Harbor Dunes
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS
As of October 2026, Harbor Dunes in Jacksonville, FL has 1 home for sale. As of October 2026, the MLS records 17 closed sales in Harbor Dunes in Jacksonville, FL since 2022, the most recent in December 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Harbor Dunes is a small enough slice of the Jacksonville market that recent activity is thin — the current snapshot rests on a narrow window of closings. When only a couple of homes trade in a stretch, price is set far more by the condition and specifics of the individual house than by any neighborhood-wide trend. Treat any single sale here as a data point, not a benchmark.
For a buyer, that means leaning on the property in front of you rather than a community average. For a seller, it means pricing to your home's actual condition and features, because there isn't a deep bench of comparable sales to anchor an asking number. In a low-volume pocket like this, both sides win by doing the homework parcel by parcel.
Harbor Dunes right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Dunes is a compact community within Jacksonville's Duval County market. With limited recent turnover, it trades on a house-by-house basis rather than on broad neighborhood momentum.
realMLS (Northeast Florida) sales records identify 16 homes in Harbor Dunes that have changed hands since 2022, built between 2021 and 2022 (median 2022), with a median living area of about 2,336 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Harbor Dunes across 2024–2024, median $558,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harbor Dunes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor DunesPhotos from realMLS listings in Harbor Dunes; content deemed reliable but not guaranteed.
Who Harbor Dunes is best for.
Best for
- Buyers with patience and a long timeline who can wait for the right home to list
- Purchasers who want an established Duval County location and will assess each property on its own merits
- Sellers with a well-kept or updated home willing to price to condition rather than a broad average
Probably not for
- Buyers who need a wide selection of listings to compare at any given time
- Anyone relying on deep comparable-sales data to justify an offer or asking price
- Sellers expecting a fast sale driven by high neighborhood turnover
The market around Harbor Dunes
Harbor Dunes is too small for its own price trend, so here is the market around it.
In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Harbor Dunes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Dunes, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harbor Dunes
Live MLS inventory for Harbor Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Dunes listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Recent Developments in Harbor Dunes
Development, infrastructure, retail, and school activity affecting Harbor Dunes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 19 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 12 miles west of Harbor Dunes, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 27 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northwest of Harbor Dunes.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 27 miles west of Harbor Dunes, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northwest of Harbor Dunes.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harbor Dunes buying strategy.
If we were buying in Harbor Dunes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Dunes.
Why thin volume changes the math
The defining feature of Harbor Dunes right now is how little changes hands. A short closings window means the usual tools — median price trends, days-on-market curves, inventory pressure — don't have enough sales behind them to be reliable. That isn't a knock on the community; it's a reality of small, established pockets inside a large metro like Jacksonville.
Practically, this puts the weight on the specific home: its condition, updates, lot, and how it stacks against nearby Duval County alternatives. Expect a wider spread between what a well-kept, updated home commands and what a dated one does, because there aren't enough recent trades to compress that gap. Patience and a willingness to underwrite each listing on its own merits matter more here than in a high-turnover subdivision.
The location and the amenities are priced into every listing in Harbor Dunes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community, generic market stats mislead more than they help. We work Harbor Dunes and the surrounding Duval County market the way it actually behaves — sale by sale, condition by condition — so you're pricing an offer or a listing off what a specific home is worth, not off an average built on too few closings. We'll also tell you plainly when the data is too thin to draw a conclusion.
Harbor Dunes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Dunes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Dunes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Dunes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Dunes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Harbor Dunes
Homes in Harbor Dunes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 12951 Palmetto Bluff Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Harbor Dunes a buyer's or seller's market right now?
How many homes are in Harbor Dunes?
What share of Harbor Dunes is owner-occupied?
When were the homes in Harbor Dunes built?
Who is the best real estate agent for Harbor Dunes?
How do I find a top Jacksonville real estate agent who knows Harbor Dunes?
Can Momentum Realty connect me with an agent for Harbor Dunes?
Where is Harbor Dunes, and what county is it in?
How far is Harbor Dunes from downtown Jacksonville and the beach?
How many homes has Momentum Realty sold in Harbor Dunes?
Should you buy in Harbor Dunes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2022 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Dunes fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Palmetto Bluff Drive (14 homes on record)
Nearby Communities
Explore more neighborhoods near Harbor Dunes with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Dunes. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.
- Sandalwood High School · 9-12 · FLDOE grade A (assigned to 44 nearby communities)
- Landmark Middle School · 6-8 · FLDOE grade A (assigned to 27 nearby communities)
- Terry Parker High School · 9-12 · FLDOE grade C (assigned to 13 nearby communities)
- Fort Caroline Middle School · 6-8 · FLDOE grade B (assigned to 12 nearby communities)
- Fort Caroline Elementary School · PreK-5 · FLDOE grade C (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).