Harbor Bluffs Waterfront Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven more by the individual unit than by the address. Harbor Bluffs Waterfront Condo spans a wide construction era, from 1974 through 2021, with the median build year landing in 2017. That split means condition, floor, view, and vintage do most of the work in setting a number. The median sits at $225,000 on roughly $255 per square foot across a median of about 1,483 living square feet.
The current posture favors patient buyers. Days on market run to a median of 53, which is not a scramble, and year-over-year pricing is down 22.4%. A seller here needs to price to today's evidence, not last year's, and be ready to negotiate. A buyer has room to be selective and to press on condition.
Harbor Bluffs Waterfront Condo right now
🔴 Off the recent peak. The trailing-12-month median ($225K) is down 22.4% from the prior 12 months ($290K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (5 and 3 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Bluffs Waterfront Condo market snapshot (as of July 15, 2026): the median sale price is about $225K ($255 per sq ft over the trailing 12 months of closed sales), and a median 53 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
Harbor Bluffs Waterfront Condo is a community of 35 homes in Clearwater, Pinellas County, built between 1974 and 2021 (median 2017), with a median living area of about 1,483 square feet. 43% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, waterfront-oriented condo pocket in Clearwater with only 35 homes and a thin 5-closing window, so any single sale moves the averages. The mix of older and newer stock means two units at the same price can be very different buys.
Who Harbor Bluffs Waterfront Condo is best for.
Best for
- Buyers targeting a waterfront-oriented Clearwater condo around the $225,000 median who will vet each unit individually
- Patient buyers comfortable with a roughly 53-day pace who want room to negotiate on condition
- Downsizers or lock-and-leave owners wanting a manageable footprint near 1,483 square feet
Probably not for
- Buyers who need a large, comp-rich market with predictable pricing
- Anyone counting on quick resale in a fast-moving, low-inventory setting
- Buyers unwilling to underwrite condo association and insurance costs alongside the purchase price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($225K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the -22.4% one-year change.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Harbor Bluffs Waterfront Condo buying strategy.
If we were buying in Harbor Bluffs Waterfront Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Bluffs Waterfront Condo.
A condition-driven waterfront condo market
With a build range from 1974 to 2021 and a median year built of 2017, the label "condo" covers a lot of ground here. Newer, updated units and original older ones can trade close together, so the median price of $225,000 tells you the midpoint, not the range you will actually shop. Read each listing on its own merits: renovation level, exposure, and where the unit sits in the building matter more than the headline figure.
Sample size is the caveat you cannot ignore. With 35 homes total and only 5 closings in the window, the median price-per-square-foot of about $255 and the 22.4% year-over-year drop are directional, not precise. Waterfront condos also carry association and insurance considerations that belong in your underwriting from day one.
The location and the amenities are priced into every listing in Harbor Bluffs Waterfront Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Bluffs Waterfront Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.9). Basis: Recent Direction -22.4% year-over-year; Owner Commitment 43% owner-occupied; Pricing Power 91.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this small, comps are scarce and easy to misread, and a single closing can skew the picture. We track the actual units behind the numbers, weigh condition and building details, and price and negotiate off what a specific home is really worth today rather than a broad average.
Harbor Bluffs Waterfront Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Bluffs Waterfront Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Bluffs Waterfront Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Bluffs Waterfront Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Bluffs Waterfront Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Bluffs Waterfront Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harbor Bluffs Waterfront Condo?
How long do homes in Harbor Bluffs Waterfront Condo take to sell?
How many homes are in Harbor Bluffs Waterfront Condo?
What share of Harbor Bluffs Waterfront Condo is owner-occupied?
When were the homes in Harbor Bluffs Waterfront Condo built?
Do cash buyers compete in Harbor Bluffs Waterfront Condo?
Who is the best real estate agent for Harbor Bluffs Waterfront Condo?
How do I find a top Clearwater real estate agent who knows Harbor Bluffs Waterfront Condo?
Can Momentum Realty connect me with an agent for Harbor Bluffs Waterfront Condo?
Should you buy in Harbor Bluffs Waterfront Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (15 streets, ZIP 33755)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2012 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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