Swimming Pen Creek
Homes for Sale in Middleburg, FL

Swimming Pen Creek is a small, established pocket of Middleburg in Clay County where the housing stock spans several eras rather than a single builder's vintage. The mix rewards buyers who can read a house on its merits, not its listing date.

realMLS (Northeast Florida) sales records identify 5 homes in Swimming Pen Creek that have changed hands since 2008, built between 1966 and 1989 (median 1971), with a median living area of about 1,796 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Swimming Pen Creek is too small for its own price trend, so here is the market around it.

In ZIP 32068, 461 homes are on the market and 28% are under contract — a steady corner of Middleburg.

Across Clay County, 1,290 homes are active and 439 pending (25% under contract).

In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Swimming Pen Creek specifically. Momentum Research analysis of MLS records.

The defining feature here is age spread. Homes date from as far back as 1940 through 2023, with the midpoint near 1973 — so the inventory is weighted toward mature homes with a thread of newer builds running through it. That produces meaningful variation in construction type, systems, and lot character across a set of just 56 homes. Median living space sits near 2,392 square feet, so these are substantial homes rather than compact ones, and the condition of that square footage is where value is made or lost.

The ownership pattern is notably settled: roughly 81% of homes carry a homestead exemption, which typically signals long-hold, owner-occupied inventory rather than a churn of rentals or flips. Practically, that tends to mean fewer listings at any given moment and homes that have been lived in and maintained on an owner's timeline — a plus for stability, a constraint for buyers who need selection right now.

In a small, wide-vintage market, the work is in the details: separating a genuinely updated home from a cosmetically freshened one, pricing an older home against newer competition, and being ready when the right listing surfaces. We know this Clay County pocket, we read condition honestly, and we will tell you plainly when a specific house — or the community itself — is not the right fit.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.