Harbor Dunes
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS
Harbor Dunes is a small enough slice of the Jacksonville market that recent activity is thin — the current snapshot rests on a narrow window of closings. When only a couple of homes trade in a stretch, price is set far more by the condition and specifics of the individual house than by any neighborhood-wide trend. Treat any single sale here as a data point, not a benchmark.
For a buyer, that means leaning on the property in front of you rather than a community average. For a seller, it means pricing to your home's actual condition and features, because there isn't a deep bench of comparable sales to anchor an asking number. In a low-volume pocket like this, both sides win by doing the homework parcel by parcel.
Harbor Dunes right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
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Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Harbor Dunes. Swipe to explore the community.
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Harbor DunesPhotos from realMLS listings in Harbor Dunes; content deemed reliable but not guaranteed.
Who Harbor Dunes is best for.
Best for
- Buyers with patience and a long timeline who can wait for the right home to list
- Purchasers who want an established Duval County location and will assess each property on its own merits
- Sellers with a well-kept or updated home willing to price to condition rather than a broad average
Probably not for
- Buyers who need a wide selection of listings to compare at any given time
- Anyone relying on deep comparable-sales data to justify an offer or asking price
- Sellers expecting a fast sale driven by high neighborhood turnover
The market around Harbor Dunes
Harbor Dunes is a small community — 7 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32225, 125 homes are on the market and 41% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Harbor Dunes specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Harbor Dunes
Live MLS inventory for Harbor Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Dunes listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Harbor Dunes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Harbor Dunes buying strategy.
If we were buying in Harbor Dunes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Dunes.
Why thin volume changes the math
The defining feature of Harbor Dunes right now is how little changes hands. A short closings window means the usual tools — median price trends, days-on-market curves, inventory pressure — don't have enough sales behind them to be reliable. That isn't a knock on the community; it's a reality of small, established pockets inside a large metro like Jacksonville.
Practically, this puts the weight on the specific home: its condition, updates, lot, and how it stacks against nearby Duval County alternatives. Expect a wider spread between what a well-kept, updated home commands and what a dated one does, because there aren't enough recent trades to compress that gap. Patience and a willingness to underwrite each listing on its own merits matter more here than in a high-turnover subdivision.
The location and the amenities are priced into every listing in Harbor Dunes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community, generic market stats mislead more than they help. We work Harbor Dunes and the surrounding Duval County market the way it actually behaves — sale by sale, condition by condition — so you're pricing an offer or a listing off what a specific home is worth, not off an average built on too few closings. We'll also tell you plainly when the data is too thin to draw a conclusion.
Harbor Dunes in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Dunes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Dunes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Dunes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Dunes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Dunes on the map →
37% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Recent Developments in Harbor Dunes
Development, infrastructure, retail, and school activity affecting Harbor Dunes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 27 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northwest of Harbor Dunes.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 27 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northwest of Harbor Dunes.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Harbor Dunes a buyer's or seller's market right now?
How many homes are in Harbor Dunes?
What share of Harbor Dunes is owner-occupied?
When were the homes in Harbor Dunes built?
Do cash buyers compete in Harbor Dunes?
Who is the best real estate agent for Harbor Dunes?
How do I find a top Jacksonville real estate agent who knows Harbor Dunes?
Can Momentum Realty connect me with an agent for Harbor Dunes?
Should you buy in Harbor Dunes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harbor Dunes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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