Free · No obligation
Talk to a Harbour Oaks Of Dunedin Condo Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, Harbour Oaks Of Dunedin Condo in Dunedin, FL has 1 home for sale. Homes listed or recently sold were built 1982–1982; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

Live · Harbour Oaks Of Dunedin Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 21% (1,729 of 8,357)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and unit specifics far more than by any single benchmark. This is a small condo community with a long build history, spanning from 1966 to 2020, and a median year built of 1982 — so what you're really buying is the individual unit's updates, floor level, and layout, not a uniform product. Expect a wide spread in pricing that tracks renovation status rather than square footage alone, since the median unit runs about 1,250 living square feet.

With only 11 homes and a thin closings window, this is a low-volume market where a single sale can shift the apparent picture. Sellers should price to condition and be patient; buyers should treat every listing on its own merits and not assume the last closed price sets the market. There is no deep pool of comparables to lean on, so due diligence on the specific unit and the association matters more than usual.

Harbour Oaks Of Dunedin Condo Housing Pulse · Momentum Research · as of September 12, 2026

Harbour Oaks Of Dunedin Condo right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Harbour Oaks Of Dunedin is a small condo community in Dunedin, Pinellas County, with a mix of eras under one roof — units built as early as 1966 and as recently as 2020. Just over half of the homes carry a homestead exemption, pointing to a meaningful owner-occupied presence alongside investor or seasonal ownership.

Stellar MLS sales records identify 8 homes in Harbour Oaks Of Dunedin Condo that have changed hands since 2018, built between 1966 and 1982 (median 1966), with a median living area of about 1,024 sq ft and a typical 2-bedroom, 2-bath layout; 75% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a lock-and-leave condo who value exterior upkeep handled by the association
  • Renovation-minded buyers willing to pay for condition and improve an older unit over time
  • Owner-occupants wanting a central Dunedin location without a single-family maintenance load

Probably not for

  • Buyers who need a broad set of recent comparable sales to price with confidence
  • Those unwilling to scrutinize association finances, reserves, and rules before offering
  • Buyers wanting a large-scale community with consistent, uniform unit types

The market around Harbour Oaks Of Dunedin Condo

Harbour Oaks Of Dunedin Condo is too small for its own price trend, so here is the market around it.

In ZIP 34698, 311 homes are on the market and 21% are under contract — a steady corner of Dunedin.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34698 (Dunedin), 701 homes closed in the last 12 months at a median of $380K ($301/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 130 active and 33 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 34698 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Harbour Oaks Of Dunedin Condo specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Harbour Oaks Of Dunedin Condo

Live MLS inventory for Harbour Oaks Of Dunedin Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Oaks Of Dunedin Condo listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Every Home for Sale in Harbour Oaks Of Dunedin Condo Right Now (1)

All 1 active and pending Harbour Oaks Of Dunedin Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • San Jose Elementary-PN · Elementary
  • Palm Harbor Middle-PN · Middle
  • Dunedin High-PN · High

Zoned schools reflect the assignments reported on recent Harbour Oaks Of Dunedin Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Oaks Of Dunedin Condo address.

If we were buying in Harbour Oaks Of Dunedin Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks Of Dunedin Condo.

Best Buy
Buyers who want a low-maintenance condo in central Dunedin and will judge each unit on its own condition.
Biggest Risk
Very few closings mean thin comps and a market that one sale can distort.
Sweet Spot
A well-updated unit priced honestly against the association's health.
Avoid If
You need deep comparables or a large, uniform inventory to feel confident.

A small condo pool with a long timeline

The defining trait here is scale and range. Eleven homes is a tight community, and the build years stretch across decades to 2020, with the midpoint landing in 1982. That combination means two units in the same community can be very different animals — one closer to original, one recently delivered — so comparing them on price per square foot alone will mislead you.

Location is central Dunedin, and the condo format keeps exterior maintenance inside the association rather than on your shoulders. For that reason, the association's finances, reserves, and any pending assessments deserve close reading before you write an offer. In a community this small, association costs and rules carry real weight in the buy decision.

“

The location and the amenities are priced into every listing in Harbour Oaks Of Dunedin Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume community like this, the number that matters most is the one attached to the specific unit and its association — not a headline average. We read the individual listing, the condo documents, and the thin comparable set together, so you know whether a price reflects condition or optimism. Whether you're buying or selling, that unit-level scrutiny is where we earn our keep here.

Harbour Oaks Of Dunedin Condo in 15 seconds.

Best forBuyers who want a low-maintenance condo in central Dunedin and will judge each unit on its own condition.
Biggest advantageA small, walkable community with a genuine range of unit eras to choose from.
Biggest riskVery few closings mean thin comps and a market that one sale can distort.
Sweet spotA well-updated unit priced honestly against the association's health.
Avoid ifYou need deep comparables or a large, uniform inventory to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbour Oaks Of Dunedin Condos for Sale in Dunedin, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbour Oaks Of Dunedin Condos for Sale in Dunedin, FL.
In short
  • HOA dues reported around $953/month (about $11,436/yr) · median of 16 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $953 per month ($11,436 a year) — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks Of Dunedin Condo sales matched to your home.

What is your Harbour Oaks Of Dunedin Condo home worth?

Get a no-obligation home value based on real comparable sales in Harbour Oaks Of Dunedin Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Dunedin →

Real comps, not an automated estimate.
How much local inventory is already under contract

23% of homes for sale in ZIP 34698 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Harbour Oaks Of Dunedin Condo Market Scorecard

Buyer's market

Harbour Oaks Of Dunedin Condo is currently a buyer's market. About 6.0 months of supply, a median asking price of $219,990, and homes go under contract in about 55 days.

6.0
Months supply
$219,990
Median list
$245,000
Median sold
$176
Per sqft
55
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 34698 ZIP is $415,777, about 23.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Harbour Oaks Of Dunedin Condo a buyer's or seller's market right now?
As of September 12, 2026, Harbour Oaks Of Dunedin Condo is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Harbour Oaks Of Dunedin Condo?
The best agent for Harbour Oaks Of Dunedin Condo is one who actively works Dunedin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Oaks Of Dunedin Condo.
How do I find a top Dunedin real estate agent who knows Harbour Oaks Of Dunedin Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Oaks Of Dunedin Condo and the wider Dunedin area.
Can Momentum Realty connect me with an agent for Harbour Oaks Of Dunedin Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Oaks Of Dunedin Condo purchase or sale - no call center and no pressure.
Where is Harbour Oaks Of Dunedin, and what county is it in?
Harbour Oaks Of Dunedin is in Dunedin, Pinellas County, FL, ZIP 34698. The community's center is about 4 miles west of the center of Dunedin (straight-line).
Buyers seeking a lock-and-leave condo who value exterior upkeep handled by the associationExcellent fit
Renovation-minded buyers willing to pay for condition and improve an older unit over timeExcellent fit
Owner-occupants wanting a central Dunedin location without a single-family maintenance loadExcellent fit
Buyers who need a broad set of recent comparable sales to price with confidenceProbably not
Those unwilling to scrutinize association finances, reserves, and rules before offeringProbably not
Buyers wanting a large-scale community with consistent, uniform unit typesProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Harbour Oaks Of Dunedin Condo? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbour Oaks Of Dunedin with Momentum Realty’s local guides.

MVMira Vista Townhomes0.1 mi awayMLMalones L H0.1 mi away · 285 homes, built 1915–24, 1 for saleRYRoyal Yacht Club North Condo0.1 mi away · median $199K, 3 sales/12 moSRSan Ruffino Condo0.1 mi awaySRSan Ruffino Ii Condo0.1 mi away · 1 for saleVOVillas Of Seagate At St Joseph Sound0.1 mi away · 33 homes, built 2006–06LLucille0.3 mi away · 179 homes, built 1926–19

Browse all neighborhood guides →

Talk to a Local Harbour Oaks Of Dunedin Condo Expert
Call Get Listings