Heritage Farms Homes for Sale in Middleburg, FL

Established single-family resale homes · Middleburg · ZIP 32068

An established single-family subdivision off County Road 220 in Middleburg, Clay County, with an active homeowners association that runs its own community pool, for resale buyers who want a settled neighborhood with a real shared amenity rather than a builder community.

Established resaleMiddleburg, Clay CountyZIP 32068
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood rather than an active new-build community, so listing activity is typically modest and turns over gradually. Verify current inventory and condition of any specific home before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Heritage Farms is an established single-family subdivision in Middleburg built around a homeowners association active enough to run its own community pool and an affiliated swim team, a real differentiator from some of Clay County's older, HOA-free subdivisions. Home sizes here run smaller and midsize, generally in the low 1,200s to high 1,800s square feet per public listing aggregators, so this reads as an entry to mid-tier resale option rather than a move-up community. The wider context is steady Clay County growth, which supports demand for this kind of moderately sized, established housing stock even without new construction nearby."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Heritage Farms is an established single-family subdivision in Middleburg, in Clay County, with public listing aggregators reporting home sizes generally running about 1,204 to 1,843 square feet. Addresses cluster around Farm Way near County Road 220.

The subdivision has an active homeowners association, Heritage Farms Homeowners Association, Inc., that maintains a community pool and supports an affiliated swim team. Because this is a resale market rather than a builder market, the homes available at any given time reflect individual owners' decisions to sell, and condition and updates vary from listing to listing.

The bigger picture is location. Middleburg sits on the west side of Clay County, one of the faster-growing counties in Northeast Florida over the past decade, which has supported steady demand for established, moderately priced housing stock like Heritage Farms.

Best for

  • Buyers who want an established, moderately sized resale home in Middleburg
  • Buyers who value an active HOA that runs a community pool and swim team over one with no shared amenities at all
  • Buyers comfortable evaluating condition and updates home by home rather than relying on a builder standard

Probably not for

  • Buyers who want a brand-new home with a builder warranty
  • Buyers who want a larger floor plan; reported sizes here run on the smaller side of the Middleburg resale market
  • Buyers who want a marketed clubhouse or resort-style amenity package beyond a community pool

How Middleburg is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Heritage Farms update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Middleburg listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Heritage Farms buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville30 to 35 min · approximate
NAS Jacksonville20 to 25 min · approximate
Orange Park shopping and dining corridor15 to 20 min · approximate
Green Cove Springs, the Clay County seat15 to 20 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Heritage Farms Homes for Sale in Middleburg, FL with Momentum Realty’s local guides.

SHSummerleaf Homes for Sale in Middleburg, FLMiddleburg, FL · 0.3 miBHBreckenridge Homes for Sale in Middleburg, FLMiddleburg, FL · 0.4 miPHParadiseMoorings Homes for Sale in Middleburg, FLMiddleburg, FL · 0.8 miTFTara Farms Homes for Sale in Middleburg, FLMiddleburg, FL · 1.1 miAHAdmiralsInlet Homes for Sale in Fleming Island, FLFleming Island, FL · 1.2 miNHNorthglen Homes for Sale in Middleburg, FLMiddleburg, FL · 1.2 miSHSouthlakeEstates Homes for Sale in Middleburg, FLMiddleburg, FL · 1.3 miLake Ridge North Homes for Sale in Fleming Island, FLLake Ridge North Homes for Sale in Fleming Island, FLFleming Island, FL · 1.4 miBHBay Harbor Homes for Sale in Orange Park, FLOrange Park, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Middleburg (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Middleburg is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Middleburg High School (Clay County District Schools, verify by address)

Middle

Wilkinson Junior High School or your address-zoned middle school (verify by address)

Elementary

Doctors Inlet Elementary School or your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Middleburg address.

The takeaway

The story here is steady county growth around an already-established neighborhood with its own small HOA-run amenity. Clay County has been one of Northeast Florida's faster-growing counties over the past decade, and that growth has continued to support demand for affordable, established housing stock in Middleburg.

Recent Developments in Heritage Farms

Our read on what is being built around Middleburg, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive for long-term demand, tempered by the reality that reported home sizes here run on the smaller side of the local resale market, and infrastructure keeps pace gradually with county growth.

Clay County population growth

2010 to 2026
BullishNotable impact
SignificanceRadius: County

Clay County's population has grown roughly a quarter since 2010 and continues to add residents, which supports sustained demand for established, moderately priced neighborhoods like Heritage Farms.

Florida homeowners insurance costs

2026
NeutralNotable impact
SignificanceRadius: Region

Florida homeowners insurance remains a real, ongoing line item statewide. Roof age and material can meaningfully affect premiums on an established home, so get a bindable quote on the specific home before you commit.

Active HOA with a community pool

2026
NeutralMinor impact
SignificanceRadius: Community

Heritage Farms Homeowners Association, Inc. runs a community pool and supports an affiliated swim team. Confirm the current dues amount and what they cover directly with the association before you buy.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Heritage Farms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Heritage FarmsGet a short monthly email when something new is approved, funded, or opens near Heritage Farms.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Middleburg, this is the order of operations we would run, and the one we run for our clients.

    1

    Get a full home inspection, since homes here vary in age and condition was not verified from public records alone.

    2

    Contact Heritage Farms Homeowners Association, Inc. directly to confirm the current dues amount, pool access rules, and any pending assessments.

    3

    Verify the exact zoned elementary, middle, and high school by the home's address with Clay County District Schools.

    4

    Get a bindable homeowners insurance quote for the specific home, factoring in roof age and any system updates.

    5

    Compare the specific home's size, updates, and condition against a nearby established Middleburg community, such as Summerleaf, before you make an offer.

    Best Buy
    A well-maintained home with documented roof and system updates, since reported sizes here run smaller and condition varies home to home.
    Biggest Risk
    Assuming the HOA covers more than it does, or skipping a written confirmation of current dues and pool access.
    Best Lot
    Verify flood zone and drainage on the specific parcel with the Clay County Property Appraiser.
    Smart Timing
    Resale-driven. Inventory turns over gradually rather than in scheduled builder phases.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Era

    Not verified to a single construction era in available public records; described as a well-settled subdivision

    Size range

    About 1,204 to 1,843 sq ft, per public listing aggregators

    Bedrooms

    Varies by home; confirm bedroom count on the specific listing

    Costs & Fees

    HOA

    Yes, active (Heritage Farms Homeowners Association, Inc.); confirm the current dues amount

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primarily owner-occupied primary residences

    Amenities

    Marketed

    Community pool with an affiliated swim team

    Status

    Confirm current pool access and any other common-area amenities with the HOA

    Location

    Town

    Middleburg, Clay County

    Downtown Jacksonville

    About 30 to 35 min (approximate)

    NAS Jacksonville

    About 20 to 25 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    The smaller homes in the subdivision, generally near the lower end of the roughly 1,204 to 1,843 square foot range reported by public listing aggregators, and the best candidates for a full inspection before you commit.

    Lowest entry
    The Core

    Midsize homes where most of the resale activity tends to concentrate, with condition and updates varying from listing to listing.

    Most inventory
    The Top

    The largest homes in the subdivision, up to about 1,843 square feet reported by public listing aggregators, generally the most recently updated listings.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    The smaller homes in the subdivision, generally near the lower end of the roughly 1,204 to 1,843 square foot range reported by public listing aggregators, and the best candidates for a full inspection before you commit.
    The Core
    Midsize homes where most of the resale activity tends to concentrate, with condition and updates varying from listing to listing.
    The Top
    The largest homes in the subdivision, up to about 1,843 square feet reported by public listing aggregators, generally the most recently updated listings.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home age rangeNot verified, mixed
    HOA-enforced upkeepActive, pool amenity
    Renovation variabilityVerify per home
    Carrying costsModest HOA, no CDD identified
    Inspection importanceHigh priority

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Middleburg

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is knowing the specific home: its size, its condition, and what the HOA's pool and dues actually cover.

    Jon Brooks · Founder, Momentum Realty
    6.4B- · Buy Score
    Resale Strength6.0/10
    Renovation Risk6.2/10
    Location Efficiency6.2/10
    Long-Term Defensibility6.0/10
    Carrying Cost Advantage6.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Middleburg is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Reported home sizes cluster in a smaller, moderate range for the local resale market.
    • An active HOA covers common-area upkeep and a community pool, but not a marketed clubhouse.
    • Ask about roof age, HVAC age, and any recent permits before you make an offer.
    • Verify flood zone and drainage on the specific parcel with the county.
    • A recent, documented renovation is still a real differentiator in this market.

    Because Heritage Farms homes vary in age and were not verified to a single narrow construction era from public records, the durable difference between two homes here is condition and update history, not a shared floor plan. The active HOA covers common-area upkeep, pool maintenance, and administration rather than enforcing a uniform exterior standard beyond its own rules, so drive the block and inspect the specific home rather than assuming consistency from one lot to the next. Treat roof age, HVAC age, and permit history as part of your purchase math, not an afterthought.

    Middleburg in 15 seconds.

    Best forBuyers who want an established, moderately sized Middleburg home with an active HOA-run pool.
    Biggest advantageAn active homeowners association that runs its own community pool and swim team, a real amenity beyond bare administration.
    Biggest riskReported home sizes run on the smaller side of the local resale market, and condition still varies home to home.
    Sweet spotA well-maintained home with confirmed HOA dues, pool access, and documented system updates.
    Avoid ifYou want a larger floor plan or a marketed clubhouse and resort-style amenity package beyond a pool.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes and active; confirm the current dues amount and pool access in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • The main shared amenity identified is a community pool with an affiliated swim team.
    • Reported home sizes run about 1,204 to 1,843 square feet, on the smaller side locally.
    • Budget Florida homeowners insurance as a real cost; get a bindable quote on the specific home.

    Heritage Farms has an active homeowners association, Heritage Farms Homeowners Association, Inc., which maintains a community pool and supports an affiliated swim team. Confirm the current dues amount, payment schedule, and any special assessments directly with the association before you buy.

    Confirm in writing, but HOA dues in a subdivision like this typically fund common-area upkeep, pool maintenance, and administration. The main marketed shared amenity identified is the community pool and its swim team.

    There is no golf course or private club associated with this subdivision.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Middleburg, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Summerleaf, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Middleburg home worth?

    Get a no-obligation home value based on real comparable sales in Middleburg matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Heritage Farms on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Heritage Farms year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Heritage Farms are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Heritage Farms a new-construction community?
    No. It is an established single-family subdivision in Middleburg with addresses clustering around Farm Way near County Road 220. Exact construction dates were not verified in available public records.
    Who built Heritage Farms?
    There is no single current builder marketing the subdivision. It reads as an established resale community rather than an active builder community.
    What do homes cost in Heritage Farms?
    Pricing varies by home condition, size, and updates. Check current local listings for an accurate, up-to-date picture rather than relying on a general figure, since this is a resale market without a builder price sheet.
    How big are the homes?
    Public listing aggregators report a size range of about 1,204 to 1,843 square feet. Verify the exact size and bedroom count of any specific home before you make an offer.
    Is there an HOA, and how much are the dues?
    Yes. Heritage Farms Homeowners Association, Inc. is active and maintains a community pool with an affiliated swim team. Confirm the current dues amount directly with the association before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this subdivision, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser before you rely on it.
    What amenities does the community have?
    The main shared amenity identified is a community pool, with an affiliated swim team. No golf course or clubhouse was identified in available records.
    Is Heritage Farms gated or age-restricted?
    There is no verified information that the subdivision is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in the Clay County District Schools system, zoned toward Middleburg High School at the high-school level. The exact zoned elementary and middle schools should be verified by the specific address with the district.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 30 to 35 minute approximate drive, and NAS Jacksonville is roughly 20 to 25 minutes. Confirm exact drive times from the specific address before you rely on them.
    Is the location improving?
    Clay County has been one of the faster-growing counties in Northeast Florida over the past decade, which supports demand for established, moderately priced neighborhoods like this one, though infrastructure and schools keep pace gradually with that growth.
    What is the biggest risk of buying here?
    Reported home sizes here run on the smaller side of the local resale market, and condition still varies home to home, so budget for a full inspection and confirm HOA dues and pool access in writing.
    How should I evaluate a specific home here?
    Focus on documented roof age, HVAC age, and any permitted updates or additions, since these vary between homes and drive both livability and resale value more than the subdivision name alone.
    Should I get my own agent for a resale purchase here?
    Yes. Your own agent can help you evaluate condition, compare true local comps, and negotiate based on the specific home's updates rather than a generic estimate.
    How current is the data on this page?
    Local facts here are sourced and periodically reviewed. Always confirm the exact price, condition, and availability of any specific home directly before you make an offer.
    Who is the best real estate agent for Heritage Farms?
    The best agent for Heritage Farms is one who actively works Middleburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Heritage Farms.
    How do I find a top Middleburg real estate agent who knows Heritage Farms?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Heritage Farms and the wider Middleburg area.
    Can Momentum Realty connect me with an agent for Heritage Farms?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Heritage Farms purchase or sale - no call center and no pressure.
    You want an established, moderately sized resale home in Middleburg.Excellent fit
    You value an active HOA that runs its own community pool and swim team.Excellent fit
    You are comfortable evaluating condition and updates on a home-by-home basis.Excellent fit
    You commute toward Jacksonville, NAS Jacksonville, or Orange Park.Excellent fit
    You want a larger floor plan than the reported roughly 1,204 to 1,843 square foot range.Probably not
    You want a marketed clubhouse or resort-style amenity package beyond a community pool.Probably not
    You are not prepared to confirm HOA dues and pool access in writing before buying.Probably not
    You need a brand-new home with a builder warranty.Probably not

    Get the inside read on Middleburg

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Middleburg home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Middleburg specialist will reach out personally, usually the same day.

    Median sale price in Heritage Farms, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

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    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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