Harbour Towne Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price at Harbour Towne is a function of two things: small footprints and older construction. With a median living area around 710 square feet and buildings dating to the early-to-mid 1970s, the median sits at $108,750, and what separates one unit from the next is condition and updates far more than square footage. Expect a wide spread on the same floor plan depending on how much work has been done.
The market posture here is soft and slow. Days on market run to roughly 105, the year-over-year change is down 29%, and the heat score is low. That is a buyer's window: there is time to inspect, negotiate, and walk away. For sellers, it means pricing to condition and accepting that patience is not optional right now.
Harbour Towne Condo right now
🔴 Off the recent peak. The trailing-12-month median ($109K) is down 29.0% from the prior 12 months ($153K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (10 and 8 sales in the two windows).
What's unique here: the median sale price is about 72% below the typical Pinellas County sale ($109K vs $390K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbour Towne Condo market snapshot (as of July 15, 2026): the median sale price is about $109K ($179 per sq ft over the trailing 12 months of closed sales), and a median 106 days on market for closed sales. The trailing-12-month median is down 29% from the prior 12 months, computed from record-level Stellar MLS closed sales (10 closings in the current window).
Harbour Towne Condo is a community of 180 homes in Clearwater, Pinellas County, built between 1972 and 1982 (median 1972.0), with a median living area of about 710 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Harbour Towne is a 180-unit condo community in Clearwater built between 1972 and 1982, with compact units and a market that currently favors patient buyers over sellers in a hurry.
Who Harbour Towne Condo is best for.
Best for
- Budget-conscious buyers seeking a low entry point into a Clearwater condo
- Investors comfortable with older construction who have vetted the association's leasing rules
- Buyers who want a small, simple footprint and have time to negotiate in a slow market
Probably not for
- Buyers who need substantial square footage or more than a modest living area
- Anyone wanting newer construction with minimal deferred-maintenance risk
- Sellers or buyers needing a fast, competitive transaction
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($109K) IS the median in the snapshot above, and the move from 2025 ($153K) IS the -29.0% one-year change.
Windows contain 0 to 21 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Harbour Towne Condo buying strategy.
If we were buying in Harbour Towne Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Towne Condo.
Condition is the whole story
At this size and vintage, the number that matters most is not on the listing sheet — it is what you find behind the walls. Units in the 1972-1982 range carry the usual older-condo questions: plumbing, electrical, windows, and the state of the association's reserves and any assessments. The median price per square foot near $179 tells you buyers are paying for the location and the updates, not the raw space.
With homestead occupancy under 40%, a meaningful share of these units are non-owner-occupied, which is worth understanding if you plan to live here versus rent it out. Ask early about the association's rules on leasing, occupancy, and financing approval — those factors move value here more than a coat of paint.
The location and the amenities are priced into every listing in Harbour Towne Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbour Towne Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.3). Basis: Recent Direction -29.0% year-over-year; Owner Commitment 38% owner-occupied; Pricing Power 82.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow market with only a handful of recent closings, comparables are thin and condition drives everything, so pricing and negotiation require judgment, not a formula. We read the association documents, the reserve picture, and the true condition of each unit before we talk numbers — and we will tell you plainly when a specific unit is not worth the ask.
Harbour Towne Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Towne Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Towne Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Towne Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Towne Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbour Towne Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harbour Towne Condo?
How long do homes in Harbour Towne Condo take to sell?
How many homes are in Harbour Towne Condo?
What share of Harbour Towne Condo is owner-occupied?
When were the homes in Harbour Towne Condo built?
Do cash buyers compete in Harbour Towne Condo?
Who is the best real estate agent for Harbour Towne Condo?
How do I find a top Clearwater real estate agent who knows Harbour Towne Condo?
Can Momentum Realty connect me with an agent for Harbour Towne Condo?
Should you buy in Harbour Towne Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (16 streets, ZIP 33759)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (83 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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