San Ruffino
Condos for Sale in Dunedin, FL
All 279 homes for sale in Dunedin, FL · median $410,000 · 97 condos for sale in Dunedin · 222 homes for sale in 34698 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 12 closed sales in San Ruffino Condo in Dunedin, FL since 2014, the most recent in February 2026. Across Dunedin as a whole, 556 homes closed in the last 12 months at a median of $380,000, 57 median days on market, with 129 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,370 ($6,550 with the full homestead exemption).

San Ruffino is a small condo community in Dunedin — just 10 homes in the picture — and units span a wide build window, from 1986 to 2009. That range matters more than any single number here: at roughly 2,165 square feet at the median, these are larger-than-typical condo floor plans, and what sets price is going to be condition and updates unit-to-unit, not a tidy per-neighborhood formula.
With a community this small and only one closing in the current window, there is no deep comp file to lean on. That cuts both ways. A seller who has genuinely updated an interior has room to make the case on merit; a buyer needs to underwrite each unit on its own condition rather than assuming the last sale sets the market. Price it and read it unit-by-unit.
Nearby homes for sale
No active listings inside San RuffinoCondos for Sale in Dunedin, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
San Ruffino is a compact condo association in Dunedin, Pinellas County, with sizable floor plans and a mix of build years that means no two resales look quite alike. Owner-occupancy runs a bit above half, which tends to make an association like this steadier to transact in.
Stellar MLS sales records identify 12 homes in San Ruffino Condo that have changed hands since 2018, built between 2008 and 2023 (median 2009), with a median living area of about 2,508 sq ft and a typical 3-bedroom, 2.5-bath layout; 67% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who San Ruffino Condo is best for.
Best for
- Buyers wanting more square footage than a typical condo offers, willing to pay for condition
- Long-hold owners who value a small, largely owner-occupied association
- Buyers comfortable underwriting a unit individually rather than leaning on comps
Probably not for
- Buyers who need a stack of recent comparable sales to feel confident on price
- Investors chasing a high-turnover rental complex
- Buyers unwilling to scrutinize system ages and assessment history before offering
The market around San Ruffino Condo
San Ruffino Condo is too small for its own price trend, so here is the market around it.
In ZIP 34698, 311 homes are on the market and 21% are under contract — a steady corner of Dunedin.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34698 (Dunedin), 701 homes closed in the last 12 months at a median of $380K ($301/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 130 active and 33 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 34698 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not San Ruffino Condo specifically. Momentum Research analysis of MLS records.
The San Ruffino Condo buying strategy.
If we were buying in San Ruffino Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Ruffino Condo.
A small building where condition writes the price
The spread in build years — 1986 to 2009 — is the story. Older units and later ones sit under the same roof, so mechanical age, kitchens, baths, and impact-related updates vary widely. At a median near 2,165 square feet, buyers are getting real living space for a condo, but that also means more surface area where deferred maintenance can hide. Ask for the age of systems and any assessment history before you fall for a floor plan.
About 60% of units are homesteaded, which points to a community held by long-term owners rather than churned as rentals. For a buyer that usually means a more stable association and fewer distressed exits; for a seller it means your competition is thin and intermittent, so timing and presentation carry more weight than in a large complex with constant turnover.
The location and the amenities are priced into every listing in San Ruffino Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 10-unit association with sparse recent sales, the value is in reading each listing on its own condition and knowing the association's documents cold. We help buyers underwrite systems, updates, and reserves before they anchor to a number, and we help sellers position a genuinely updated unit when there is no obvious comp to point to.
San Ruffino Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a San Ruffino Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Ruffino Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in San Ruffino Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your San Ruffino Condo home worth?
Get a no-obligation home value based on real comparable sales in San Ruffino Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in San Ruffino Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how San Ruffino Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for San Ruffino. These are the public schools most often assigned to other communities in ZIP 34698; zones change and vary by address, so confirm with the district before you buy.
- Dunedin Highland Middle · Public · FLDOE grade A (assigned to 6 nearby communities)
- Dunedin High · Public · FLDOE grade A (assigned to 4 nearby communities)
- Dunedin High School · High · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about San Ruffino
Where is San Ruffino?
San Ruffino is a community in Dunedin, Pinellas County, Florida, ZIP 34698.
Are there homes for sale in San Ruffino right now?
No active listings inside San Ruffino at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does San Ruffino have an HOA or CDD?
No HOA is on record for San Ruffino in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near San Ruffino with Momentum Realty’s local guides.
San Ruffino Condo Market Scorecard
San Ruffino Condo is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34698 ZIP is $415,777, about 23.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






