Harbour Springs
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · via realMLS
Over the 12 months ending 2026-10-01, 4 recorded sales closed at a median of $365,500, $216 per square foot, a median 38 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1993–1997; 3 of 5 report an HOA (median $17/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,530 ($5,790 with the full homestead exemption).
Harbour Springs carries a median price of $393,000, or $223.68 per square foot — a figure driven mostly by condition rather than floor plan, since all 130 homes here were built between 1987 and 1998, with a median year built of 1996. On a median living area of 1,731 square feet, the gap between an original interior and an updated one is where the real value swings happen in this community.
The market itself is quiet right now: zero active listings and a median 58 days on market when homes do sell, against a market heat score of 21. That's a thin, patience-required environment — sellers aren't competing against a stack of similar listings, but buyers also can't count on a deep pool of choices at any given moment. Values have moved up 282% since 2012, so long-term equity isn't in question; the question is timing a purchase or sale around a market that trades in small numbers, based on closings tracked over a trailing 3-month window.
Nearby homes for sale
No active listings inside Harbour Springs right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbour Springs market snapshot (as of October 1, 2026): the median sale price is about $366K ($216 per sq ft over the trailing 12 months of closed sales), and a median 39 days on market for closed sales.
In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 66 homes in Harbour Springs that have changed hands since 2001, built between 1980 and 1998 (median 1996), with a median living area of about 1,483 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Harbour Springs is a Jacksonville, Duval County community of 130 homes built within a single, defined stretch — 1987 to 1998 — which keeps the neighborhood's character consistent even as individual homes vary in updates and condition.
The setting & the homes.
Aerial and on-site photos of Harbour Springs. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbour SpringsPhotos from realMLS listings in Harbour Springs; content deemed reliable but not guaranteed.
Who Harbour Springs is best for.
Best for
- Buyers comfortable waiting for the right listing to surface in a low-inventory community.
- Buyers targeting a specific, defined construction window (1987–1998) for consistent style and systems age.
- Buyers or investors willing to evaluate each home's updates individually, since price per square foot swings with condition.
Probably not for
- Buyers who need a fast close from a deep pool of active listings — there are none on the market right now.
- Buyers wanting new construction or homes built outside the 1987–1998 range.
- Buyers wanting amenity-rich HOA perks beyond grounds maintenance without confirming details with the HOA first.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($366K) IS the median in the snapshot above.
Windows contain 1 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Harbour Springs Market Scorecard
Harbour Springs is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Harbour Springs, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Harbour Springs on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harbour Springs
- Maintenance Grounds · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sandalwood High School (Duval County Public Schools)FLDOE grade A · High
- Landmark Middle School or your address-zoned middle school · Middle
- Abess Park Elementary School (verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Springs address.
The Harbour Springs buying strategy.
If we were buying in Harbour Springs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Springs.
A Small, Single-Era Pocket in Duval County
At 130 homes, Harbour Springs is a small, contained community. Every home was built between 1987 and 1998, with a median year built of 1996, so buyers are working within a defined construction window rather than guessing across decades of add-on development. Median living space runs 1,731 square feet, and homestead exemptions are filed on 74.6% of homes, pointing to a largely owner-occupied ownership pattern for a community this size.
Reported amenities center on grounds maintenance, per Momentum's MLS-sourced listing data for this community — worth confirming current scope and any additional access with the HOA before writing an offer. With zero active listings at last count and a median 58 days on market, inventory here moves in small, infrequent batches rather than a steady stream of comparable listings.
The location and the amenities are priced into every listing in Harbour Springs. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this size, with zero active listings at last count and a median of 58 days on market when something does list, doesn't reward a wait-and-see approach. Momentum tracks Harbour Springs closings and pricing in real time, so when a home here does come up, we can move quickly and price it against comparables built specifically within this community's 1987-to-1998 window rather than broader county averages.
Harbour Springs in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $17/month · median of 57 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $17 per month — the median AssociationFee across 57 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Springs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Springs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Springs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Springs home worth?
Get a no-obligation home value based on real comparable sales in Harbour Springs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Harbour Springs
Homes in Harbour Springs that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 12951 Everett Court · off market
- 194 Nadia Michelle Court · off market
- 313 Summer Springs Court · off market
- 317 Melissa Ray Drive · off market
Frequently Asked Questions
What is the median home price in Harbour Springs?
How long do homes in Harbour Springs take to sell?
Have Harbour Springs home prices gone up?
What schools serve Harbour Springs?
Who is the best real estate agent for Harbour Springs?
How do I find a top Jacksonville real estate agent who knows Harbour Springs?
Can Momentum Realty connect me with an agent for Harbour Springs?
Where is Harbour Springs, and what county is it in?
How far is Harbour Springs from downtown Jacksonville and the beach?
Should you buy in Harbour Springs?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (140 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbour Springs fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Melissa Ray Drive (16 homes on record)
- Summer Springs Court (16 homes on record)
- Melissa Ray Drive (9 homes on record)
- Summer Springs Court (4 homes on record)
Nearby Communities
Explore more neighborhoods near Harbour Springs with Momentum Realty’s local guides.