Bay Springs
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of SOLANO REAL ESTATE LLC · via realMLS
As of September 2026, the MLS records 109 closed sales in Bay Springs in Jacksonville, FL since 2001, the most recent in March 2026. Recorded prices since 2024 ran from $283,912 to $440,000 (median $392,500), on homes of 1,278 to 2,210 sq ft. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,010 ($6,280 with the full homestead exemption).
Bay Springs is a compact, built-out pocket in Jacksonville where the homes went up in a tight window around 1990. That consistency matters: with a median living area near 1,752 square feet and a narrow age band, price here is driven less by floor plan or era and more by condition and updates. Two identical-vintage homes can sit far apart on price depending on whether the kitchen, roof, and systems have been touched.
The ownership pattern is telling. Roughly 71 percent of homes carry a homestead exemption, which points to a lot of owner-occupants who tend to hold rather than churn. For a buyer, that means fewer listings and a market that rewards being ready when the right updated home appears. For a seller, condition is the lever you actually control; a well-maintained home stands out in a neighborhood where the bones are largely the same.
The 60-Second Overview
Bay Springs is a small, established Duval County community of 91 homes built between 1988 and 1992, where a high owner-occupancy rate keeps inventory tight and condition, not vintage, does most of the pricing work.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bay Springs. Swipe to explore the community.
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Bay Springs
Bay Springs
Bay SpringsPhotos from realMLS listings in Bay Springs; content deemed reliable but not guaranteed.
Who Bay Springs is best for.
Best for
- Buyers seeking a settled, owner-occupied community and willing to wait for the right listing
- Buyers comfortable budgeting for updates on a home built around 1990
- Buyers who value predictable, comparable home sizes when weighing offers
Probably not for
- Buyers who require new construction or the latest floor plans
- Buyers needing significantly more than the roughly 1,752-square-foot median living area
- Buyers who need to close quickly and cannot wait for limited inventory to turn over
The market around Bay Springs
Bay Springs is too small for its own price trend, so here is the market around it.
In ZIP 32225, 180 homes are on the market and 31% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Bay Springs specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bay Springs, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Bay Springs buying strategy.
If we were buying in Bay Springs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Springs.
A built-out neighborhood where condition sets price
With the entire community built inside a roughly four-year span and a median build year of 1990, there is little variation in age to explain price differences. What separates one home from the next is the work that has been done since: updated kitchens and baths, newer roofs and HVAC, and the general state of maintenance. Expect a wide spread in asking prices that traces back to condition rather than square footage, since living areas cluster around the 1,752-square-foot median.
The high homestead share signals a stable base of long-term owners, which historically keeps turnover low. That has two consequences worth planning around. Choices at any given moment may be limited, so patience and pre-approval help. And when you do buy, you are stepping into a neighborhood of settled homes rather than a rotating rental block.
The location and the amenities are priced into every listing in Bay Springs. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a tight, condition-driven market like Bay Springs, the difference between a fair price and an overpay comes down to reading updates against age. We track what actually closes here, not asking prices, and we will walk a home with you to separate cosmetic freshening from the roof, HVAC, and system work that genuinely moves value in homes of this vintage.
Bay Springs in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Springs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Springs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Springs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Springs home worth?
Get a no-obligation home value based on real comparable sales in Bay Springs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Bay Springs?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bay Springs with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 9, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (109 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Springs fits the bigger picture — live prices, inventory, and Momentum Scores:
Bay Springs Market Scorecard
Bay Springs is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32225 ZIP is $379,460, about 13.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.