Cambridge
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Cambridge is a large, established Jacksonville pocket of 318 homes with a build range running from 1944 through 2005 and a median year built of 1990. That spread is the story: what sets price here is not location alone but condition and vintage. A mid-century home and a home from the early 2000s can sit blocks apart, so two listings with similar square footage can price very differently depending on updates, roof, systems, and finishes.
With a homestead share of 67 percent, most of these homes are owner-occupied rather than held as rentals, which tends to keep turnover measured and inventory quality uneven from house to house. For buyers, that means underwriting each property on its own merits. For sellers, it means condition and presentation do a lot of the pricing work — a well-maintained or updated home stands out in a market this varied.
Who Cambridge is best for.
Best for
- Buyers targeting a mid-size home near the median 1,715 square feet in an established location
- Renovation-minded buyers willing to take on an older home for the right price
- Long-term owner-occupants who value a settled, mostly homesteaded community
Probably not for
- Buyers who want only newer, uniform construction
- Investors seeking a rental-heavy turnover market
- Buyers who need a fully turnkey home with no condition variance to underwrite
The market around Cambridge
Cambridge is a small community — 37 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 32225, 125 homes are on the market and 41% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
The housing mix here is 64% single family residence, 35% townhouse, 1% condominium.
ZIP and county figures describe the wider market, not Cambridge specifically. Momentum Research analysis of MLS records.
The Cambridge buying strategy.
If we were buying in Cambridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cambridge.
A condition-driven market, not a cookie-cutter one
The defining feature here is age diversity. With homes built between 1944 and 2005 and a median year built of 1990, you are shopping across multiple construction eras in a single community. Older homes may carry character and larger lots but also deferred systems; newer builds toward the end of the range tend to need less immediate work. Neither is inherently the better buy — it depends on your tolerance for renovation.
The median living area near 1,715 square feet points to practical, mid-size floor plans rather than sprawling new construction. Because 67 percent of homes are homesteaded, the resale pool leans toward homes that have been lived in and maintained to varying degrees. Inspections matter more than usual here; the gap between a turnkey home and one needing work is where most of the price variation lives.
The location and the amenities are priced into every listing in Cambridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied, the number that matters is not the neighborhood average but what a specific home's vintage and condition justify. We price and evaluate house by house — reading roof, systems, and updates against comparable sales — so buyers do not overpay for cosmetics and sellers do not leave money on the table by pricing to the block instead of to the home.
Cambridge in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cambridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cambridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cambridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cambridge home worth?
Get a no-obligation home value based on real comparable sales in Cambridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cambridge on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Recent Developments in Cambridge
Development, infrastructure, retail, and school activity affecting Cambridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 18 miles west of Cambridge, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 11 miles west of Cambridge, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 25 miles west of Cambridge, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles northwest of Cambridge.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 25 miles west of Cambridge, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles northwest of Cambridge.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Cambridge?
What share of Cambridge is owner-occupied?
When were the homes in Cambridge built?
Do cash buyers compete in Cambridge?
Who is the best real estate agent for Cambridge?
How do I find a top Jacksonville real estate agent who knows Cambridge?
Can Momentum Realty connect me with an agent for Cambridge?
Should you buy in Cambridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32065/32208/32210/32218/32225)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (89 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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