Horrizon South Xxi
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 653 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Horrizon South Xxi in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 1 closed sale in Horrizon South Xxi in Panama City Beach, FL, the most recent in December 2016. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Horrizon South Xxi is not showing enough current MLS activity in Panama City Beach to support a pricing narrative right now. There is no median price, no listing count, and no days-on-market figure to point to as of this snapshot, which itself is the read: this is a quiet corner of the market at the moment, not an active one.
For a buyer or seller, that means going in with eyes open. Any pricing conversation here has to be built listing-by-listing, off comparable sales and current inventory pulled fresh at the time you are ready to act, rather than off a community-wide trend line that does not yet exist in the data.
The 60-Second Overview
Horrizon South Xxi sits in Panama City Beach, Bay County, but current MLS records do not show enough listing volume or amenity detail to characterize the community beyond its location.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Horrizon South Xxi is best for.
Best for
- A buyer targeting this specific Panama City Beach address regardless of broader community data
- A buyer or investor willing to evaluate the property strictly on its own listing details and current comparables
- A seller who wants a straightforward, listing-specific pricing conversation rather than a community-trend pitch
Probably not for
- A buyer who wants to compare median prices or sales pace against other Panama City Beach communities
- A buyer relying on established on-site amenities as part of the decision
- A buyer who needs a track record of recent sales activity before feeling confident about value
The market around Horrizon South Xxi
Horrizon South Xxi is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Horrizon South Xxi specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Horrizon South Xxi, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Horrizon South Xxi
Live MLS inventory for Horrizon South Xxi. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Horrizon South Xxi listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Horrizon South Xxi Right Now (1)
All 1 active and pending Horrizon South Xxi listings with a detail page, newest first, refreshed twice a day from the MLS.
- 17462 Front Beach Road 60103, Panama City Beach, Fl 32413 · $270,000 · 1 bd / 2 ba · listed Jul 2, 2026 · listed by Keller Williams Success Realty
The Horrizon South Xxi buying strategy.
If we were buying in Horrizon South Xxi today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horrizon South Xxi.
A community without a current data trail
There is no way to responsibly describe pricing, pace of sales, or on-site amenities for Horrizon South Xxi from this snapshot. No community amenities were identified from current MLS listings, and no price or transaction figures are available to cite. That is a statement about data availability, not a judgment on the community itself.
What we can confirm is location: this is a Panama City Beach address in Bay County. Anyone evaluating it seriously should treat that as the starting point and build the rest of the picture from a live pull of active and sold listings at the time of inquiry, rather than relying on any general community summary.
The location and the amenities are priced into every listing in Horrizon South Xxi. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has this little current MLS visibility, the value we add is in pulling live data rather than repeating stale generalities. We will run current listings, recent solds, and any relevant comparables in Panama City Beach before we let you make a decision on price.
Horrizon South Xxi in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $625/month (about $7,500/yr) · median of 20 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $625 per month ($7,500 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Horrizon South Xxi buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horrizon South Xxi sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Horrizon South Xxi, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Horrizon South Xxi home worth?
Get a no-obligation home value based on real comparable sales in Horrizon South Xxi, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Horrizon South Xxi?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Horrizon South Xxi fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Horrizon South Xxi
Where is Horrizon South Xxi?
Horrizon South Xxi is a community in Panama City Beach, Bay County, Florida, ZIP 32413.
Are there homes for sale in Horrizon South Xxi right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Horrizon South Xxi have an HOA or CDD?
No HOA is on record for Horrizon South Xxi in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Horrizon South Xxi with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.