Harbor Homes
Homes for Sale in Tampa, FL
All 3,542 homes for sale in Tampa, FL · median $435,000 · 204 homes for sale in 33602 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $850,000, $446 per square foot, a median 91 days on market, sellers accepting 93% of original asking (-10% versus the prior year). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $13,370 ($12,740 with the full homestead exemption).
| Location | Tampa, Hillsborough County, FL · ZIP 33602 |
|---|---|
| Homes in the community | 81 (FL DOR 2025 assessment roll) |
| Years built | 1991–1995 (median 1993.0) |
| Typical living area | 1,912 sq ft (median) |
| Sale prices, last 12 months | $850,000 median across 5 closed sales · $446 per sq ft · -10.5% vs the prior 12 months |
| Days on market (closed sales) | 91 median |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Homes Ph One key facts,” movewithmomentum.com/neighborhoods/harbor-homes-ph-one, data as of September 20, 2026.
Harbor Homes Ph One is a compact, established pocket in Tampa — 81 homes built in a tight window from 1991 to 1995, with a median around 1,900 square feet. That uniformity matters: when the vintage and footprint cluster this closely, price is driven less by size and more by condition, updates, and lot specifics. The median sits at $850,000, and at roughly $446 per square foot, this is a neighborhood where a renovated home and a dated one can sit far apart on price despite looking similar on paper.
Posture right now favors patience on both sides. A median of 79 days on market is not a fast turn, and with only 7 closings in the window, each sale carries real weight in how the next one is priced. Sellers should expect the market to reward move-in-ready condition and to punish anything that needs work; buyers have time to be selective and to underwrite the difference between a home that's been updated and one that still shows its early-'90s bones.
Harbor Homes right now
🔴 Off the recent peak. The trailing-12-month median ($850K) is down 10.5% from the prior 12 months ($950K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
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· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Harbor HomesHomes for Sale in Tampa, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Homes market snapshot (as of September 20, 2026): the median sale price is about $850K ($446 per sq ft over the trailing 12 months of closed sales), and a median 91 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 33602 (Tampa), 329 homes closed in the last 12 months at a median of $578K ($392/sq ft), up 9.2% year over year, with a median 57 days on market. Right now 74 active and 15 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 33602 housing market and the Hillsborough County market.
County records show 6 qualified sales in Harbor Homes across 2024–2025 (3 in 2024, 3 in 2025), median $930,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Harbor Homes is a community of 81 homes in Tampa, Hillsborough County, built between 1991 and 1995 (median 1993.0), with a median living area of about 1,912 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, homogeneous enclave where nearly everything was built within a five-year span, so the story is less about square footage and more about how much work a given home has had done. A homestead share above 75% points to a stable, owner-occupied community rather than a rental-heavy one.
Who Harbor Homes is best for.
Best for
- Buyers with a mid-$800s budget who want an established Hillsborough address and will pay for a home that's already been updated
- Renovation-minded buyers willing to take on an original-condition home at a discount and modernize it
- Owner-occupants seeking a stable, low-turnover community rather than a speculative flip
Probably not for
- Buyers needing to close quickly, given the roughly 79-day median pace
- Anyone wanting new construction or a footprint well above the ~1,900-square-foot median
- Investors chasing rental-heavy turnover, given the high homestead share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($850K) IS the median in the snapshot above, and the move from 2025 ($950K) IS the -10.5% one-year change.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Deemed reliable but not guaranteed.
11% of homes for sale in ZIP 33602 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Harbor Homes Ph One, Tampa
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Harbor Homes buying strategy.
If we were buying in Harbor Homes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Homes.
Condition is the variable here
When 81 homes share the same early-1990s vintage and a median footprint near 1,900 square feet, the market stops pricing on the obvious and starts pricing on the details. Roof, systems, kitchens, and baths from the original build era are now well past their first life, so the gap between a thoughtfully updated home and one running on original mechanicals is where the real money moves. The $446-per-square-foot median is a midpoint, not a floor or a ceiling — read every listing against what's actually been renovated.
The pace reinforces this. At a 79-day median, homes here don't clear on momentum alone, and a thin count of 7 recent closings means comps are scarce and each one moves the needle. Buyers can afford to inspect carefully and negotiate on deferred maintenance; sellers who price to condition and prepare the home before listing will separate themselves from anything that lingers.
The location and the amenities are priced into every listing in Harbor Homes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Homes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Recent Direction -10.5% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 92.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small community with few recent sales, the comp math is delicate — one mispriced listing distorts the picture for everyone. We underwrite Harbor Homes Ph One home by home, weighing condition and updates against a limited set of closings rather than leaning on a blunt price-per-foot number. Whether you're pricing to sell into a slower market or deciding what a dated home is really worth before you renovate, we'll give you the honest read.
Harbor Homes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Homes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Homes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Homes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Homes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harbor Homes?
How long do homes in Harbor Homes take to sell?
How many homes are in Harbor Homes?
What share of Harbor Homes is owner-occupied?
When were the homes in Harbor Homes built?
Who is the best real estate agent for Harbor Homes?
How do I find a top Tampa real estate agent who knows Harbor Homes?
Can Momentum Realty connect me with an agent for Harbor Homes?
Where is Harbor Homes, and what county is it in?
Is Harbor Homes a good place to live?
Should you buy in Harbor Homes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33602)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Homes Ph One fits the bigger picture — live prices, inventory, and Momentum Scores:
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