Horizon South Xiv
Homes for Sale in Panama City Beach, FL
All 726 homes for sale in Panama City Beach, FL · median $369,000 · 686 condos for sale in Panama City Beach · 667 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Horizon South Xiv in Panama City Beach, FL has 2 homes for sale. Horizon South Xiv is a community in Panama City Beach, Bay County, FL. Across Panama City Beach as a whole, 613 homes closed in the last 12 months at a median of $442,250, 74 median days on market, with 898 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,430 ($4,940 with the full homestead exemption).
Part of Horizon South, Panama City Beach, FL — see all Horizon South homes for sale (19 listings across 5 sections in the MLS).
There is not enough current MLS activity in Horizon South Xiv to point to a reliable price signal right now. No median, no pace-of-sale figure, no amenity roster has surfaced in the current listing data as of this snapshot, which itself tells you something: this is a thin, low-volume corner of the Panama City Beach market rather than a high-turnover community.
For a buyer or seller, that means pricing and timing decisions here have to lean more on direct comparison to individual listings and recent closings than on a community-wide trend line. Treat any number you hear about this community with skepticism until it is confirmed against an active or recently sold listing.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Horizon South Xiv sits within Panama City Beach in Bay County, but current MLS data does not yet support a community-level price or pace snapshot, and no shared amenities have been identified from active listings.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Horizon South Xiv is best for.
Best for
- A buyer focused on a particular listing in Horizon South Xiv rather than a community-wide average
- Someone comfortable doing property-level diligence in a market segment with limited public data
- A seller who understands pricing here will rely on direct comparables rather than a published community median
Probably not for
- A buyer who wants a confirmed median price or days-on-market figure before engaging
- Someone shopping primarily by a published amenity list, since none is currently identified
- A buyer unwilling to lean on individual comparable sales in place of community-level statistics
The market around Horizon South Xiv
Horizon South Xiv is too small for its own price trend, so here is the market around it.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
ZIP and county figures describe the wider market, not Horizon South Xiv specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Horizon South Xiv
Live MLS inventory for Horizon South Xiv. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 52 daysTop listing
Active · 713 daysActive and pending Horizon South Xiv listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Horizon South Xiv buying strategy.
If we were buying in Horizon South Xiv today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horizon South Xiv.
A community without a data trail yet
Some communities in this market have enough listing volume to generate a clear median price and a clear sense of how fast homes move. Horizon South Xiv is not currently one of them based on this snapshot. That is not a red flag on its own, but it does mean the usual shorthand — median price, days on market, amenity list — is not available to lean on.
What this means practically: any home here has to be evaluated on its own terms. Condition, lot, unit position, and recent comparable sales carry more weight than they would in a community with a deep, consistent trading history.
The location and the amenities are priced into every listing in Horizon South Xiv. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community does not have a strong public data trail, the value of local, hands-on comparison goes up. We pull the individual listing history, nearby comparable sales, and current competing inventory directly rather than relying on a community-wide average that does not exist yet for Horizon South Xiv.
Horizon South Xiv in 15 seconds.
Tools for a Horizon South Xiv buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horizon South Xiv sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Horizon South Xiv, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Horizon South Xiv home worth?
Get a no-obligation home value based on real comparable sales in Horizon South Xiv, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Horizon South Xiv?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Horizon South Xiv fits the bigger picture — live prices, inventory, and Momentum Scores: