Ferndale
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CREEK LIFE REALTY · via realMLS
As of September 2026, the MLS records 20 closed sales in Ferndale in Jacksonville, FL since 2003, the most recent in July 2025. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Ferndale is a small, tightly defined pocket in Jacksonville with just 24 homes on the snapshot, all built in a narrow window between 1950 and 1958. When housing stock is this uniform in age and modest in footprint — the median living area sits right around 1,505 square feet — price is driven less by what the neighborhood offers and more by the individual home's condition and what has been done to it. Two houses the same age and size can trade well apart depending on updates to systems, roof, and finishes.
About two-thirds of homes here carry a homestead exemption, which points to an owner-occupied posture rather than a churn of investor turnover. For buyers, that means inventory is thin and you are competing for a specific house, not choosing from a broad menu. For sellers, condition and honest pricing matter more than chasing a comp, because the pool of directly comparable properties is genuinely small.
The 60-Second Overview
Ferndale is a compact, mid-century enclave in Duval County where the homes share a common vintage and a manageable size, and where value lives in the details of each property rather than in a wide spread of home types.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ferndale is best for.
Best for
- Buyers who understand mid-century homes and want to update within an existing footprint
- Owner-occupants seeking a right-sized, single-scale home to hold long term
- Value-minded buyers willing to trade age for a stable, tightly-held pocket
Probably not for
- Buyers who want new or recent construction and modern layouts
- Anyone needing large square footage well beyond the ~1,505 sqft median
- Buyers who want a broad selection of homes and quick, plentiful comps
The market around Ferndale
Ferndale is too small for its own price trend, so here is the market around it.
In ZIP 32207, 199 homes are on the market and 27% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,972 homes are active and 1,630 pending (29% under contract).
ZIP and county figures describe the wider market, not Ferndale specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ferndale, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Ferndale
Development, infrastructure, retail, and school activity affecting Ferndale, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 9 miles southwest of Ferndale, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The site is about 2 miles northwest of Ferndale.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 16 miles west of Ferndale, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles northeast of Ferndale.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 16 miles west of Ferndale, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northeast of Ferndale.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ferndale buying strategy.
If we were buying in Ferndale today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ferndale.
A uniform mid-century pocket
Everything here was built in roughly the same decade, with a median year around 1951. That consistency is a double edge: you know what era of construction you are buying into, but you also inherit the realities of homes of this age — original systems, older layouts, and the maintenance that comes with houses past the half-century mark. The winners in this market are the ones that have been thoughtfully updated without losing the bones.
At around 1,505 square feet at the median, these are right-sized homes rather than sprawling ones. That footprint suits a buyer who wants a walkable, single-story-scale property they can maintain, and it rewards renovation work that improves function within the existing envelope. The narrow age band means most homes present a similar renovation puzzle, so a buyer who understands mid-century construction has an edge.
The location and the amenities are priced into every listing in Ferndale. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this small, comps are scarce and condition is everything — which is exactly where local judgment beats a formula. We read each Ferndale home against its actual updates and remaining work, not against a broad average, and we will tell you plainly when a listing is priced for its finishes rather than its bones. That candor protects buyers from overpaying for age and helps sellers position a genuinely updated home where the market can see it.
Ferndale in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ferndale buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ferndale sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ferndale, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ferndale home worth?
Get a no-obligation home value based on real comparable sales in Ferndale, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Ferndale?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ferndale with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2003 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ferndale fits the bigger picture — live prices, inventory, and Momentum Scores:
Ferndale Market Scorecard
Ferndale is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32207 ZIP is $281,547, about 7.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.