Harbor Lakes Of Naples
Condos for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 343 homes for sale in 34102 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Harbor Lakes Of Naples in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $250,000, $235 per square foot, a median 123 days on market, sellers accepting 87% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1971–1973; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $2,760 ($2,330 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34102 |
|---|---|
| Sale prices, last 12 months | $250,000 median across 5 closed sales · $235 per sq ft · -9.1% vs the prior 12 months |
| Days on market (closed sales) | 123 median |
| For sale right now | 2 active, 1 pending · median asking $340,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Lakes Of Naples key facts,” movewithmomentum.com/neighborhoods/harbor-lakes-of-naples, data as of September 20, 2026.
Last 30 days in Harbor Lakes Of Naples: 1 new listing (median asking $325,000), 1 under contract right now. As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
The number that matters most here is the 123-day median time on market. That is a long runway compared to most Naples product, and it tells you pricing discipline is doing the work, not urgency. Combined with a median price down 9.1% year over year, this reads as a market still finding its level rather than one in active demand.
With only three closings in the current window, treat every stat here as directional, not definitive. A single unusual sale can move the median meaningfully. For a buyer, that argues for a careful, comp-by-comp approach rather than leaning on the community average. For a seller, it means your listing itself will likely become one of the data points that sets the next read.
Harbor Lakes Of Naples right now
🔴 Off the recent peak. The trailing-12-month median ($250K) is down 9.1% from the prior 12 months ($275K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Lakes Of Naples market snapshot (as of September 20, 2026): the median sale price is about $250K ($235 per sq ft over the trailing 12 months of closed sales), and a median 123 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).
In ZIP 34102 (Naples), 1,157 homes closed in the last 12 months at a median of $570K ($327/sq ft), up 3.3% year over year, with a median 69 days on market. Right now 606 active and 131 pending listings — a buyer's market. See the live ZIP 34102 housing market and the Collier County market.
Harbor Lakes Of Naples is a Collier County community currently showing a median price of $250,000 at roughly $235 per square foot, with sales activity thin enough that each closing carries real weight in the numbers.
The setting & the homes.
Aerial and on-site photos of Harbor Lakes Of Naples. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbor Lakes Of Naples
Harbor Lakes Of Naples
Harbor Lakes Of NaplesPhotos from Florida Gulf Coast MLS listings in Harbor Lakes Of Naples; content deemed reliable but not guaranteed.
Who Harbor Lakes Of Naples is best for.
Best for
- Buyers prioritizing price per square foot over amenity packages
- Buyers with flexible timelines who can wait through a longer marketing period
- Investors comfortable underwriting with limited recent closing data
Probably not for
- Buyers who need community amenities confirmed before making an offer
- Sellers expecting a fast sale in line with broader Naples market pace
- Buyers relying heavily on year-over-year price trends from a small sample
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($250K) IS the median in the snapshot above, and the move from 2025 ($275K) IS the -9.1% one-year change.
Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
14% of homes for sale in ZIP 34102 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Harbor Lakes Of Naples Market Scorecard
Harbor Lakes Of Naples is currently a balanced market., a median asking price of $340,000, and homes go under contract in about 116 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Harbor Lakes Of Naples, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harbor Lakes Of Naples
Live MLS inventory for Harbor Lakes Of Naples. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harbor Lakes Of Naples listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Harbor Lakes Of Naples Right Now (3)
All 3 active and pending Harbor Lakes Of Naples listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1155 Sandpiper St D1 · $325,000 · 2 bd / 2 ba · listed Sep 5, 2026 · listed by Realty World Top Producers Rlt
- 1155 Sandpiper St G1 · $300,000 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Engel & Voelkers Naples
- 1155 Sandpiper St B7 · $355,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by Realty One Group MVP
Harbor Lakes Of Naples on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Harbor Lakes Of Naples buying strategy.
If we were buying in Harbor Lakes Of Naples today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Lakes Of Naples.
A market with few data points and real patience required
The 123-day median days-on-market figure is the clearest signal available. In a community where sales come infrequently, that stretch suggests buyers are taking their time evaluating condition and price rather than competing for inventory. Sellers here should expect a longer marketing period as the norm, not the exception.
The year-over-year price decline of 9.1% should be read alongside the small closings count. It may reflect a shift in what has been selling — condition, unit size, or location within the community — as much as a broad repricing. No community amenities have been identified from current MLS listings, so buyers should confirm directly what, if anything, is included with ownership rather than assuming standard offerings.
The location and the amenities are priced into every listing in Harbor Lakes Of Naples. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the median tells you less than the individual listing does. We pull the actual recent closings behind these numbers, walk the condition differences unit to unit, and price or offer against what has truly sold rather than a community average built on three data points.
Harbor Lakes Of Naples in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Lakes Of Naples buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Lakes Of Naples sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Lakes Of Naples, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Lakes Of Naples home worth?
Get a no-obligation home value based on real comparable sales in Harbor Lakes Of Naples, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Harbor Lakes Of Naples
Homes in Harbor Lakes Of Naples that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1155 Sandpiper St B3 · off market
- 1155 Sandpiper St E3 · off market
Frequently Asked Questions
What is the median home price in Harbor Lakes Of Naples?
How long do homes in Harbor Lakes Of Naples take to sell?
Who is the best real estate agent for Harbor Lakes Of Naples?
How do I find a top Naples real estate agent who knows Harbor Lakes Of Naples?
Can Momentum Realty connect me with an agent for Harbor Lakes Of Naples?
Where is Harbor Lakes Of Naples, and what county is it in?
Should you buy in Harbor Lakes Of Naples?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Harbor Lakes Of Naples fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Harbor Lakes Of NaplesCondos for Sale in Naples
- Home values · What homes in Harbor Lakes Of NaplesCondos for Sale in Naples actually sell for
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