Harmony Nbhd
Homes for Sale in Harmony, FL
All 42 homes for sale in HARMONY, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Harmony Nbhd I in Harmony, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 8 recorded sales closed at a median of $325,000, $178 per square foot, a median 99 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2016 - 2022; 11 of 11 report an HOA (median $153/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $4,950 ($4,350 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).
Part of Harmony, Harmony, FL — see all Harmony homes for sale (15 listings across 9 sections in the MLS).
Homes For Sale Right Now in Harmony Nbhd
Live MLS inventory for Harmony Nbhd. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harmony Nbhd listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Harmony Nbhd right now
🟡 Balanced market. 4.5 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 8 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harmony Nbhd market snapshot (as of September 12, 2026): the median sale price is about $325K ($178 per sq ft over the trailing 12 months of closed sales), a median 100 days on market for closed sales, and 4.5 months of supply, a balanced market.
In ZIP 34773 (HARMONY), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months - a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
Stellar MLS sales records identify 17 homes in Harmony Nbhd that have changed hands since 2018, built between 2016 and 2022 (median 2019), with a median living area of about 1,637 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Harmony Nbhd: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
The setting & the homes.
Aerial and on-site photos of Harmony Nbhd. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harmony NbhdPhotos from Stellar MLS listings in Harmony Nbhd; content deemed reliable but not guaranteed.
Housing distress & ownership in HARMONY NBHD I, HARMONY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Harmony Nbhd on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harmony Nbhd
- Pool · reported on 11 of 11 listings
- Tennis Court(s) · reported on 11 of 11 listings
- Fitness Center · reported on 10 of 11 listings
- Clubhouse · reported on 9 of 11 listings
- Gated Community - No Guard · reported on 9 of 11 listings
- Golf · reported on 9 of 11 listings
- Golf Course · reported on 8 of 11 listings
- Dog Park · reported on 8 of 11 listings
- Golf Carts OK · reported on 8 of 11 listings
- Restaurant · reported on 8 of 11 listings
- Gated · reported on 7 of 11 listings
- Park · reported on 7 of 11 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Harmony Nbhd listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harmony Nbhd address.
Shop the zone: Homes zoned for Harmony High High School
The Harmony Nbhd buying strategy.
If we were buying in Harmony Nbhd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbhd.
A closer look at the Harmony Nbhd market
At a median of $178 per square foot, Harmony Nbhd prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.5 months of supply, a balanced market. Homes that do trade take a median 100 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Harmony Nbhd. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $153/month (about $1,836/yr) · median of 33 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $153 per month ($1,836 a year) - the median AssociationFee across 33 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbhd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbhd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbhd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbhd home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbhd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
HARMONY NBHD I Market Scorecard
HARMONY NBHD I is currently a balanced market. About 4.5 months of supply, a median asking price of $360,000, and homes go under contract in about 93 days.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Harmony Nbhd?
How long do homes in Harmony Nbhd take to sell?
Is Harmony Nbhd a buyer's or seller's market right now?
Who is the best real estate agent for Harmony Nbhd?
How do I find a top Harmony real estate agent who knows Harmony Nbhd?
Can Momentum Realty connect me with an agent for Harmony Nbhd?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harmony Nbhd fits the bigger picture — live prices, inventory, and Momentum Scores:
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