Highland Lakes
Homes for Sale in Palm Harbor, FL
All 554 homes for sale in Palm Harbor, FL · median $374,450 · 143 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1985–1985; 3 of 3 report an HOA (median $164/mo). As of September 2026, the MLS records 9 closed sales in Highland Lakes Unit Twenty Eight in Palm Harbor, FL since 2015, the most recent in April 2026. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).
Highland Lakes is showing only two closings in this window, which is not enough activity to draw a confident read on pricing trend, days on market, or negotiating room. Anyone quoting a firm number for this specific unit right now is overstating what the data actually supports.
Current MLS listings for this section do not itemize community amenities, so that detail needs to be confirmed directly through the HOA or governing documents rather than assumed from the listing sheet. With volume this thin, the practical posture for both buyers and sellers is to lean on a broader Highland Lakes or Palm Harbor comparison set rather than treat Unit Twenty Eight in isolation.
The 60-Second Overview
Highland Lakes is one section within the larger Highland Lakes development in Palm Harbor, Pinellas County — the unit numbering points to a phased build-out rather than a standalone community. Because current listing activity here is limited, pricing and amenity specifics are best confirmed at the property level.
Stellar MLS sales records identify 1,458 homes in Highland Lakes that have changed hands since 2004, built between 1973 and 1991 (median 1981), with a median living area of about 1,406 sq ft and a typical 2-bedroom, 2-bath layout; 71% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Highland Lakes is best for.
Best for
- Buyers willing to verify HOA terms and amenities directly rather than depend on listing tags
- Buyers using broader Highland Lakes or Palm Harbor comparables to gauge fair value
- Sellers prepared to price based on a wider comparison set given thin recent activity in this specific unit
Probably not for
- Buyers who require a deep, unit-specific sales history before committing
- Anyone expecting a published list of community amenities without independent confirmation
- Buyers or sellers who want a fast read on trend direction from a very small closing count
The market around Highland Lakes
Highland Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Highland Lakes specifically. Momentum Research analysis of MLS records.
Highland Lakes Unit Twenty Eight Market Scorecard
Highland Lakes Unit Twenty Eight is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34684 ZIP is $325,020, about 3.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Highland Lakes
Live MLS inventory for Highland Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Highland Lakes listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Highland Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highland Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- East Lake High-PN · High
Zoned schools reflect the assignments reported on recent Highland Lakes listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Highland Lakes address.
Shop the zone: Homes zoned for East Lake High-Pn High School
The Highland Lakes buying strategy.
If we were buying in Highland Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Lakes.
Reading a Thin Data Set
Two closings in the current window is a small enough sample that any single sale can swing the picture. That does not mean the unit is inactive or undesirable — it means the MLS feed simply has not generated enough transactions in this stretch to support statements about typical pricing, condition premiums, or time on market specific to Unit Twenty Eight.
The amenities field for current listings comes back empty, which usually means the listing agents did not tag specific features rather than that none exist. For a subdivision like this, that is a signal to pull the HOA documents or call the association directly to confirm what is and is not included before making assumptions based on the listing alone.
The location and the amenities are priced into every listing in Highland Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When the on-record data for a specific unit is this limited, the value we add is context: pulling comparable sales from the broader Highland Lakes footprint, confirming HOA and amenity details directly rather than relying on an incomplete MLS tag, and being straightforward with clients about what the numbers can and cannot tell them yet.
Highland Lakes in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $164/month (about $1,968/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $164 per month ($1,968 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highland Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highland Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highland Lakes home worth?
Get a no-obligation home value based on real comparable sales in Highland Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Should you buy in Highland Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Highland Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Highland Lakes
Where is Highland Lakes?
Highland Lakes is a community in Palm Harbor, Pinellas County, Florida, ZIP 34684.
Are there homes for sale in Highland Lakes right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Highland Lakes have an HOA or CDD?
No HOA is on record for Highland Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Highland Lakes with Momentum Realty’s local guides.