Harbor Dunes
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS
Harbor Dunes is a small enough slice of the Jacksonville market that recent activity is thin — the current snapshot rests on a narrow window of closings. When only a couple of homes trade in a stretch, price is set far more by the condition and specifics of the individual house than by any neighborhood-wide trend. Treat any single sale here as a data point, not a benchmark.
For a buyer, that means leaning on the property in front of you rather than a community average. For a seller, it means pricing to your home's actual condition and features, because there isn't a deep bench of comparable sales to anchor an asking number. In a low-volume pocket like this, both sides win by doing the homework parcel by parcel.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harbor Dunes right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Dunes is a compact community within Jacksonville's Duval County market. With limited recent turnover, it trades on a house-by-house basis rather than on broad neighborhood momentum.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harbor Dunes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor DunesPhotos from realMLS listings in Harbor Dunes; content deemed reliable but not guaranteed.
Who Harbor Dunes is best for.
Best for
- Buyers with patience and a long timeline who can wait for the right home to list
- Purchasers who want an established Duval County location and will assess each property on its own merits
- Sellers with a well-kept or updated home willing to price to condition rather than a broad average
Probably not for
- Buyers who need a wide selection of listings to compare at any given time
- Anyone relying on deep comparable-sales data to justify an offer or asking price
- Sellers expecting a fast sale driven by high neighborhood turnover
The market around Harbor Dunes
Harbor Dunes is too small for its own price trend, so here is the market around it.
In ZIP 32225, 214 homes are on the market and 24% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).
ZIP and county figures describe the wider market, not Harbor Dunes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Dunes, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harbor Dunes
Live MLS inventory for Harbor Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Dunes listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Harbor Dunes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Abess Park · Elementary
- Landmark · Middle
- Sandalwood · High
Zoned schools reflect the assignments reported on recent Harbor Dunes listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Dunes address.
The Harbor Dunes buying strategy.
If we were buying in Harbor Dunes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Dunes.
Why thin volume changes the math
The defining feature of Harbor Dunes right now is how little changes hands. A short closings window means the usual tools — median price trends, days-on-market curves, inventory pressure — don't have enough sales behind them to be reliable. That isn't a knock on the community; it's a reality of small, established pockets inside a large metro like Jacksonville.
Practically, this puts the weight on the specific home: its condition, updates, lot, and how it stacks against nearby Duval County alternatives. Expect a wider spread between what a well-kept, updated home commands and what a dated one does, because there aren't enough recent trades to compress that gap. Patience and a willingness to underwrite each listing on its own merits matter more here than in a high-turnover subdivision.
The location and the amenities are priced into every listing in Harbor Dunes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community, generic market stats mislead more than they help. We work Harbor Dunes and the surrounding Duval County market the way it actually behaves — sale by sale, condition by condition — so you're pricing an offer or a listing off what a specific home is worth, not off an average built on too few closings. We'll also tell you plainly when the data is too thin to draw a conclusion.
Harbor Dunes in 15 seconds.
Tools for a Harbor Dunes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Dunes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Dunes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Dunes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Dunes on the map →
Recent Developments in Harbor Dunes
Development, infrastructure, retail, and school activity affecting Harbor Dunes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 13 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 5 miles northwest of Harbor Dunes.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 12 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 12 miles west of Harbor Dunes, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northwest of Harbor Dunes.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northwest of Harbor Dunes.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Harbor Dunes a buyer's or seller's market right now?
How many homes are in Harbor Dunes?
What share of Harbor Dunes is owner-occupied?
When were the homes in Harbor Dunes built?
Who is the best real estate agent for Harbor Dunes?
How do I find a top Jacksonville real estate agent who knows Harbor Dunes?
Can Momentum Realty connect me with an agent for Harbor Dunes?
Should you buy in Harbor Dunes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harbor Dunes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2022 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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