Fern Garden Estates
Homes for Sale in DeLand, FL
All 49 homes for sale in DeLand, FL · median $349,900 · 157 homes for sale in 32720 · Volusia County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside Fern Garden Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of October 2026, the MLS records 16 closed sales in Fern Garden Estates in DeLand, FL since 2016, the most recent in December 2025. Across DeLand as a whole, 19 homes closed in the last 12 months at a median of $325,000, 50 median days on market, with 8 homes for sale today. At that median and Volusia County's FY2025-26 rate of 19.21 mills, annual property tax runs about $6,240 ($5,420 with the full homestead exemption).
The market around Fern Garden Estates
Fern Garden Estates is too small for its own price trend, so here is the market around it.
In ZIP 32720, 205 homes are on the market and 33% are under contract — a fast-moving corner of DeLand.
Across Volusia County, 4,823 homes are active and 1,382 pending (22% under contract).
ZIP and county figures describe the wider market, not Fern Garden Estates specifically. Momentum Research analysis of MLS records.
The Fern Garden Estates buying strategy.
If we were buying in Fern Garden Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fern Garden Estates.
The location and the amenities are priced into every listing in Fern Garden Estates. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Fern Garden EstatesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $63/month across 31 MLS listings (most billed quarterly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Volusia County is $1,807/yr (3,573 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Ask an agent about Fern Garden EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fern Garden EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $63/month (about $756/yr) · median of 31 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $63 per month ($756 a year) — the median AssociationFee across 31 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fern Garden Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fern Garden Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fern Garden Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fern Garden Estates home worth?
Get a no-obligation home value based on real comparable sales in Fern Garden Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Fern Garden Estates on the map →
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: October 9, 2026) |
| Under-contract shares | DBAMLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2016 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More DeLand & Volusia County / Daytona Beach Area guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Volusia County / Daytona Beach Area or the full Neighborhood Finder.
See how Fern Garden Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Fern Garden Estates
Where is Fern Garden Estates?
Fern Garden Estates is a community in DeLand, Volusia County, Florida, ZIP 32720.
Are there homes for sale in Fern Garden Estates right now?
No active listings inside Fern Garden Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Fern Garden Estates have an HOA or CDD?
No HOA is on record for Fern Garden Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Fern Garden Estates with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Volusia County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Fern Garden Estates Market Scorecard
Fern Garden Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32720 ZIP is $327,583, about 2.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.