Horrizon South Xxi
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Horrizon South Xxi in Panama City Beach, FL has 1 home for sale. As of September 2026, the MLS records 1 closed sale in Horrizon South Xxi in Panama City Beach, FL, the most recent in December 2016.
Horrizon South Xxi is not showing enough current MLS activity in Panama City Beach to support a pricing narrative right now. There is no median price, no listing count, and no days-on-market figure to point to as of this snapshot, which itself is the read: this is a quiet corner of the market at the moment, not an active one.
For a buyer or seller, that means going in with eyes open. Any pricing conversation here has to be built listing-by-listing, off comparable sales and current inventory pulled fresh at the time you are ready to act, rather than off a community-wide trend line that does not yet exist in the data.
The 60-Second Overview
Horrizon South Xxi sits in Panama City Beach, Bay County, but current MLS records do not show enough listing volume or amenity detail to characterize the community beyond its location.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Horrizon South Xxi is best for.
Best for
- A buyer targeting this specific Panama City Beach address regardless of broader community data
- A buyer or investor willing to evaluate the property strictly on its own listing details and current comparables
- A seller who wants a straightforward, listing-specific pricing conversation rather than a community-trend pitch
Probably not for
- A buyer who wants to compare median prices or sales pace against other Panama City Beach communities
- A buyer relying on established on-site amenities as part of the decision
- A buyer who needs a track record of recent sales activity before feeling confident about value
The market around Horrizon South Xxi
Horrizon South Xxi is too small for its own price trend, so here is the market around it.
In ZIP 32413, 807 homes are on the market and 18% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
ZIP and county figures describe the wider market, not Horrizon South Xxi specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Horrizon South Xxi Market Scorecard
Horrizon South Xxi is currently a thin data market. Limited supply, a median asking price of $270,000, and homes go under contract in about 90 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Horrizon South Xxi
Live MLS inventory for Horrizon South Xxi. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Horrizon South Xxi listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Horrizon South Xxi buying strategy.
If we were buying in Horrizon South Xxi today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horrizon South Xxi.
A community without a current data trail
There is no way to responsibly describe pricing, pace of sales, or on-site amenities for Horrizon South Xxi from this snapshot. No community amenities were identified from current MLS listings, and no price or transaction figures are available to cite. That is a statement about data availability, not a judgment on the community itself.
What we can confirm is location: this is a Panama City Beach address in Bay County. Anyone evaluating it seriously should treat that as the starting point and build the rest of the picture from a live pull of active and sold listings at the time of inquiry, rather than relying on any general community summary.
The location and the amenities are priced into every listing in Horrizon South Xxi. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has this little current MLS visibility, the value we add is in pulling live data rather than repeating stale generalities. We will run current listings, recent solds, and any relevant comparables in Panama City Beach before we let you make a decision on price.
Horrizon South Xxi in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Horrizon South Xxi buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horrizon South Xxi sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Horrizon South Xxi, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Horrizon South Xxi home worth?
Get a no-obligation home value based on real comparable sales in Horrizon South Xxi, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Horrizon South Xxi?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Horrizon South Xxi with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Horrizon South Xxi fits the bigger picture — live prices, inventory, and Momentum Scores: