Cambridge
Homes for Sale in Jacksonville, FL
All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 162 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-10-20, 4 recorded sales closed at a median of $320,000, $233 per square foot, a median 23 days on market, sellers accepting 94% of original asking (-16% versus the prior year). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,720 ($4,980 with the full homestead exemption).
Momentum Realty in Cambridge: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through October 2026). Work with Jacksonville real estate agents at Momentum →
Cambridge is a large, established Jacksonville pocket of 318 homes with a build range running from 1944 through 2005 and a median year built of 1990. That spread is the story: what sets price here is not location alone but condition and vintage. A mid-century home and a home from the early 2000s can sit blocks apart, so two listings with similar square footage can price very differently depending on updates, roof, systems, and finishes.
With a homestead share of 67 percent, most of these homes are owner-occupied rather than held as rentals, which tends to keep turnover measured and inventory quality uneven from house to house. For buyers, that means underwriting each property on its own merits. For sellers, it means condition and presentation do a lot of the pricing work — a well-maintained or updated home stands out in a market this varied.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cambridge right now
🔴 Off the recent peak. The trailing-12-month median ($320K) is down 16.0% from the prior 12 months ($381K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Cambridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cambridge market snapshot (as of October 20, 2026): the median sale price is about $320K ($233 per sq ft over the trailing 12 months of closed sales), and a median 23 days on market for closed sales. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
In ZIP 32225 (Jacksonville), 965 homes closed in the last 12 months at a median of $374K ($222/sq ft), up 3.4% year over year, with a median 30 days on market. Right now 164 active and 83 pending listings put supply at about 3.0 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
County records show 11 qualified sales in Cambridge across 2024–2024, median $340,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Cambridge is a community of 144 homes in Jacksonville, Duval County, built between 1987 and 1994 (median 1989.0), with a median living area of about 1,610 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cambridge is a sizeable, long-established community where a median living area of roughly 1,715 square feet and six decades of build vintages produce a genuinely house-by-house market rather than one uniform price point.
Who Cambridge is best for.
Best for
- Buyers targeting a mid-size home near the median 1,715 square feet in an established location
- Renovation-minded buyers willing to take on an older home for the right price
- Long-term owner-occupants who value a settled, mostly homesteaded community
Probably not for
- Buyers who want only newer, uniform construction
- Investors seeking a rental-heavy turnover market
- Buyers who need a fully turnkey home with no condition variance to underwrite
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above, and the move from 2025 ($381K) IS the -16.0% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
The Cambridge buying strategy.
If we were buying in Cambridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge.
A condition-driven market, not a cookie-cutter one
The defining feature here is age diversity. With homes built between 1944 and 2005 and a median year built of 1990, you are shopping across multiple construction eras in a single community. Older homes may carry character and larger lots but also deferred systems; newer builds toward the end of the range tend to need less immediate work. Neither is inherently the better buy — it depends on your tolerance for renovation.
The median living area near 1,715 square feet points to practical, mid-size floor plans rather than sprawling new construction. Because 67 percent of homes are homesteaded, the resale pool leans toward homes that have been lived in and maintained to varying degrees. Inspections matter more than usual here; the gap between a turnkey home and one needing work is where most of the price variation lives.
The location and the amenities are priced into every listing in Cambridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cambridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.9). Basis: Recent Direction -16.0% year-over-year; Owner Commitment 67% owner-occupied; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this varied, the number that matters is not the neighborhood average but what a specific home's vintage and condition justify. We price and evaluate house by house — reading roof, systems, and updates against comparable sales — so buyers do not overpay for cosmetics and sellers do not leave money on the table by pricing to the block instead of to the home.
Cambridge in 15 seconds.
Tools for a Cambridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambridge home worth?
Get a no-obligation home value based on real comparable sales in Cambridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Housing distress & ownership in Cambridge, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Jacksonville guides & data
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Naugatuck Drive (17 homes on record)
- Naugatuck Drive (15 homes on record)
- Woodley Creek Road (2 homes on record)
- Cambridge Road (2 homes on record)
Recent Developments in Cambridge
Development, infrastructure, retail, and school activity affecting Cambridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 11 miles south of Cambridge.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 6 miles northwest of Cambridge.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 11 miles west of Cambridge, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 11 miles west of Cambridge, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles northwest of Cambridge.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles northwest of Cambridge.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
What is the median home price in Cambridge?
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What share of Cambridge is owner-occupied?
When were the homes in Cambridge built?
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How do I find a top Jacksonville real estate agent who knows Cambridge?
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Where is Cambridge, and what county is it in?
How far is Cambridge from downtown Jacksonville and the beach?
How many homes has Momentum Realty sold in Cambridge?
Should you buy in Cambridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32065/32208/32210/32218/32225)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (92 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Cambridge fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Cambridge with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Cambridge. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.
- Sandalwood High School · 9-12 · FLDOE grade A (assigned to 44 nearby communities)
- Landmark Middle School · 6-8 · FLDOE grade A (assigned to 27 nearby communities)
- Terry Parker High School · 9-12 · FLDOE grade C (assigned to 13 nearby communities)
- Fort Caroline Middle School · 6-8 · FLDOE grade B (assigned to 12 nearby communities)
- Fort Caroline Elementary School · PreK-5 · FLDOE grade C (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).