Keys At Harbour Island
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
Keys At Harbour Island sits on a man-made island just off downtown Tampa, and the price here is driven far more by location and condition than by square footage alone. At a median around $498 per square foot, you are paying for the island setting, the water proximity, and the walk-to-downtown position as much as for the house itself. Expect a wide spread depending on views, renovation level, and waterfront access rather than a tidy pricing formula.
With a median of 25 days on market, this is moving at a measured, deliberate pace — not frantic, not stalled. For sellers that means well-presented, correctly-priced homes trade in a reasonable window; overpriced or dated listings will sit. For buyers, there is time to underwrite a purchase properly, but the best-positioned homes still clear quickly, so be ready to move on the right one.
The 60-Second Overview
Keys At Harbour Island market snapshot (as of July 15, 2026): the median sale price is about $1.27M ($499 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales.
This is a compact, water-oriented island enclave minutes from downtown Tampa, where the premium is the address and the setting. The median near $1,265,000 reflects that positioning more than raw size.
Who Keys At Harbour Island is best for.
Best for
- Buyers with a budget centered on the mid-seven-figure range who prioritize an island, walk-to-downtown location
- Buyers who value proximity to the water and the urban core over maximum square footage per dollar
- Long-horizon buyers comfortable underwriting a purchase on a home-by-home basis rather than on a clean median
Probably not for
- Buyers seeking the most space per dollar, since the premium here is for location and setting
- Buyers who need a deep pool of recent comparable sales to feel confident on price
- Buyers on a tighter budget who cannot comfortably transact near this median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.27M) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Keys At Harbour Island buying strategy.
If we were buying in Keys At Harbour Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keys At Harbour Island.
Reading a thin, high-value market
The closing window backing these numbers is narrow — only three closings inform this snapshot — so treat the median of $1,265,000 as a directional read, not a precise benchmark. In a small, high-value pocket like this, a single unusual sale can pull the median in either direction, and per-unit variation matters far more than in a large subdivision of similar homes.
Practically, that means comps here require judgment. Two homes at similar square footage can justify very different prices based on renovation, floor plan, and water orientation. The $498-per-square-foot median is a starting point for conversation, not a ceiling or a floor — pricing has to be built home by home.
The location and the amenities are priced into every listing in Keys At Harbour Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume, high-ticket market, thin data is easy to misread. We underwrite each property on its own merits — condition, position, and how it actually compares to the handful of relevant sales — rather than leaning on a median that a single transaction can skew. That discipline protects buyers from overpaying and sellers from mispricing in either direction.
Keys At Harbour Island in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keys At Harbour Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keys At Harbour Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keys At Harbour Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keys At Harbour Island home worth?
Get a no-obligation home value based on real comparable sales in Keys At Harbour Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Keys At Harbour Island?
How long do homes in Keys At Harbour Island take to sell?
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Should you buy in Keys At Harbour Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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