Keys At Harbour Island
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 14 closed sales in Keys At Harbour Island in Tampa, FL since 2014, the most recent in December 2025. Across Tampa as a whole, 4,890 homes closed in the last 12 months at a median of $442,500, 39 median days on market, with 1,287 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,960 ($6,340 with the full homestead exemption).
Part of the Harbour Island master-planned community in Tampa, FL — see all Harbour Island homes for sale (1 listing across 4 villages and sections in the MLS).
Keys At Harbour Island sits on a man-made island just off downtown Tampa, and the price here is driven far more by location and condition than by square footage alone. At a median around $498 per square foot, you are paying for the island setting, the water proximity, and the walk-to-downtown position as much as for the house itself. Expect a wide spread depending on views, renovation level, and waterfront access rather than a tidy pricing formula.
With a median of 25 days on market, this is moving at a measured, deliberate pace — not frantic, not stalled. For sellers that means well-presented, correctly-priced homes trade in a reasonable window; overpriced or dated listings will sit. For buyers, there is time to underwrite a purchase properly, but the best-positioned homes still clear quickly, so be ready to move on the right one.
The 60-Second Overview
This is a compact, water-oriented island enclave minutes from downtown Tampa, where the premium is the address and the setting. The median near $1,265,000 reflects that positioning more than raw size.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Keys At Harbour Island is best for.
Best for
- Buyers with a budget centered on the mid-seven-figure range who prioritize an island, walk-to-downtown location
- Buyers who value proximity to the water and the urban core over maximum square footage per dollar
- Long-horizon buyers comfortable underwriting a purchase on a home-by-home basis rather than on a clean median
Probably not for
- Buyers seeking the most space per dollar, since the premium here is for location and setting
- Buyers who need a deep pool of recent comparable sales to feel confident on price
- Buyers on a tighter budget who cannot comfortably transact near this median
The market around Keys At Harbour Island
Keys At Harbour Island is too small for its own price trend, so here is the market around it.
In ZIP 33602, 236 homes are on the market and 12% are under contract — a slower corner of Tampa.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Keys At Harbour Island specifically. Momentum Research analysis of MLS records.
The Keys At Harbour Island buying strategy.
If we were buying in Keys At Harbour Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keys At Harbour Island.
Reading a thin, high-value market
The closing window backing these numbers is narrow — only three closings inform this snapshot — so treat the median of $1,265,000 as a directional read, not a precise benchmark. In a small, high-value pocket like this, a single unusual sale can pull the median in either direction, and per-unit variation matters far more than in a large subdivision of similar homes.
Practically, that means comps here require judgment. Two homes at similar square footage can justify very different prices based on renovation, floor plan, and water orientation. The $498-per-square-foot median is a starting point for conversation, not a ceiling or a floor — pricing has to be built home by home.
The location and the amenities are priced into every listing in Keys At Harbour Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume, high-ticket market, thin data is easy to misread. We underwrite each property on its own merits — condition, position, and how it actually compares to the handful of relevant sales — rather than leaning on a median that a single transaction can skew. That discipline protects buyers from overpaying and sellers from mispricing in either direction.
Keys At Harbour Island in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keys At Harbour Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keys At Harbour Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keys At Harbour Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keys At Harbour Island home worth?
Get a no-obligation home value based on real comparable sales in Keys At Harbour Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Keys At Harbour Island?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Keys At Harbour Island with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Keys At Harbour Island fits the bigger picture — live prices, inventory, and Momentum Scores:
Keys At Harbour Island Market Scorecard
Keys At Harbour Island is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33602 ZIP is $522,240, about 18.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.