitation can cost the deal.

No community amenities are identified in the current MLS listings, so the value proposition rests on the homes themselves and on the broader Miramar Beach location rather than on shared facilities. That keeps price discussion firmly on condition, finishes, and how a given home compares to the small set of recent sales.

“

The location and the amenities are priced into every listing in Crystal Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.0C · Buy Score
Recent Direction6.3/10
Liquidity & Demand1.0/10
Pricing Power7.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.0). Basis: Recent Direction +1.1% year-over-year; Liquidity & Demand 9.0 months of supply; Pricing Power 96.6% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thin, comps are scarce and each new listing carries outsized weight — that is exactly where local read matters. We track Crystal Cove closely enough to tell you whether a given asking price reflects the softer year-over-year trend or wishful thinking, and to move fast when the right home surfaces.

Crystal Cove in 15 seconds.

Best forBuyers who want a Miramar Beach address and are willing to wait for the right listing.
Biggest advantagePrices have softened year over year, giving buyers some negotiating room.
Biggest riskThin inventory means limited choice and a median easily skewed by a single sale.
Sweet spotA well-priced home in solid condition that lines up with the recent comps.
Avoid ifYou need on-site amenities or a wide selection to compare in real time.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Crystal Cove Condos for Sale in Miramar Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Crystal Cove Condos for Sale in Miramar Beach, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Cove sales matched to your home.

What is your Crystal Cove home worth?

Get a no-obligation home value based on real comparable sales in Crystal Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.

Recently off market in CRYSTAL COVE

Homes in CRYSTAL COVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Crystal Cove?
The median sale price in Crystal Cove was $445K over the 12 months ending September 20, 2026 (4 closed sales, Emerald Coast MLS).
How long do homes in Crystal Cove take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 31 days on market (4 sales, Emerald Coast MLS).
Is Crystal Cove a buyer's or seller's market right now?
As of September 20, 2026, Crystal Cove leans toward buyers: 9.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Crystal Cove?
The best agent for Crystal Cove is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Crystal Cove.
How do I find a top Miramar Beach real estate agent who knows Crystal Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Crystal Cove and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Crystal Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Crystal Cove purchase or sale - no call center and no pressure.
Where is Crystal Cove, and what county is it in?
Crystal Cove is in Miramar Beach, Walton County, FL, ZIP 32550. The community's center is about 6 miles west of the center of Miramar Beach (straight-line).
Buyers targeting the mid-$400s who value a Miramar Beach location over shared amenitiesExcellent fit
Patient buyers comfortable waiting for a specific home to list in a low-inventory pocketExcellent fit
Value-minded buyers looking to use the softer year-over-year pricing as negotiating leverageExcellent fit
Buyers who need to compare many active listings side by side before decidingProbably not
Those who require community amenities like a pool or clubhouse on siteProbably not
Buyers expecting last year's pricing or a guaranteed quick move in a fast-turning marketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (71 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in CRYSTAL COVE? 4 recorded closings; median 31 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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